Business Details
Specialty Insurance for Collectors
At Bluewater Insurance, we specialize in providing tailored specialty insurance solutions for collectors of fine art, jewelry, numismatics, wine, and other valuable assets. Our mission is to protect the true value of collections through comprehensive policies that address gaps in standard homeowners or renters insurance. With expertise in the unique needs of collectors, we offer full value protection without depreciation, coverage for items in transit or multiple locations, and specialized claims service from professionals who understand the passion behind collecting. Our policies include protections against earthquake, fire, flood, theft, and mysterious disappearance, along with 90-day coverage for newly acquired items. We prioritize personalized service, leveraging our deep knowledge of the collector community to deliver policies aligned with the evolving needs of our clients.Whether you've inherited heirlooms or built a diversified portfolio, our team focuses on securing your collection with flexibility and expertise. We are committed to transparency, reliability, and client satisfaction, ensuring collectors receive the protection they deserve. Our dedication extends beyond insurance through inventory management resources and partnerships that enhance the collecting journey. By combining industry-specific knowledge with a client-centric approach, we aim to be a trusted partner throughout every stage of collection ownership. Our goal is to provide peace of mind through policies designed specifically for the unique risks collectors face.
Services
Fine Art Insurance
Jewelry Insurance
Numismatic Insurance
Wine Insurance
Collector Cars Insurance
Comic Book Insurance
Memorabilia Insurance
Historical Documents Insurance
Model Trains Insurance
Stamps Insurance
Highlights and features
- We offer full value protection policies with no depreciation.
- Our coverage includes protection during transit and across multiple locations.
- Expert claims specialists understand the unique value of collectibles.
- Policies cover newly acquired items for 90 days without additional fees.
- We provide specialized coverage for mysterious disappearance and extreme temperature damage.
Associations and certifications
- A.M. Best
Services
Fine Art Insurance
Protects fine art collections against damage, theft, and natural disasters. Covers works on consignment, owned, or borrowed items during transit, exhibitions, or storage. Provides full value protection without depreciation.
Jewelry Insurance
Covers loss, damage, or theft of jewelry collections. Includes protection for pairs and sets, allowing repair, replacement, or surrender options. Addresses risks during shipping and storage across multiple locations.
Numismatic Insurance
Specialized protection for rare coins and currency. Covers transit risks, storage, and display. Allows flexible usage for shows and club activities while maintaining full value protection.
Wine Insurance
Secures wine collections against accidental breakage, temperature damage, and spoilage. Covers bottles in storage, transit, or display. Provides comprehensive protection for individual bottles or entire cellars.
Collector Cars Insurance
Tailored insurance for classic and collector vehicles. Covers damage during transit, exhibitions, or storage. Includes protection against natural disasters and theft with full value settlement options.
Questions
What makes specialty insurance different from standard homeowners policies?
Specialty insurance provides full value protection without depreciation, covers transit and multiple locations, and includes risks like mysterious disappearance that standard policies exclude.
How quickly can I add newly acquired collection items?
Newly purchased items are automatically covered for 90 days without additional fees or paperwork requirements.
Does coverage apply during shipping or transportation?
Yes, our policies include protection for items during transit worldwide without requiring separate shipping insurance.
What happens if part of a pair or set gets damaged?
Our policy allows repair, replacement, or surrender options for damaged items in pairs or sets, providing flexibility during claims.
Are extreme temperature damages covered for wine collections?
Yes, we cover spoilage from mechanical breakdown of climate control equipment protecting stored wine collections.
How do claims work for specialized collections?
Claims are handled by specialists with expertise in collectibles, ensuring proper valuation and resolution aligned with the collection's unique value.
