Business Details
24 Years
experience
Trusted Health & Life Insurance Brokers in Portsmouth, NH
Since 2002, AHS Affordable Health Solutions has been dedicated to simplifying health and life insurance decisions for individuals and businesses across New Hampshire and Maine. As independent brokers, we leverage decades of combined experience to provide unbiased guidance, ensuring clients understand their coverage options without hidden costs. Our team operates as trusted advisors, offering personalized consultations to assess unique needs and identify tailored solutions. We maintain relationships with top insurers to curate a portfolio of quality, cost-effective plans that meet diverse requirements. From initial enrollment to ongoing support, our commitment extends beyond policy acquisition, focusing on long-term client education and satisfaction.Our expertise spans individual health insurance, group benefits, Medicare supplements, and specialized coverage like disability and international travel insurance. By prioritizing transparency and client advocacy, we aim to demystify insurance complexities while delivering value-driven outcomes. Our local presence in Portsmouth, NH, combined with remote accessibility, ensures personalized service regardless of client location. Recognized for our responsive approach, we consistently follow up to address evolving needs and industry changes. Through strategic partnerships and a client-first philosophy, we empower informed decisions that align with both personal and organizational goals.
Services
Individual Health Insurance
Group Health Insurance
Medicare Supplemental Insurance
Life Insurance
Dental and Vision Insurance
Disability Income Insurance
Long Term Care Insurance
International Travel Health Insurance
Health Reimbursement Arrangements
Details
- Year established: 2002
Highlights and features
- We offer personalized insurance consultations tailored to individual and business needs.
- Our team provides unbiased guidance with access to multiple insurance carriers.
- Decades of combined experience in health and life insurance brokerage services.
- We ensure transparent communication without hidden fees or obligations.
- Ongoing support for policy implementation and post-enrollment assistance.
What people say
Personalized guidance
Knowledgeable team
Stress-free process
Ongoing support
Affordable options
Services
Individual Health Insurance
We help self-employed individuals and NH/ME residents without employer benefits navigate ACA Marketplace plans and private insurance options. Our brokers compare plans based on coverage needs, provider networks, and budget constraints. Clients receive step-by-step enrollment assistance and post-purchase support to maximize policy benefits.
Group Health Insurance
Local businesses gain access to competitive group health plans with comprehensive medical coverage. We assist employers in structuring benefits packages that attract talent while managing costs. Services include plan comparisons, employee education sessions, and HR administrative support for policy implementation.
Medicare Supplemental Insurance
Our specialists help Medicare beneficiaries close coverage gaps through supplemental plans. We explain policy options that cover copays, deductibles, and out-of-pocket expenses. Clients receive personalized comparisons between 47 available products from nine trusted insurers in the region.
Health Reimbursement Arrangements
We implement customized ICHRA and QSEHRA plans that give employers budget control while offering employees premium reimbursement options. Our brokers help businesses design tax-advantaged programs that comply with current regulations while meeting workforce healthcare needs.
Life Insurance
We offer term and permanent life insurance solutions for income replacement, estate planning, and legacy building. Our brokers assess clients' financial obligations and goals to recommend appropriate death benefit amounts and policy structures tailored to individual circumstances.
People
Maura Martino
President
With 25 years of healthcare industry experience, including Capitol Hill policy work and corporate healthcare expansion, Maura leads AHS with a focus on client advocacy. She combines entrepreneurial expertise from family business roots with personalized service to simplify insurance decisions for NH and ME clients.
Lorie Graves
Producer, Agent
Bringing 15 years of insurance brokerage experience, Lorie specializes in guiding clients through complex insurance processes. Licensed in NH and ME, she maintains client relationships across states while providing remote service from Georgia since 2021, ensuring consistent support and attention to detail.
Heidi Bunnell
Office Manager, Licensed Broker
Heidi combines special education experience with insurance expertise to deliver client-focused solutions. As both office manager and licensed broker, she ensures smooth operations while directly assisting clients with health insurance and benefits navigation, maintaining personalized relationships through prompt communication.
Paul Martino
Business Development
Paul contributes business operations expertise from wholesale distribution leadership roles to enhance AHS's client offerings. His industry knowledge complements Maura's leadership, focusing on strategic growth while maintaining the company's commitment to personalized insurance solutions for local businesses.
Questions
What insurance services do you offer?
We provide individual health, group benefits, Medicare supplements, life insurance, dental/vision plans, disability coverage, and health reimbursement arrangements for NH and ME residents and businesses.
How do you help small businesses with insurance?
We assist businesses with group health plans, ICHRA/QSEHRA implementation, and employee benefits education. Our services include plan comparisons, cost analysis, and administrative support tailored to small business needs.
Are your services free for clients?
Yes, we receive compensation from insurance carriers, so our brokerage services cost nothing extra to clients while maintaining unbiased recommendations.
Can you help with Open Enrollment?
We provide personalized guidance during ACA and Medicare Open Enrollment periods, explaining deadlines, plan changes, and coverage options to ensure informed decisions.
Do you offer remote consultations?
Yes, our team provides virtual consultations and remote support while maintaining local presence in Portsmouth, NH, serving clients throughout NH and ME.
