Business Details
Agricultural Risk Management Experts
We are Ag-Risk, a specialized insurance agency dedicated to creating safety net protection for agricultural producers. Founded by farmers for farmers, our heritage as producers gives us unique insight into the risks and challenges faced by those in agriculture. We offer a comprehensive strategy of multiple products designed to maximize protection while minimizing investment. Our approach leverages advanced software tools to evaluate and customize insurance plans, ensuring producers receive optimal coverage tailored to their specific needs. With a team of experienced agents and partnerships with USDA-approved providers, we provide detailed analysis and innovative solutions for crop, livestock, and specialty agricultural risks.Our commitment to continuous education ensures we deliver the latest strategies to safeguard our clients' livelihoods. We take pride in understanding both sides of the insurance process, as our team actively uses the same tools and strategies we offer to our clients. Our goal is to provide peace of mind through sound risk management practices that protect capital, investments, and income stability for agricultural producers.
Services
Multi-Peril Crop Insurance
Crop Hail Insurance
Livestock Risk Protection
Annual Forage Insurance
Production Cost Insurance
Highlights and features
- We combine producer experience with advanced risk management software
- Our team offers specialized expertise in row crops, livestock, and specialty agriculture
- We provide comprehensive strategies combining federal and private insurance products
- We utilize USDA-approved evaluation tools for precise coverage analysis
- Our agents maintain active involvement in agricultural production
Associations and certifications
- USDA
Services
Multi-Peril Crop Insurance
Our Multi-Peril Crop Insurance (MPCI) provides comprehensive protection against weather-related yield losses and revenue declines. Covering over 100 crops including cotton, corn, wheat, and specialty crops, this federally subsidized program forms the foundation of most Ag-Risk strategies. Our advanced evaluation tools help producers optimize coverage levels while minimizing premium costs through strategic use of yield adjustments, trend analysis, and exclusion options.
Livestock Risk Protection
Livestock Risk Protection (LRP) insurance safeguards against market price declines for feeder cattle, fed cattle, and swine. This program allows producers to protect their margins without limiting profit potential during favorable market conditions. Our customized strategies combine LRP with other risk management tools to create comprehensive protection plans that address both price volatility and production risks for livestock operations.
Annual Forage Insurance
Annual Forage Insurance protects grazing and feed crops against losses from insufficient rainfall and declining vegetation. Designed for pasture and hay producers, this area-based program provides financial security when forage production falls short. Our experts help producers evaluate this coverage option alongside other insurance products to create balanced risk management strategies tailored to their specific agricultural operations.
Production Cost Insurance
Production Cost Insurance (PCI) offers revenue protection based on county-level production data. This innovative program provides flexibility through different plan types and practice standards, including separate coverage levels for irrigated and non-irrigated operations. Our team utilizes advanced software analysis to help producers understand PCI options and integrate them effectively with other risk management tools for comprehensive protection.
Crop Hail Insurance
Crop Hail Insurance provides targeted coverage against hail damage and fire-related losses. This specialized protection can be combined with other insurance products to create layered risk management strategies. Our agents help producers evaluate hail risk factors in their specific regions and determine appropriate coverage levels to protect their investments in crops like cotton, corn, and grain sorghum.
People
Tim
Owner & Agent
With firsthand experience as a producer, Tim brings practical insight to crop insurance strategies. He specializes in evaluating risk management options and utilizing advanced software tools to develop customized protection plans for agricultural producers.
Michelle
Office Manager
Michelle oversees daily operations and client coordination. Her organizational expertise ensures smooth implementation of insurance strategies and timely support for producers navigating risk management programs.
Tanner
Manager
As a manager, Tanner coordinates insurance solutions and client services. He works closely with producers to understand their unique risk profiles and implement effective coverage strategies aligned with their agricultural operations.
Kalli
Administrative Assistant
Kalli provides essential support in processing insurance documentation and client communications. Her attention to detail contributes to the efficient delivery of risk management services to agricultural producers.
Questions
What agricultural risks does Ag-Risk cover?
We cover crop yield losses, price declines, livestock risks, and forage production shortfalls through multi-peril insurance, hail protection, and specialized livestock programs.
How do you customize insurance strategies?
We use advanced software analysis to evaluate yield history, trend adjustments, and exclusion options, combining federal programs with private products for tailored solutions.
What crops qualify for coverage?
Over 100 crops including cotton, corn, wheat, soybeans, specialty crops, and forage plants are eligible for various insurance programs.
How does the Market Facilitation Program work?
This USDA program provides county-based payments for eligible crops, with rates determined by trade impact factors. We help producers understand eligibility and maximize benefits.
Do you offer livestock insurance options?
Yes, we provide Livestock Risk Protection (LRP) and Livestock Gross Margin (LGM) insurance to protect against price volatility in cattle, swine, and dairy operations.
What tools do you use for risk analysis?
We utilize USDA-approved ARMtech software to evaluate coverage options, compare strategies, and generate detailed reports for informed decision-making.
