Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Bridgeport, CT
Standard Insurance Agency has served Connecticut communities for 100 years as a trusted division of Standard Oil of Connecticut. As an independent agency, we specialize in personal lines insurance including auto, homeowners, motorcycle, flood, renters, condo, umbrella, and specialty policies. Our team of experts works with leading carriers like Travelers, Chubb, Progressive, and Nationwide to provide competitive rates tailored to individual needs. We prioritize personalized service, market comparison, and education about insurance nuances through our myth-busting resources.Our century-long legacy combines local expertise with national carrier partnerships to deliver comprehensive protection and cost savings. We emphasize transparency in policy details, coverage limitations, and discount opportunities while maintaining 24/7 claims support through partner networks. Our commitment to client education extends to safety resources for motorcycle riders and flood preparedness guidance.
Services
Auto Insurance
Homeowners Insurance
Motorcycle Insurance
Flood Insurance
Renters Insurance
Condo Insurance
Umbrella Policies
Specialty Insurance
Marine Insurance
RV Insurance
Details
- Year established: 1923
Highlights and features
- 100 years of serving Connecticut communities with insurance expertise
- Independent agency representing multiple top-rated insurance carriers
- Personalized service with local Connecticut agent knowledge
- Market comparison to find optimal price/coverage combinations
- 24/7 claims support through carrier partnerships
Services
Auto Insurance
We provide comprehensive auto insurance solutions with multiple coverage options including liability, collision, and comprehensive protection. Our policies accommodate special needs like teen drivers, older vehicles, and high-risk situations while offering discounts for safe driving records, multi-car policies, and bundling with other insurance products. We work with major carriers to ensure competitive pricing tailored to individual driving profiles.
Homeowners Insurance
Our homeowners insurance covers structural damage, personal property loss, and liability protection with customizable options for hurricane damage and replacement cost coverage. We help clients understand policy limitations regarding flood coverage and market value vs. rebuilding costs while offering discounts for security systems and bundling with other policies.
Flood Insurance
Through the National Flood Insurance Program, we offer specialized flood coverage that protects against water damage excluded from standard homeowners policies. This includes structural protection, mechanical systems coverage, and reimbursement for preventive measures like sandbag purchases. We educate clients about flood risk zones and proper coverage levels for their specific property.
Motorcycle Insurance
We provide tailored motorcycle insurance covering various bike types including sport, touring, and vintage models. Our policies include accessory coverage, roadside assistance, and liability protection while offering discounts for safety courses and proper equipment maintenance. We explain coverage nuances for off-road vehicles operated on-road and transport trailer protection.
Umbrella Policies
Our umbrella insurance provides additional liability coverage beyond standard auto and home policies, protecting assets from major claims. This includes coverage for legal defense costs, libel/slander claims, and catastrophic events with policy limits ranging from $1M to $5M. We explain how these policies complement existing coverage and protect against underinsured liabilities.
Questions
What areas do you serve?
We primarily serve Bridgeport and New Haven, Connecticut, with insurance solutions tailored to local needs and risks.
Do you offer 24/7 claims support?
Yes, we partner with carriers offering 24-hour claims hotlines for all major insurance types.
How can I save money on insurance?
We help clients maximize discounts through bundling policies, installing security systems, and maintaining good credit scores.
Are online-only insurance companies cheaper?
Not necessarily - our market comparison often finds better rates through our carrier partnerships than direct providers.
What makes you different from other agencies?
Our century-long local expertise combined with access to multiple carriers ensures personalized solutions without compromising competitive pricing.
Do you offer specialized insurance?
Yes, we provide specialty coverage for items like jewelry, antiques, musical instruments, and valuable collections.
