Business Details
50+ Years
experience
Your Trusted Insurance Partner in Hampton, NH
Established in 1920, Tobey & Merrill has built a legacy of trust and reliability in Hampton, New Hampshire. As a family-owned business spanning four generations, we prioritize personalized service, combining deep industry expertise with a commitment to understanding each client's unique needs. Our team of licensed professionals delivers tailored insurance solutions for homes, vehicles, businesses, and life events, supported by decades of combined experience and a dedication to community advocacy.We approach every client relationship with transparency, ensuring clear communication and comprehensive coverage recommendations. With a focus on long-term partnerships, we actively engage in local initiatives and maintain strong relationships with trusted insurance carriers to provide competitive rates and exceptional service. Our history of navigating complex claims and adapting to industry changes underscores our position as a respected leader in the New Hampshire insurance market.
Services
Home Insurance
Auto Insurance
Business Insurance
Life Insurance
Special Event Insurance
Details
- Year established: 1920
Highlights and features
- Family-owned since 1920 with four generations of insurance expertise
- Personalized coverage recommendations tailored to individual needs
- Local knowledge serving New Hampshire communities for over a century
- Dedicated claims support with direct access to experienced agents
- Strong partnerships with trusted insurance carriers for competitive rates
What people say
Great service
Friendly and professional
Knowledgeable and responsive
Always helpful
Excellent customer service
Services
Home Insurance
Our home insurance protects your property with customized coverage for dwellings, other structures, personal property, and liability. We assess reconstruction costs based on building specifics rather than market value, ensuring adequate protection for New Hampshire homeowners. Policies address unique needs like manufactured homes and condominiums, with expert guidance on coverage gaps and policy coordination.
Business Insurance
We provide comprehensive business insurance solutions addressing property damage, liability, and operational risks. Our team specializes in habitational risks, commercial property coverage, and tailored policies for New Hampshire businesses, with dedicated account managers handling complex claims and policy adjustments to match evolving business needs.
Auto Insurance
Our auto insurance policies offer protection for personal and commercial vehicles, with options for standard coverage and specialized needs. We assist with ID card requests, policy adjustments, and claims coordination, ensuring compliance with state requirements while maintaining competitive pricing for New Hampshire drivers.
Life Insurance
We offer life insurance solutions to secure your family's financial future, with policies designed to meet various protection needs. Our agents help clients understand coverage options and select appropriate plans that align with long-term financial goals and family circumstances.
Special Event Insurance
Our special event insurance provides temporary protection for weddings, festivals, and other events in New Hampshire. Policies cover liability and property risks during events, with flexible terms and quick processing to ensure peace of mind for event organizers and venue owners.
People
Dean Merrill II
President, Commercial Lines Sales Agent
Fourth-generation insurance professional with decades of experience, specializing in commercial clients and large claims. Active community advocate and local business supporter.
Kim Merrill Wood
Personal Lines / Commercial Lines Sales Agent
Fourth-generation agent combining technology with personalized service. Focuses on client education and tailored insurance solutions for individuals and businesses.
Edward Young
President, D.B. Warlick & Company
35-year NH Seacoast insurance veteran with leadership experience. Serves on industry councils and local boards while managing client relationships.
Diane Hill
Vice President, Operations
30+ year insurance professional with multiple industry designations. Oversees operations while maintaining a hands-on approach to client service.
Eddie Young
Commercial Lines Manager
Commercial insurance specialist with prior experience at MMG Insurance. Focuses on policy development for businesses across New Hampshire's diverse regions.
Questions
What types of insurance do you offer?
We provide home, auto, business, life, and special event insurance policies tailored to New Hampshire residents and businesses.
How do I file a claim?
Report claims directly to your insurance carrier for immediate processing. Contact our office for guidance and support throughout the claims process.
Can I get insurance for a manufactured home?
Yes, we specialize in coverage for manufactured homes, addressing unique depreciation factors and replacement cost considerations.
Do you offer coverage for vacation rentals?
Yes, we provide specialized insurance for year-round and seasonal rental properties in New Hampshire's lakes and coastal regions.
How are dwelling coverage amounts calculated?
Coverage is based on reconstruction costs, considering square footage, construction type, and finishes, not market value.
What payment options are available?
Contact our office to discuss payment methods for your insurance premiums, including online and traditional payment options.
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