Business Details
33 Years
experience
Your Trusted Insurance Partner in Shelter Island, NY
Since 1993, JFS Planning has served as a trusted full-service insurance agency dedicated to meeting diverse insurance needs. Our team of professionals brings decades of combined experience in employee benefits, life insurance, and individual coverage solutions. We specialize in assessing client needs through comprehensive evaluations of existing coverage, budget considerations, and desired outcomes. Our services span health, dental, disability, and long-term care insurance for individuals, alongside commercial liability and property coverage for businesses. With a client-centric approach, we provide personalized recommendations, underwriting support, and ongoing administrative services for groups ranging from 1 to 1,000 members. Our Shelter Island-based agency combines local expertise with industry-wide knowledge to deliver tailored insurance solutions.Led by President Frank Vecchio, whose 42-year career includes specialized expertise in Medicare supplements and employee benefits, we maintain a commitment to transparency and client education. Our team includes seasoned professionals like Sales Manager Richard Tarpinian, who brings 38 years of combined sales and insurance experience, and Deborah Vecchio, who has supported our operations for over two decades. We prioritize clear communication, timely response within 24-48 hours, and ongoing policyholder support. Whether protecting personal assets or managing business risks, our agency remains focused on delivering value-driven insurance strategies that evolve with client needs.
Services
Health Insurance
Life Insurance
Auto Insurance
Homeowners Insurance
Commercial Liability
Disability Insurance
Long Term Care
Medicare Supplements
Classic Car Insurance
Umbrella Policies
Details
- Year established: 1993
Highlights and features
- We offer 35+ years of combined insurance expertise
- Our team provides personalized coverage assessments
- We represent multiple insurance carriers for comprehensive options
- We serve individuals and groups up to 1,000 members
- Our local agency maintains prompt 24-48 hour response times
Services
Health Insurance
We provide comprehensive health insurance solutions covering medical expenses, disability, and accidental death benefits. Our team helps clients navigate individual health associations and Medicare supplements while considering existing coverage and budget constraints. With expertise in HSA and HRA options, we create customized plans that balance protection and affordability for individuals and families.
Life Insurance
Our life insurance offerings include term, whole, universal, and variable universal life policies. We help clients establish appropriate coverage amounts to protect dependents and business interests. Our specialists analyze financial obligations and future needs to recommend policies that provide security through death benefits while considering potential cash value accumulation in permanent life insurance options.
Commercial Liability
We offer commercial liability coverage protecting businesses against claims for bodily injury, property damage, and advertising injuries. Our solutions address premises liability, product liability, and completed operations risks. We work with businesses to create policies that safeguard against lawsuits and financial losses while meeting specific industry requirements and regulatory standards.
Homeowners Insurance
Our homeowners insurance policies protect private residences against damage to structures, personal property, and liability claims. We provide coverage for natural disasters, theft, and personal liability incidents occurring on the property. Our specialists help clients understand policy limits, deductibles, and additional coverage options like flood insurance and umbrella policies.
Auto Insurance
We offer auto insurance solutions covering physical damage, liability, and theft protection for personal and commercial vehicles. Our policies include options for classic cars, motorcycles, and watercraft. We help clients evaluate coverage limits, deductibles, and additional protections like umbrella policies to create comprehensive vehicle insurance plans tailored to their specific needs.
People
Frank Vecchio
President
With 42 years of insurance experience, Frank specializes in individual health insurance, Medicare supplements, and employee benefits for groups of all sizes. He leads our team in delivering expert insurance solutions while maintaining active industry licensing in life and health insurance.
Richard Tarpinian
Sales Manager
Bringing 38 years of combined sales and insurance expertise, Richard specializes in property and casualty insurance decisions. His background in marketing helps clients understand complex insurance concepts while finding practical coverage solutions that match their risk management needs.
Deborah Vecchio
Sales Assistant
With over 20 years supporting JFS Planning, Deborah manages office operations and assists clients with insurance inquiries. Her institutional knowledge helps maintain continuity in client service while ensuring efficient processing of policy-related requests.
Questions
What types of insurance do you offer?
We provide health, life, auto, homeowners, commercial liability, disability, long-term care, Medicare supplements, and specialty insurance options for classic cars and watercraft.
How do you assess insurance needs?
We evaluate your current coverage, budget, and specific requirements through detailed consultations. Our team analyzes risk factors and recommends tailored solutions that align with your protection goals.
How quickly can I get a quote?
Submit our online form or call us directly to receive a personalized insurance quote within 24-48 hours during regular business days.
Do you serve businesses of all sizes?
Yes, we work with groups ranging from 1 to 1,000 members, providing comprehensive employee benefits packages and commercial insurance solutions.
What areas do you cover?
While based in Shelter Island, NY, we serve clients throughout Long Island and surrounding areas with both personal and commercial insurance services.
