Business Details
Your Trusted Partner for Insurance and Financial Solutions
The Vernon Agency is dedicated to providing investment management and strategic wealth planning tailored to individual client needs. Our primary focus is to serve as a trusted advisor, offering unbiased opinions designed to achieve long-term investment results. We operate with the highest levels of trust, integrity, and respect, collaborating through a team approach to support, educate, and guide each client. Recognizing that no single strategy fits all, we prioritize personalized attention from planning to execution. Our proactive approach helps clients develop strategies aligned with their financial goals, anticipating challenges to maintain progress toward a purpose-driven future.With expertise in insurance, retirement planning, and financial services, we empower clients to make informed decisions. Our commitment to exceptional service and client-centric philosophy ensures that every individual and business we serve receives tailored solutions. We invite clients to explore our resources and engage with us for personalized guidance. Our team combines decades of experience with industry-specific knowledge to address complex financial landscapes. Through transparency and a dedication to client satisfaction, we build lasting relationships grounded in reliability and ethical standards.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Health Insurance
Life Insurance
Investments
RV Insurance
Umbrella Insurance
Boat Insurance
Retirement Planning
Highlights and features
- We offer personalized insurance and financial strategies tailored to your unique needs.
- Our team provides comprehensive coverage options for individuals and businesses.
- We combine decades of experience with industry-specific expertise in financial planning.
- Our client-first approach ensures transparent communication and ethical service delivery.
- We deliver cost-effective solutions that adapt to evolving personal and business goals.
What people say
Personalized service
Knowledgeable staff
Cost-effective solutions
Simplified complex plans
Dedicated support
Services
Auto Insurance
Our auto insurance policies protect Michigan drivers with affordable, customizable coverage options. We prioritize comprehensive protection for vehicles and families while ensuring compliance with state regulations. Clients benefit from competitive rates and personalized risk assessment.
Commercial Insurance
Commercial insurance safeguards Michigan businesses against liability, property damage, and operational risks. We offer tailored policies for diverse industries, including property, liability, and workers' compensation coverage. Our solutions adapt to business size and sector-specific needs.
Retirement Planning
Retirement planning services focus on long-term financial security through IRAs, 401(k)s, and investment strategies. We help clients optimize savings while balancing risk tolerance and growth objectives. Personalized plans ensure alignment with individual retirement timelines.
Health Insurance
Health insurance solutions cater to individuals and businesses seeking affordable, comprehensive medical coverage. We simplify plan selection by comparing options and identifying cost-saving opportunities without compromising care quality or network accessibility.
Life Insurance
Life insurance policies provide financial protection for beneficiaries through term and permanent coverage options. We assist clients in determining appropriate coverage amounts and policy structures to meet family or business needs.
People
Derek Aho
President, Insurance Agent, Financial Advisor
Derek Aho, CLCS, leads The Vernon Agency with expertise in insurance and financial planning. He holds Series 6, 63, and 7 licenses and specializes in commercial lines. Derek prioritizes client relationships and community involvement.
Krystle Steele
Insurance Agent
Krystle Steele offers insurance and financial advisory services with over 11 years of experience. She holds licenses in property, casualty, life, health, and securities. Krystle focuses on educating clients about personalized financial solutions.
Faith Birmingham
Insurance Agent
Faith Birmingham specializes in group benefits and personal insurance lines. With expertise in health (including Medicare), life, and commercial insurance, she provides tailored solutions while maintaining industry knowledge through continuous education.
Linda Sversko
Commercial Account Manager
Linda Sversko brings decades of insurance experience, specializing in commercial lines and accounting. She holds an associate degree from Baker College and focuses on client satisfaction through expert account management and service delivery.
Carrie Cook
Customer Service Representative
Carrie Cook provides client support with over 20 years of customer service experience. She assists with insurance needs and policy management, emphasizing client satisfaction through personalized attention and problem-solving.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, health, life, RV, boat, and umbrella insurance, along with employee benefits and investment services.
How can you help businesses save on insurance costs?
Our team compares multiple carriers to identify cost-effective commercial policies while maintaining comprehensive coverage tailored to specific business risks.
Do you offer retirement planning services?
Yes, we provide retirement planning including IRAs, 401(k)s, and investment strategies designed to meet individual financial goals and risk tolerance.
Are your services available outside Vernon, MI?
While based in Vernon, we serve clients throughout Michigan with both insurance and financial planning services.
How do you handle claims assistance?
We guide clients through the claims process, leveraging relationships with major carriers to ensure timely and fair resolution of claims.
Can you help with health insurance for individuals?
Yes, we assist individuals in selecting affordable health insurance plans, including Medicare options, with personalized comparisons to meet specific needs.
