Business Details
Your Trusted Independent Insurance Agency in Broomfield, CO
We are an independent insurance agency founded by former claims adjusters with over 30 years of combined industry experience. Our independence allows us to customize coverage from more than 50 insurance carriers to meet individual client needs. We leverage our deep understanding of claims processes to help clients secure policies that align with their expectations for protection and service. Our team prioritizes personalized guidance, utilizing technology and industry expertise to deliver cost-effective solutions tailored to each client's unique circumstances. 
Services
Homeowners/Renters Insurance
Automobile Insurance
Motorcycle Insurance
Boat Insurance
Personal Umbrella
Commercial Property
General Liability
Business Owners Policy
Inland Marine
Errors & Omissions
Highlights and features
- We have 30+ years of claims adjuster experience
- We work with 50+ insurance carriers
- We customize coverage to fit individual needs
- We specialize in Denver metro area insurance solutions
- We offer multi-policy bundling discounts
Services
Commercial Property
Protects business assets at specific locations with customizable coverage for stationary and off-site property. We help businesses secure policies that extend beyond standard protections for specialized equipment and materials. Our expertise ensures proper valuation and risk assessment for commercial properties.
General Liability
Safeguards businesses against financial losses from property damage or injury claims. We analyze operations to determine appropriate coverage limits and exclusions. Our carrier network provides options for businesses across industries to meet contractual and legal requirements.
Business Owners Policy
Combines property and liability coverage into cost-effective packages. We tailor BOPs to include additional protections like business interruption insurance. Our solutions help small to mid-sized businesses streamline coverage while maintaining comprehensive protection against common risks.
Inland Marine
Covers tools and equipment transported off-site for business operations. We specialize in policies for contractors and service providers requiring mobile asset protection. Our solutions address gaps in standard commercial policies for equipment used at multiple locations or job sites.
Errors & Omissions
Protects service providers against claims of negligence or work mistakes. We help professionals secure coverage for legal defense costs and settlements. Our policies address industry-specific risks for consultants, contractors, and other service businesses requiring specialized liability protection.
People
David H Head
Owner
CPCU-certified insurance professional with 25+ years in property and casualty claims. Former claims adjuster applying industry expertise to independent agency work. Focuses on technology-driven solutions and personalized client service for residential and commercial insurance needs.
Questions
How do you help clients find the best insurance rates?
We compare options across 50+ carriers to find customized solutions that balance coverage and cost for each client's unique needs.
What insurance services do you offer?
We provide personal insurance (auto, home, life) and commercial coverage (property, liability, BOP) with specialty options like inland marine and E&O.
Can I bundle multiple insurance policies?
Yes, we offer multi-policy discounts for bundling home, auto, and business insurance to help clients maximize savings.
What areas do you serve?
We primarily serve Denver and surrounding communities including Broomfield, Arvada, Westminster, and Boulder, Colorado.
How does your life insurance process work?
We partner with Ethos to provide simplified life insurance applications with no medical exams and instant quote generation through our website.
