Business Details
Your Trusted Insurance Partner in Rochester, NH
Founded over 35 years ago by Harvey Bernier, Jr., our agency has built a legacy of providing tailored insurance solutions to individuals and businesses across New England. With 17 licensed agents and longstanding relationships with over a dozen top-tier carriers, we combine deep industry expertise with personalized service to secure coverage that aligns precisely with our clients' needs. Our mission centers on delivering security and peace of mind through competitive pricing, unwavering commitment to client relationships, and a thorough understanding of both personal and commercial insurance lines.We prioritize transparency, trust, and long-term partnerships, ensuring clients feel confident in their protection against unforeseen risks. Our team's collective 250+ years of experience enables us to navigate complex insurance landscapes and deliver solutions that safeguard families, assets, and livelihoods.
Services
Personal Auto Insurance
Homeowners Insurance
Commercial Insurance
Workers Comp Insurance
Life Insurance
Pet Insurance
Boat & RV Insurance
Antiques Insurance
Flood Insurance
Business Life Insurance
Highlights and features
- We have 35+ years of experience providing tailored insurance solutions.
- Our team of 17 licensed agents offers personalized service and local expertise.
- We leverage relationships with top carriers to secure competitive rates.
- We prioritize mutual trust and long-term client relationships.
- We serve clients across New England with industry-specific knowledge.
What people say
Great friendly staff
Best policy and price
Always had great service
Competitive rates
Personalized solutions
Services
Personal Auto Insurance
Our personal auto insurance protects drivers with comprehensive coverage options tailored to individual needs. We offer competitive rates without compromising on protection, ensuring policyholders receive customized solutions that account for vehicle type, driving history, and specific risk factors. Our agents work directly with clients to explain coverage details and adjust policies as life circumstances change.
Homeowners Insurance
We provide homeowners insurance that safeguards properties against common risks while offering customizable add-ons for enhanced security. Our policies cover structural damage, personal belongings, and liability protection, with options for flood or earthquake coverage in high-risk areas. Clients benefit from competitive pricing through our carrier relationships and personalized risk assessments.
Commercial Insurance
Our commercial insurance solutions protect businesses from operational risks including liability claims, property damage, and employee-related incidents. We offer general liability, professional liability, and business interruption coverage tailored to specific industries. Policies are designed to meet regulatory requirements while providing financial security against unexpected disruptions to business operations.
Workers Comp Insurance
We specialize in workers' compensation insurance that protects businesses and employees from workplace injury or illness costs. Our policies comply with state regulations and include medical expense coverage, wage replacement, and rehabilitation support. We help businesses implement safety protocols to reduce claims and maintain affordable premiums through risk management strategies.
Life Insurance
Our life insurance products provide financial protection for beneficiaries through term and permanent policy options. We help clients determine appropriate coverage amounts based on family needs, outstanding debts, and future financial goals. Policies can include additional riders for critical illness or disability, ensuring comprehensive protection that adapts to changing life circumstances.
People
Eduard Viel
President
Eduard Viel leads Bernier Insurance with decades of industry experience, ensuring clients receive expert guidance and comprehensive insurance solutions tailored to their specific needs.
Julie Guyer
Vice President
Julie Guyer, CIC, leverages her extensive commercial insurance expertise to develop risk management strategies that protect businesses while maintaining cost-effectiveness and regulatory compliance.
Cathy Haughton
Executive Commercial Risk Advisor
Cathy Haughton provides strategic commercial risk management advice, helping businesses identify exposures and implement insurance solutions that safeguard their operations and financial stability.
Tiffany Harvey
Senior Personal Account Manager
Tiffany Harvey specializes in personal insurance solutions, offering personalized service to ensure clients' home, auto, and life insurance policies align with their evolving needs.
Tracy Thibeau
Life Insurance Specialist
Tracy Thibeau helps clients secure financial futures through customized life insurance plans, providing expert guidance on policy options that protect loved ones and meet long-term objectives.
Questions
What types of insurance do you offer?
We provide personal auto, homeowners, life, boat/RV, pet, commercial, workers' comp, and specialty insurance for antiques and flood coverage.
Do you serve businesses outside New England?
While our focus is New England, we work with businesses nationwide through our carrier partnerships and remote consultation services.
How do you find competitive insurance rates?
We analyze multiple carriers to find optimal coverage at competitive prices, leveraging our 35+ year relationships with top-tier insurers.
What sets Bernier apart from other agencies?
Our combination of local expertise, 250+ years of collective experience, and personalized service creates tailored solutions that prioritize client needs.
Can you help with specialized insurance needs?
Yes, we offer niche coverage including antiques, flood, and business continuity insurance to address unique protection requirements.
