Business Details
Innovative Insurance Solutions for Modern Business Risks
At Waters Insurance Network, we are redefining the future of insurance through innovation and strategic partnerships. Our team specializes in delivering tailored insurance solutions that address evolving risks, including cyber liability, management liability, and emerging markets like cryptocurrency and cannabis. We prioritize risk mitigation and boardroom accountability, helping clients reduce vulnerabilities to secure better premiums and coverage. Our collaborative model empowers retail brokers to access expanded resources while maintaining ownership of their agencies, fostering professional excellence and client-focused growth. With decades of combined experience in specialty insurance, our leadership team has established a framework that aligns cutting-edge methodologies with traditional insurance principles.We emphasize transparency, client education, and proactive risk management, ensuring our partners and clients benefit from a unified approach to incident response and underwriting. Our partnership with Lloyds of London and strategic alliances with risk management firms enable us to deliver comprehensive, dispute-free policies that simplify complex exposures. By focusing on innovation without compromising reliability, we position ourselves as a trusted partner for businesses navigating modern insurance challenges.
Services
Cyber Insurance
Management Liability
Cryptocurrency Insurance
Cannabis Industry Coverage
Parametric Insurance
Professional Liability
Law Enforcement Liability
Consolidated Liability
Risk Mitigation Services
Incident Response Planning
Highlights and features
- We offer specialized insurance solutions for emerging cyber and professional liability risks
- Our partnership with Lloyds of London ensures access to top-tier underwriting capacity
- We implement a unified policy approach that eliminates carrier disputes
- Our model preserves agency ownership while expanding service capabilities
- We provide risk mitigation strategies that reduce client vulnerabilities and premiums
Services
Cyber Insurance
Our Cyber Insurance protects businesses from financial losses due to data breaches and cyber attacks. We offer comprehensive coverage that includes incident response, legal defense, and business interruption recovery. Our policies integrate with risk assessment tools to help prevent attacks through proactive security measures.
Management Liability
Management Liability insurance safeguards company leaders against claims of mismanagement or fiduciary breaches. Coverage includes legal defense costs, settlements, and regulatory fines. Our policies protect executives while supporting corporate governance and accountability practices.
Cryptocurrency Insurance
This specialized insurance addresses risks associated with digital asset management. Coverage includes protection against exchange failures, hacking incidents, and custody errors. We provide tailored solutions for blockchain businesses and institutional crypto holders through our partnership network.
Cannabis Industry Coverage
Our cannabis-specific policies address the unique risks of legal marijuana businesses. Coverage options include crop protection, product liability, and regulatory compliance support. We work with licensed growers, processors, and retailers to develop customized risk management strategies.
Parametric Insurance
Parametric insurance provides rapid payouts based on predefined triggers rather than loss assessment. We offer weather-related, cyber-event, and supply chain disruption coverage that delivers immediate financial protection when specified conditions occur.
People
Rogan Dwyer
Principal & CEO
Rogan Dwyer leads Waters Insurance Network's strategic vision for innovative insurance solutions. With extensive experience in specialty insurance markets, he focuses on developing partnerships that deliver cutting-edge risk management products to clients nationwide.
Tod O'Dowd
Principal
Tod O'Dowd contributes expertise in insurance product development and underwriting strategies. As a principal, he works closely with partners to create customized solutions that address emerging risks in technology and professional services sectors.
Tom Vocatura
Principal
Tom Vocatura specializes in building strategic relationships with insurance brokers and underwriters. His focus areas include expanding the network's capabilities in management liability and cyber insurance through collaborative partnerships.
Rick Toland
Executive VP & Principal
Rick Toland oversees operational strategy and business development initiatives. With deep industry knowledge, he helps clients implement effective risk mitigation programs while expanding the network's specialty insurance offerings.
Gerry Kennedy
Principal
Gerry Kennedy provides leadership in developing innovative insurance products for emerging markets. His expertise includes cryptocurrency risk management and creating parametric insurance solutions that address modern business challenges.
Questions
What is Insurance as a Service?
Insurance as a Service combines traditional coverage with proactive risk management tools. We provide ongoing support to help businesses prevent losses through cybersecurity assessments and mitigation strategies.
How does your cyber insurance differ from standard policies?
Our cyber insurance integrates with professional liability coverage to eliminate disputes between carriers. We offer unified incident response through pre-vetted service providers and risk assessment tools.
Do you work with independent insurance brokers?
Yes, our partnership model allows independent brokers to maintain ownership while accessing expanded resources. Partners retain full commissions and profit-sharing percentages while offering broader services.
What risk mitigation services do you provide?
We offer cybersecurity assessments through our partnership with Observatory Strategic Management. These evaluations help identify vulnerabilities and implement measures that reduce insurance premiums and prevent losses.
How do you handle claims for complex insurance products?
Our consolidated policies streamline claims processing by eliminating disputes between multiple carriers. We coordinate incident response through a single point of contact to ensure faster resolution and reduced post-loss costs.
