Business Details
36 Years
experience
Your Trusted Independent Insurance Agency in Glenelg, MD
O'Donovan Insurance has been a trusted provider of comprehensive insurance and financial services for over 32 years. As a family-owned and operated independent agency, we prioritize client needs by offering tailored solutions through multiple insurance carriers. Our experienced team specializes in business, personal, and specialty insurance, ensuring clients receive coverage that aligns with their unique risks. With a commitment to transparency and client advocacy, we act as a liaison between policyholders and insurers, providing flexibility to adapt coverage as needs evolve.Our partnership with financial services experts extends our expertise to wealth management and investment planning, creating a holistic approach to asset protection. Headquartered in Glenelg, Maryland, we serve clients across multiple states, combining local knowledge with national resources to deliver exceptional service.
Services
Business Liability Insurance
Property Insurance
Commercial Auto
Workers Compensation
Professional Liability
Homeowners Insurance
Personal Umbrella
Flood Insurance
Wealth Management
Life Insurance
Details
- Year established: 1990
Highlights and features
- We offer 32 years of experience in customized insurance solutions.
- Our independent agency model provides access to multiple insurance carriers.
- Family-owned approach prioritizes client needs over commission-driven sales.
- Specialized expertise in hard-to-place coverage for niche industries.
- Dedicated financial planning services complement our insurance offerings.
What people say
Top-notch support
Most responsive
Protected my family daycare
Family-owned approach
Comprehensive specialty options
Services
Business Liability Insurance
Business liability insurance protects companies from financial losses due to claims of property damage, bodily injury, or advertising mistakes. Our policies cover legal fees, settlements, and medical expenses, ensuring business continuity during disputes. Independent agency access to multiple carriers allows customized solutions for industries ranging from construction to childcare.
Personal Umbrella Insurance
Personal umbrella insurance provides additional liability coverage beyond standard homeowners or auto policies. This protection safeguards personal assets from catastrophic claims like severe accidents or lawsuits. Our agents help determine appropriate coverage levels based on individual risk profiles and asset portfolios.
Specialty Insurance
Specialty insurance addresses unique risks in hard-to-place industries like logging, daycare operations, and janitorial services. Our expertise includes tailored policies for logging contractors, fashion consultants, and wedding planners. These solutions fill coverage gaps left by standard commercial policies through specialized underwriting partnerships.
Wealth Management
Wealth management services optimize financial security through investment strategies and retirement planning. Partnering with licensed financial advisors, we create portfolios that align with long-term goals. Services include annuity planning, mutual fund selection, and tax-efficient investment structures to preserve and grow client assets.
Commercial Auto Insurance
Commercial auto insurance protects business vehicles from collision damage, liability claims, and uninsured motorists. Policies cover company fleets, delivery vehicles, and employee-operated cars used for work purposes. Our agents help businesses navigate state-specific requirements while securing competitive rates through multiple carriers.
Questions
What types of insurance do you specialize in?
We specialize in business liability, specialty insurance for niche industries, personal umbrella policies, and commercial auto coverage. Our independent agency model allows access to multiple carriers for customized solutions.
How are you different from other insurance agencies?
As a family-owned independent agency, we prioritize client interests over commission-driven sales. Our access to multiple carriers provides unbiased recommendations and flexible coverage options tailored to specific needs.
Do you offer financial planning services?
Yes, we partner with licensed financial advisors to provide wealth management, investment planning, and retirement strategies that complement our insurance offerings.
How do I file an insurance claim?
File claims through our Client Portal for 24/7 access or contact our office directly. Our team provides guidance throughout the process to ensure timely resolution and support.
What areas do you serve?
We serve clients in Maryland, North Carolina, Virginia, and South Carolina with both insurance and financial planning services.
