Business Details
8 Years
experience
Emergency
services
Trusted Insurance Services in West Haven, CT
As an independent insurance broker with access to over 35 carriers, we specialize in personalized Medicare, life, and long-term care insurance solutions. Our approach prioritizes honesty, integrity, and in-home consultations to ensure clients receive tailored coverage that evolves with their needs. With decades of combined experience, we conduct annual in-person policy reviews to adapt to changing circumstances, offering 24/7 availability for urgent guidance.Our team maintains active licenses in health, life, home, and auto insurance, supported by affiliations with senior advocacy groups and local chambers of commerce. We distinguish ourselves through transparent advice, eliminating hidden fees while focusing on long-term client relationships over transactional sales.
Services
Medicare Insurance
Life Insurance
Long Term Care
Medigap Policies
CT Partnership Plans
Details
- Year established: 2018
Highlights and features
- We offer 24/7 availability for urgent insurance guidance
- Our team conducts annual in-person policy reviews
- We maintain active licenses in health, life, home, and auto insurance
- We provide in-home consultations for personalized service
- Our affiliations include Professionals Helping Seniors and local chambers of commerce
What people say
Knowledgeable and helpful
Personalized service
Reduced premiums
Thorough plan reviews
Highly recommend
Services
Medicare Insurance
We specialize in Medicare insurance solutions, helping clients understand Part A/B coverage, Medigap policies, and Advantage plans. Our expertise ensures clients find affordable options that accept their providers while navigating enrollment periods and pre-existing condition rules. With access to multiple carriers, we simplify complex Medicare regulations for personalized protection.
Life Insurance
Our life insurance services cover term, whole, universal, and final expense plans. We explain policy structures from temporary coverage to permanent cash-value solutions, helping families protect financial futures. Through 35+ carriers, we match clients with policies that balance premium costs against long-term needs like mortgage protection and income replacement.
Long Term Care
We provide long-term care insurance guidance for home or facility-based care, including Connecticut Partnership Program policies. Our specialists explain elimination periods, coverage limits, and asset protection strategies. By comparing multiple carriers, we help clients secure affordable coverage that addresses activities-of-daily-living needs while preserving independence.
Medigap Policies
Our Medigap specialists help clients navigate Medicare coverage gaps, explaining Plan A-N differences and state-specific regulations. We ensure proper coordination with employer plans and secondary payers while addressing pre-existing condition protections. Through annual reviews, we maintain optimal supplemental coverage as client needs evolve.
CT Partnership Plans
We guide clients through Connecticut's Long-Term Care Partnership Program, explaining dollar-for-dollar asset protection and state-guaranteed benefits. Our specialists clarify eligibility requirements and coordinate coverage with existing insurance. By leveraging state resources, we help clients create cost-effective long-term care strategies that meet regulatory standards.
People
Marc Figlar
Owner, Certified Senior Advisor
Marc Figlar brings decades of insurance expertise, specializing in Medicare, life, and long-term care policies. With CT/NC licenses and affiliations including Professionals Helping Seniors, he provides in-home consultations and annual policy reviews. His approach combines technical knowledge with personalized service to simplify complex insurance decisions.
Questions
What insurance types do you specialize in?
We specialize in Medicare, life, and long-term care insurance, including Medigap policies and Connecticut Partnership Program plans.
Do you offer in-home consultations?
Yes, we provide in-home appointments for personalized insurance reviews and policy selection.
How do you handle policy reviews?
We conduct annual in-person policy reviews to ensure coverage adapts to changing needs and circumstances.
Are you available for emergencies?
Yes, our team offers 24/7 availability for urgent insurance guidance and support.
What areas do you serve?
We primarily serve West Haven, CT and surrounding areas with local insurance market expertise.
How do you select insurance carriers?
We work with 35+ trusted carriers to find policies that balance affordability and comprehensive coverage for each client's needs.
