Business Details
50+ Years
experience
Your Trusted Partner for Health Insurance Solutions in Odessa
Hayes Insurance was established in 1968 and has served clients from its downtown Odessa location for over five decades. Specializing in health insurance and long-term care solutions, the company is led by Judy Hayes, a seasoned insurance agent and broker committed to matching clients with tailored coverage. The business offers group and individual policies for employers, families, and individuals, with expertise in navigating complex insurance markets. Hayes Insurance represents major carriers like Blue Cross Blue Shield of Texas, Humana, and United Healthcare while maintaining affiliations with professional organizations including the National Association of Health Underwriters.The team prioritizes simplifying insurance selection through comprehensive comparisons and personalized guidance, serving clients across Texas with a focus on employer-sponsored benefits and health savings account integration.
Services
Health Insurance
Life Insurance
HSA Accounts
Dental/Vision Plans
Compliance Services
Details
- Year established: 1968
Highlights and features
- We offer 55+ years of Texas insurance market expertise since 1968
- Our team provides carrier comparisons across Blue Cross Blue Shield, Humana, and United Healthcare
- We specialize in HSA-compliant plans with tax-advantaged savings options
- Our 24-hour response guarantee ensures timely quote assistance
- We serve businesses across major Texas metropolitan areas including Houston and Austin
Services
Health Insurance
Hayes Insurance provides comprehensive health insurance solutions for employers and individuals across Texas. Our offerings include group plans for businesses with 2-2,000 employees and individual policies for families or adults. We partner with major carriers like Blue Cross Blue Shield of Texas and United Healthcare to create cost-effective plans that balance premium costs with out-of-pocket expenses. Our team helps clients navigate options through detailed carrier comparisons and customized spreadsheets.
Life Insurance
We offer both group and individual life insurance policies tailored to business needs and personal circumstances. Our services cover employer-sponsored plans that protect workforces while providing financial security for employees' families. For individuals, we provide policies that complement overall financial planning strategies. Hayes Insurance represents carriers including Principal Financial and Met Life to deliver diverse protection options that adapt to changing life circumstances.
HSA Accounts
Our Health Savings Account (HSA) services help employers and employees maximize tax-advantaged medical savings. We facilitate account setup and integration with qualifying high-deductible health plans. These accounts allow pre-tax contributions for future medical expenses while complying with federal regulations. Hayes Insurance educates clients about HSA benefits like triple tax advantages and provides implementation support for businesses seeking to offer these savings options to their workforce.
Dental/Vision Plans
We provide standalone dental and vision coverage options that complement primary health insurance. Our dental plans cover preventive care, restorative treatments, and major procedures through trusted providers. Vision plans include routine eye exams, prescription eyewear, and corrective lenses. These benefits are available year-round for both group and individual clients, with options from carriers like United Health One and Blue Cross Blue Shield of Texas to meet diverse oral and vision care needs.
Compliance Services
Hayes Insurance ensures clients maintain healthcare compliance through continuous monitoring of legal requirements. We provide updated guidance on Affordable Care Act mandates, HIPAA regulations, and other industry standards. Our compliance bulletins keep businesses informed about changing healthcare laws. This service helps employers avoid penalties while maintaining proper documentation for audits and regulatory reviews across Texas operations.
People
Judy Hayes
Lead Insurance Agent
Judy Hayes leads Hayes Insurance with over 55 years of experience in Texas healthcare coverage. She specializes in matching businesses with cost-effective insurance solutions while maintaining compliance with evolving regulations. Her expertise spans group policy implementation, HSA integration, and carrier negotiations across major Texas metropolitan areas.
Questions
What types of insurance do you offer?
We provide health, life, dental, and vision insurance for businesses and individuals across Texas, including HSA-compliant plans and employer-sponsored group policies.
Do you serve businesses outside Odessa?
Yes, we serve clients in Houston, Austin, San Antonio, Midland, Monahans, and surrounding Texas areas with both in-person and remote consultation options.
How do HSA accounts work with your plans?
Our HSA services include account setup, integration with qualifying health plans, and education about tax advantages like pre-tax contributions for future medical expenses.
What insurance carriers do you represent?
We work with major carriers including Blue Cross Blue Shield of Texas, United Healthcare, Humana, Met Life, and Principal Financial to provide diverse coverage options.
How quickly can I get a quote?
We guarantee a 24-hour response for all quote requests through our contact form or direct phone inquiries to our Odessa office.
Do you help with insurance compliance?
Yes, we provide ongoing compliance support including updated guidance on healthcare regulations and access to our latest compliance bulletins.
