Business Details
24 Years
experience
Your Trusted Insurance Advisor in Oregon
Since 2002, I have dedicated myself to helping Oregonians navigate the complexities of health insurance. Our mission is to provide expert guidance through the intricate healthcare system, ensuring clients make informed decisions tailored to their unique needs. With decades of combined experience in insurance brokerage, we specialize in demystifying plan options, tax implications, and provider networks. Our approach prioritizes transparency, offering no-cost services to clients as we are compensated directly by insurance carriers. We provide year-round support beyond initial enrollment, maintaining up-to-date knowledge of evolving regulations and market changes.Our commitment extends to personalized advice through annual plan renewals and ongoing assistance with claims management. We maintain strict privacy protocols, never sharing client information without explicit consent. Our digital resources include prescription cost-saving strategies and emergency medical expense planning tools. By focusing on long-term client relationships rather than transactional interactions, we ensure continuity of care and financial protection. This dedication to ethical service has established us as a trusted resource in Oregon's insurance landscape.
Services
Medicare Plans
Small Group Medical
Dental Insurance
Short Term Medical
Prescription Savings
Life Insurance
Travel Insurance
HSA Plan Options
Accident Coverage
MediShare Programs
Details
- Year established: 2002
Highlights and features
- No additional cost to clients - compensated directly by insurers
- 23 years of experience navigating Oregon's healthcare landscape
- Personalized annual plan renewal assistance
- Comprehensive understanding of tax implications for medical expenses
- Strict privacy protection for all client information
Services
Medicare Plans
We specialize in helping Oregon seniors navigate Medicare options. Our experts compare plan benefits, prescription coverage, and provider networks to find optimal solutions. Clients receive annual renewal assistance and mid-year adjustments when needed.
Small Group Medical
Tailored health insurance solutions for Oregon businesses with 2-50 employees. We compare multiple carriers to balance premium costs with comprehensive coverage. Services include plan design consultation and employee enrollment assistance.
Prescription Savings
Our proprietary cost-comparison tools help clients identify the most affordable medication options. We provide guidance on manufacturer assistance programs and pharmacy network pricing variations across insurance plans.
HSA Plan Options
We help clients evaluate high-deductible health plans paired with tax-advantaged HSAs. Our analysis includes long-term savings potential, contribution limits, and qualified expense planning to maximize healthcare dollars.
Accident Coverage
We offer supplemental insurance plans that provide cash benefits for unexpected medical emergencies. These policies help cover deductibles, travel expenses, and lost wages during recovery periods from covered accidents.
People
Agape Insurance
Agency Owner
With over two decades of insurance brokerage experience, Agape Insurance helps Oregon residents navigate complex healthcare decisions. He specializes in individual and small business medical plans while maintaining strict client confidentiality.
Questions
How are broker services free to consumers?
Insurance companies pay brokers commissions for placing policies, so our services cost nothing extra to clients.
Why use an insurance broker instead of applying directly?
Brokers provide comparative analysis across multiple carriers and maintain ongoing support throughout policy terms.
Do you offer coverage outside Oregon?
Our primary focus remains Oregon residents due to state-specific insurance regulations.
Can you help with existing policy questions?
Yes, we provide ongoing support for claims assistance and policy interpretation after enrollment.
How do prescription discount programs work?
Our tools compare pharmacy pricing networks and manufacturer assistance programs to maximize medication affordability.
What happens during annual policy renewals?
We proactively review coverage changes and recommend adjustments to maintain optimal protection.