Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Bridgeport, CT
SCM Insurance has been a family-owned and operated agency since 1914, providing comprehensive personal insurance solutions to residents of Connecticut. Our expertise spans homeowners insurance for properties ranging from one-to-four family homes to high-value dwellings, competitive vehicle insurance with multi-carrier options, and specialized coverage for recreational vehicles, flood protection, and personal umbrella policies. We pride ourselves on offering tailored insurance products with personalized service, including unique benefits like single deductibles for combined policies and specialized coverage for scheduled items.Our commitment to customer satisfaction is demonstrated through our 100-year legacy of service, bilingual support in Spanish and Mandarin, and a proven track record of delivering cost-effective solutions that outperform nationally advertised competitors. We maintain strong relationships with multiple insurance carriers to ensure our clients receive optimal coverage at competitive rates while benefiting from our deep local market knowledge and dedicated claims assistance.
Services
Homeowners Insurance
Vehicle Insurance
Flood Insurance
Recreational Insurance
Personal Umbrella
Dwelling Insurance
Auto Insurance
Watercraft Insurance
Mobile Home Insurance
Condominium Insurance
Details
- Year established: 1914
Highlights and features
- We offer 100 years of combined insurance expertise with personalized service since 1914
- Our team provides bilingual support in Spanish and Mandarin for client convenience
- We guarantee competitive pricing that beats nationally advertised insurance companies
- Our closing-ready homeowners insurance service is unmatched by direct insurers
- We maintain exclusive discounts including multi-policy, safety course, and new home benefits
Services
Homeowners Insurance
We provide comprehensive homeowners insurance for all property types including one-to-four family homes and high-value dwellings up to $5,000,000 replacement cost. Our policies include essential protections like dwelling coverage, personal property protection, and liability insurance while offering specialized options such as water backup coverage, earthquake protection, and service line coverage. Our unique closing-ready service prepares all necessary documentation for home purchases, a feature direct insurers cannot match.
Vehicle Insurance
Our competitive vehicle insurance solutions include standard coverages like bodily injury and property damage with optional enhancements such as accident forgiveness, rental reimbursement, and OEM replacement parts. We offer multi-policy discounts and specialized programs like Safeco Rewind and Progressive Snapshot that reward safe driving habits. Our team provides comparative quotes against existing policies to ensure maximum savings while maintaining comprehensive protection.
Recreational Insurance
We specialize in insurance for recreational vehicles including motorhomes, trailers, boats, and RVs. Our policies protect against common risks while offering additional benefits like worldwide rental coverage and pet injury protection. For watercraft owners, we provide liability coverage and specialized protection for recreational marine assets. Our expertise extends to antique auto insurance and coverage for unique recreational vehicles requiring specialized underwriting.
Flood Insurance
We offer flood insurance solutions through the National Flood Insurance Program with dedicated claims support and billing assistance. Our team provides 24/7 emergency contact information for flood-related incidents and coordinates with preferred restoration partners like Belfor Property Restoration. We help clients understand flood zone requirements and secure appropriate coverage limits for their specific property risks.
Personal Umbrella
Our personal umbrella insurance policies provide enhanced liability coverage that extends across multiple policies. This comprehensive protection covers incidents like lawsuits from property damage or personal injuries, offering financial security beyond standard policy limits. We help clients assess their liability exposure and implement customized umbrella solutions that protect assets while providing peace of mind.
Questions
What areas do you serve?
We primarily serve Connecticut residents with a focus on the Bridgeport area, providing insurance solutions tailored to local needs and regulations.
What types of insurance do you offer?
We specialize in homeowners, auto, flood, recreational vehicle, and personal umbrella insurance with customized coverage options for unique needs.
How can I get a homeowners insurance quote?
Connecticut residents can request a homeowners insurance quote through our website or by calling our office during business hours for personalized assistance.
Do you offer emergency insurance services?
Yes, we provide 24/7 emergency claims support through partner providers like Belfor Property Restoration and maintain after-hours contact options for urgent situations.
What discounts are available?
We offer multiple discounts including multi-policy, safety course completion, new home, and good student discounts, along with competitive pricing for loyal customers.
Can I manage policies online?
While we recommend direct contact for personalized service, we provide downloadable forms and direct links to manage billing, claims, and policy changes through our website.
