Business Details
Trusted Insurance Services for Individuals and Businesses
Avery Insurance has been a trusted partner in asset protection for over 125 years, founded in 1899 with a legacy of personalized service. We specialize in crafting comprehensive insurance solutions for individuals and businesses, combining traditional values with modern risk management strategies. Our consultative approach identifies vulnerabilities to create tailored protection portfolios that evolve with clients' changing needs. With offices in Wolfeboro, Portsmouth, Gardiner, and New Orleans, our team of experts provides nationwide coverage through world-class insurance partners. We prioritize client education, empowering informed decisions while maintaining a strong commitment to community through partnerships and sponsorships.Our 30+ employees bring decades of combined experience in personal and commercial insurance, including high-value home, specialty vehicle, and complex business risk solutions. Recognized for exceptional claims advocacy, we ensure prompt resolution and proactive support during critical moments. Our value-added services extend beyond traditional insurance, offering risk management guidance and HR support to business clients. As a fourth-generation family-owned agency, we maintain an entrepreneurial spirit while leveraging cutting-edge technology to address modern insurance challenges. This enduring commitment to excellence has earned us long-term relationships with clients spanning multiple generations.
Services
Home Insurance
Auto Insurance
Commercial Insurance
High-Value Home Insurance
Specialty Vehicle Coverage
Umbrella Insurance
Flood Insurance
Valuable Possessions Insurance
Workers' Compensation
Risk Management
Highlights and features
- We offer 125+ years of insurance expertise with fourth-generation family ownership
- Our team provides personalized risk assessment and tailored coverage solutions
- We maintain partnerships with top-tier insurance carriers for comprehensive coverage
- Our claims advocacy ensures prompt resolution and client representation
- We combine traditional values with modern technology for efficient service
What people say
Exceptional service
Knowledgeable team
Prompt claims resolution
Personalized approach
Proactive support
Services
Home Insurance
Our home insurance solutions protect primary residences, vacation properties, and high-value homes with customizable coverage options. We offer specialized protection for unique assets exceeding $1.5 million valuation while addressing standard homeowners' needs. Our policies include liability protection, personal property coverage, and additional living expenses during displacement.
Commercial Insurance
We provide comprehensive business insurance packages tailored to specific industries including contractors, technology firms, and hospitality businesses. Our offerings include property coverage, liability protection, workers' compensation, and cyber insurance. Annual policy reviews ensure coverage evolves with clients' changing operational needs and regulatory requirements.
Specialty Vehicle Coverage
Our specialty vehicle insurance covers antique cars, motorcycles, boats, and yachts with customized protection plans. We address unique valuation requirements for collector vehicles while providing standard auto insurance options. Policies include liability coverage, comprehensive protection, and roadside assistance tailored to specific vehicle types.
Risk Management
We offer strategic risk assessment services identifying potential business exposures and implementing mitigation strategies. Our approach combines industry expertise with personalized consultation to reduce claim likelihood while optimizing insurance costs. This includes workers' compensation program management and safety protocol development for commercial clients.
Claims Advocacy
Our dedicated claims specialists provide proactive support throughout the insurance claim process. We ensure timely processing, accurate documentation, and client representation during disputes. This service includes expedited resolution tracking and direct communication with insurance carriers to protect policyholders' interests.
People
Tod O'Dowd
President
Fourth-generation insurance leader with extensive industry experience, Tod O'Dowd oversees agency operations while maintaining client relationships. He combines traditional insurance values with modern business strategies to ensure continued growth and service excellence.
Vicki O'Dowd
EVP, Strategy and Operations
Vicki O'Dowd directs strategic initiatives and operational efficiency while maintaining the agency's community-focused approach. Her leadership ensures seamless integration of technology with personalized service across all client interactions.
Lauren Gordon
VP of Operations
Lauren Gordon manages daily operations with a focus on process optimization and client satisfaction. She ensures consistent service quality across all departments while implementing improvements to enhance client experience.
Danielle Rice
Director of Strategy and Engagement
Danielle Rice develops strategic partnerships and client engagement initiatives. She focuses on creating value-added services that differentiate Avery Insurance in competitive markets while maintaining community connections.
Evan O'Dowd
Business Development Manager
Evan O'Dowd identifies growth opportunities and expands the agency's market presence. He builds relationships with new clients while ensuring alignment with the company's core values of personalized service and community commitment.
Questions
What types of insurance does Avery Insurance offer?
We provide personal insurance (home, auto, umbrella) and commercial insurance (business owners' policies, workers' compensation, cyber liability) tailored to individual and business needs.
How can I get a personalized insurance quote?
Contact our team through our website or call 603.569.2515 to schedule a consultation where we'll assess your specific needs and provide customized coverage options.
Do you offer insurance for high-value homes?
Yes, we specialize in coverage for homes valued over $1.5 million with customized policies addressing unique risks and asset protection requirements.
What industries do you serve with commercial insurance?
We provide business insurance for contractors, technology firms, financial services, restaurants, retail, marinas, and professional services industries among others.
How does your claims advocacy work?
Our dedicated claims specialists guide you through the process, ensure proper documentation, and advocate for fair resolution while maintaining direct communication with carriers.
Are you available for local community businesses?
As a locally-owned agency since 1899, we prioritize New England businesses while providing nationwide coverage through our multiple office locations.