Business Details
50+ Years
experience
Emergency
services
Your Trusted Independent Insurance Agency in Buffalo, NY
The Cesar Group has been a family-owned and operated independent insurance agency since 1955. Founded by Bernard A Cesar Sr., we have served individuals, families, and businesses across New York State for over 65 years. Our independence allows us to represent more than 40 top-rated insurance carriers, enabling us to provide tailored coverage solutions that balance price, service, and protection. We prioritize one-on-one client relationships, assigning each customer a dedicated Client Relations Associate to ensure personalized support. Our agency offers comprehensive personal insurance products including auto, homeowners, collector car, and condo policies, while our commercial division provides specialized coverage for apartment buildings, contractors, restaurants, and other business types.With offices in Buffalo, NY, we serve local communities in Clarence, East Aurora, Hamburg, Lockport, and Williamsville, maintaining licensing in eight states to better serve our clients. Our fully automated systems and experienced team work as your advocate during claims processes, ensuring efficient resolution while maintaining strict adherence to ethical standards. Through continuous education and risk management consulting, we help clients understand their insurance needs and implement protective strategies that evolve with their changing circumstances.
Services
Auto Insurance
Homeowners Insurance
Commercial Auto
Workers Compensation
Business Owners Policy
Flood Insurance
Earthquake Insurance
Condo Insurance
Individual Life Insurance
Motorcycle Insurance
Details
- Year established: 1955
Highlights and features
- Family-owned since 1955 with deep local market knowledge
- Represent 40+ top-rated insurance carriers for optimal coverage options
- Dedicated Client Relations Associates for personalized service
- 24/7 claims support with direct agency assistance
- Proactive risk management consulting for commercial clients
What people say
Personalized service
Competitive rates
Knowledgeable staff
Long-standing reputation
Efficient claims process
Services
Auto Insurance
We provide comprehensive auto insurance solutions for personal and commercial vehicles. Our policies protect against liability, collision, and uninsured motorists while offering discounts for safe drivers and multi-policy bundling. With access to multiple carriers, we help clients find coverage that matches their specific needs and budget requirements.
Homeowners Insurance
Our homeowners insurance policies protect residential properties against common risks including fire, theft, and natural disasters. We offer customizable coverage options for standard homes, collector cars, and specialized properties like manufactured homes. Policyholders benefit from personalized risk assessments and dedicated claims support to ensure quick resolution during emergencies.
Business Owners Policy
We design comprehensive business owners policies that combine property, liability, and specialized coverage for small to mid-sized businesses. Our solutions protect against common commercial risks while offering customizable endorsements for unique industry needs. Clients receive proactive risk management advice to help prevent losses and maintain operational continuity.
Workers Compensation
We offer workers compensation insurance to protect businesses against job-related injuries and illnesses. Our policies meet New York State requirements while providing comprehensive benefits for medical expenses and lost wages. We work with businesses to implement safety programs that reduce workplace incidents and potentially lower premium costs.
Flood Insurance
We provide flood insurance coverage through the National Flood Insurance Program and private carriers. Our specialists help property owners in high-risk areas understand their flood zone classifications and secure appropriate protection. Policies cover structural damage and personal property losses from flooding events that standard insurance won't cover.
People
Bernard A Cesar Sr
Founder
Founded The Cesar Group in 1955, establishing its reputation as a trusted independent insurance agency serving New York State residents and businesses for over six decades.
Bernard A Cesar Jr
Owner/President
Continuing family legacy since 1955, Bernard A Cesar Jr leads as President, maintaining the agency's commitment to personalized service and comprehensive insurance solutions.
Dena M Cesar
Corporate Secretary/Owner
As Corporate Secretary and Owner, Dena M Cesar ensures regulatory compliance and contributes to strategic decision-making while maintaining the agency's family-operated values.
Mark J. Depeters
Vice President
Vice President Mark J. Depeters oversees commercial insurance operations, bringing extensive industry experience to develop customized risk management solutions for business clients.
Bill Schaaf
Sales
Sales professional Bill Schaaf assists clients with insurance needs, leveraging product knowledge to help individuals and businesses find appropriate coverage solutions.
Questions
How can I get an insurance quote?
Request instant quotes online for auto, home, or business insurance, or call us at 716-626-0066 for personalized assistance with our insurance specialists.
What types of insurance do you offer?
We provide personal insurance (auto, home, life) and commercial coverage (BOP, workers comp, liability) for individuals and businesses across New York State.
How do I file a claim?
Report claims by calling our office at 716-626-0066 during business hours or use your policy's 24-hour claims reporting number for emergencies.
What are your business hours?
Our Buffalo office operates Monday-Friday 8:30 AM - 4:30 PM. We offer 24/7 claims support and appointments outside regular hours when needed.
Do you serve areas outside Buffalo?
We serve Clarence, East Aurora, Hamburg, Lockport, Williamsville, and maintain licensing in eight states to better serve our commercial clients.
How can you help save on insurance costs?
We compare rates from 40+ carriers, offer package discounts, and provide risk management advice to help clients optimize coverage while reducing premiums.
