Business Details
50+ Years
experience
Your Trusted Insurance Partner Since 1925
Carmack Insurance has been a trusted name in the insurance industry since 1925, serving clients with a commitment to personalized service and expertise. Founded by Roy Leonard Carmack, our agency has evolved through four generations of family leadership, adapting to industry changes while maintaining core values of integrity and client-focused solutions. We specialize in commercial and personal insurance, including workers' compensation, professional liability, cyber insurance, and risk management services tailored to meet the unique needs of businesses and families. Our team combines decades of experience with modern technology, offering seamless access to policy information and carrier resources through our fully automated systems.With offices in Newport Beach and Pasadena, we serve a wide geographical range across Southern California, leveraging strong relationships with top-tier insurance carriers to deliver comprehensive coverage options. Our history of loyalty and professionalism has earned us long-standing partnerships with clients, including construction firms, development companies, and emerging enterprises. We pride ourselves on proactive risk assessment, efficient claims handling, and a consultative approach that positions us as an extension of our clients' teams. As we celebrate our 100th year of service, we remain dedicated to the principles that have guided us since our founding: experience, credibility, and unwavering client support.
Services
Personal Insurance
Commercial Insurance
Workers' Compensation
Professional Liability
Food Technology Insurance
Cyber Insurance
Risk Management
Details
- Year established: 1925
Highlights and features
- We offer 100 years of insurance industry expertise across four generations
- Our team provides personalized risk management solutions for complex commercial needs
- We maintain direct data-line connections with carriers for efficient policy management
- Our multi-branch system serves a wider geographical range than local brokerages
- We combine family-owned service with access to top-tier insurance carriers
What people say
Excellent at what they do
Amazing experience
Proactive risk assessments
Dedicated claims support
Tailored coverage options
Services
Personal Insurance
We provide comprehensive personal insurance solutions protecting individuals and families. Our policies cover property, liability, and specialty needs with customizable options. Clients benefit from competitive rates and dedicated claims support through our carrier partnerships.
Commercial Insurance
Our commercial insurance programs safeguard businesses against operational risks. We offer tailored coverage for property damage, liability claims, and industry-specific exposures. Clients receive proactive risk assessments and streamlined policy management through our automated systems.
Workers' Compensation
We deliver workers' compensation solutions meeting California's regulatory requirements. Our services include policy placement, claims administration, and safety program development. Businesses gain access to specialized carriers and dedicated claims handling teams.
Professional Liability
Our professional liability insurance protects service providers against negligence claims. Coverage extends to legal defense costs and settlement expenses. We serve industries requiring specialized risk management including technology and consulting firms.
Cyber Insurance
We offer cyber insurance policies addressing data breach risks and digital threats. Coverage includes incident response, business interruption losses, and regulatory fines. Clients receive access to cybersecurity resources and breach mitigation specialists.
Questions
How do I get an insurance quote?
Contact us via phone or email with your coverage needs. Our team will review your requirements and provide a customized quote within one business day.
What commercial insurance services do you offer?
We provide workers' compensation, professional liability, property insurance, cyber liability, and specialized coverage for construction, food technology, and emerging industries.
How do I report a claim?
Call our office at (949) 851-3836 or use direct carrier links for urgent claims. Our team will guide you through the submission process and coordinate with insurers.
Do you serve clients outside Southern California?
While our offices serve Southern California, our multi-branch system and digital infrastructure allow us to effectively support clients across the state.
What risk management resources are available?
Clients receive safety program development, contract risk analysis, and cybersecurity assessments. We also provide access to carrier-sponsored loss prevention resources.
