Business Details
30 Years
experience
Your Trusted Insurance Partner in Bellmore, NY
Established in 1996, Librandi Insurance has dedicated itself to providing comprehensive insurance solutions for residents and businesses across New York. As an independent brokerage firm, we prioritize our clients' interests by securing competitive rates and tailored coverage options. Our expertise spans homeowners, flood, auto, commercial, life, health, and disability insurance, with specialized support for high-risk properties and complex needs.We advocate for policyholders during claims processes, ensuring fair and timely resolutions while maintaining partnerships with reputable insurers. Our commitment to personalized service and community-focused protection has solidified our reputation as a trusted insurance advisor in the New York area.
Services
Homeowners Insurance
Flood Insurance
Auto Insurance
Boat Insurance
Dental Insurance
Life Insurance
Health Insurance
Disability Insurance
Renters Insurance
Commercial Insurance
Details
- Year established: 1996
Highlights and features
- We are independent brokers representing multiple top-rated insurance carriers
- Specialize in high-risk properties and hard-to-place insurance scenarios
- Provide personalized claims advocacy for policyholders
- Offer competitive rate comparisons across New York State
- Maintain longstanding industry expertise since 1996
Services
Homeowners Insurance
Protect your home with comprehensive policies covering structural damage, personal belongings, and liability protection. We offer customizable coverage options for standard and high-risk properties, including specialized flood insurance for coastal areas. Our team ensures competitive pricing through multiple carrier comparisons.
Commercial Insurance
Secure your business with tailored coverage for property, liability, and operational risks. We provide specialized policies for various industries, including workers compensation and commercial auto insurance. Our solutions protect New York businesses with competitive rates from top-rated carriers.
Flood Insurance
Specialized flood protection policies for high-risk coastal properties and standard coverage for flood-prone areas. We work with National Flood Insurance Program (NFIP) compliant providers and private carriers to offer comprehensive water damage protection not included in standard homeowners policies.
Auto Insurance
Comprehensive auto insurance solutions meeting New York State requirements, including liability, collision, and comprehensive coverage. We offer competitive rates for standard drivers and specialized policies for high-risk profiles, with options to bundle multiple vehicles for additional savings.
Life Insurance
Secure your family's future with term and permanent life insurance policies. We offer customizable coverage amounts and policy terms through multiple carriers, ensuring competitive rates and tailored solutions for estate planning and income replacement needs.
People
Phyllis Librandi
President
With over 25 years of insurance industry experience, Phyllis Librandi leads our independent brokerage firm in providing personalized insurance solutions. She specializes in complex coverage scenarios and advocates for policyholders during claims processes, maintaining direct client relationships since founding the company in 1996.
Questions
What types of insurance do you offer?
We provide homeowners, flood, auto, boat, dental, life, health, disability, renters, commercial, and workers compensation insurance across New York State.
How do you help clients get better rates?
As independent brokers, we compare pricing from multiple carriers to find the most competitive coverage options tailored to each client's specific needs.
Do you serve all areas of New York?
Yes, we cover all New York State including Nassau and Suffolk counties with specialized expertise in coastal and high-risk properties.
What makes you different from other agencies?
We work exclusively for policyholders, not insurance companies, providing independent advocacy during claims processes and customized coverage solutions since 1996.
