Business Details
We are your hometown insurance partner proudly serving Blue Ash, Madeira, Cincinnati, Evendale, Fayetteville, Greenfield, Hillsboro, Hyde Park, Indian Hill, Kenwood, Leesburg, Loveland, Mariemont, Mason, Milford, Mt. Orab, Montgomery, Sharonville, Silverton, Terrace Park, West Chester and surrounding areas. We are your one stop shop for insuring your house, car, liability, jewelry, four wheeler, boat, RV, motorcycle, apartment contents, rental property, business and more.
Services
About Us
Gibbs Insurance Associates is committed to a high standard of excellence and strive to establish a firm relationship of mutual trust and service with each of our clients.
Responding to your needs is an integral part of our process.
Our fourth generation independent agency, provides coverage for your home, properties, cars, businesses and more.
Locally owned and operated in Ohio with offices in Cincinnati(Madeira) and Hillsboro, Gibbs Insurance Associates professionally represents a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.
Responding to your needs is an integral part of our process.
Our fourth generation independent agency, provides coverage for your home, properties, cars, businesses and more.
Locally owned and operated in Ohio with offices in Cincinnati(Madeira) and Hillsboro, Gibbs Insurance Associates professionally represents a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.
Why an Independent Agent
Because independent insurance agencies, like Gibbs Insurance Associates, represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances.
As independent agents, we are members of the Cincinnati community, and we're committed to doing business face-to-face and being your advocate in times of need.
Here are a few reasons why Gibbs Insurance Associates should be your first and last stop when looking for insurance.
As independent agents, we are members of the Cincinnati community, and we're committed to doing business face-to-face and being your advocate in times of need.
Here are a few reasons why Gibbs Insurance Associates should be your first and last stop when looking for insurance.
Vehicle
As an independent insurance agency, Gibbs Insurance Associates works with many insurance companies and can help you compare protection and prices to find the coverage and value that's right for you.
Buying a new car?
Insurance premiums keep going up?
Not happy with your claims services?
Tired of automated menus and call centers when you need help with your insurance?
Need insurance an insurance partner that will grow with you?
Whether you need protection for your commuter car, your classic hot rod, or your grocery getter, we've got the right protection and value for you.
Buying a new car?
Insurance premiums keep going up?
Not happy with your claims services?
Tired of automated menus and call centers when you need help with your insurance?
Need insurance an insurance partner that will grow with you?
Whether you need protection for your commuter car, your classic hot rod, or your grocery getter, we've got the right protection and value for you.
Auto
The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event.
Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
Buying a new car?
Insurance premiums keep going up?
Not happy with your claims services?
Tired of automated menus and call centers when you need help with your insurance?
Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
Buying a new car?
Insurance premiums keep going up?
Not happy with your claims services?
Tired of automated menus and call centers when you need help with your insurance?
Classic Car
Not all classic or antique cars are used the same, so Gibbs Insurance Associates will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make sure you have the best policy to meet your needs.
Agreed Value: This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible.
This type of coverage is much better than "actual cash value" or "stated value" that you may get with some companies.
Agreed Value: This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible.
This type of coverage is much better than "actual cash value" or "stated value" that you may get with some companies.
Boat & Watercraft
Gibbs Insurance Associates will find you a boat insurance policy that protects you, your friends and family, your watercraft, and your boating equipment.
We are your hometown insurance partner proudly serving Blue Ash, Madeira, Cincinnati, Evendale, Fayetteville, Greenfield, Hillsboro, Hyde Park, Indian Hill, Kenwood, Leesburg, Loveland, Mariemont, Mason, Milford, Mt.
Orab, Montgomery, Sharonville, Silverton, Terrace Park, West Chester and surrounding areas.
Navigational Area: Know where you are covered in the water.
We are your hometown insurance partner proudly serving Blue Ash, Madeira, Cincinnati, Evendale, Fayetteville, Greenfield, Hillsboro, Hyde Park, Indian Hill, Kenwood, Leesburg, Loveland, Mariemont, Mason, Milford, Mt.
Orab, Montgomery, Sharonville, Silverton, Terrace Park, West Chester and surrounding areas.
Navigational Area: Know where you are covered in the water.
Motorsport & ATV
There's no shortage of ways to get outside in Ohio.
Whether you're hitting the trail, playing the links, or just enjoying the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.
Gibbs Insurance Associates can help you get the specialized coverage you need for your outdoor activities, so you can focus on having fun.
Most specialized vehicles aren't covered under your standard auto or home insurance policies, especially when you aren't on your own property.
Whether you're hitting the trail, playing the links, or just enjoying the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.
Gibbs Insurance Associates can help you get the specialized coverage you need for your outdoor activities, so you can focus on having fun.
Most specialized vehicles aren't covered under your standard auto or home insurance policies, especially when you aren't on your own property.
Homeowners
If your home were damaged or destroyed, you would want your claim settled by an insurance agency that understands this simple fact.
Gibbs Insurance Associates can help you find the home insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service, and fair pricing.
Whether you own a house, apartment, or condominium - the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings.
Gibbs Insurance Associates can help you find the home insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service, and fair pricing.
Whether you own a house, apartment, or condominium - the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings.
Renters
You have a lot of things that are important to you - from your clothes and furniture to your sound system, sports gear, and computer.
And you want to feel confident that everything you've worked for is not at risk.
Let Gibbs Insurance Associates help you find coverage options that protect you, your family, and your personal property.
Call us at 513-561-5551 and let us help to make sure you're properly covered.
We are your hometown insurance partner proudly serving Blue Ash, Madeira, Cincinnati, Evendale, Fayetteville, Greenfield, Hillsboro, Hyde Park, Indian Hill, Kenwood, Leesburg, Loveland, Mariemont, Mason, Milford, Mt.
And you want to feel confident that everything you've worked for is not at risk.
Let Gibbs Insurance Associates help you find coverage options that protect you, your family, and your personal property.
Call us at 513-561-5551 and let us help to make sure you're properly covered.
We are your hometown insurance partner proudly serving Blue Ash, Madeira, Cincinnati, Evendale, Fayetteville, Greenfield, Hillsboro, Hyde Park, Indian Hill, Kenwood, Leesburg, Loveland, Mariemont, Mason, Milford, Mt.
Flood
Since standard homeowners insurance doesn't cover flooding, it's important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.
In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves.
The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP.
Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding.
In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves.
The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP.
Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding.
Earthquake
What are the two most important things to know about earthquake insurance?
1.
Most home insurance policies do not cover earthquake damage.
2.
Even if you don't live in an area where earthquakes are common, you may still need earthquake insurance.
Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active.
For many of our neighbors in Cincinnati, earthquake insurance can be inexpensive - contact Gibbs Insurance Associates to find out what the costs would be for your home.
1.
Most home insurance policies do not cover earthquake damage.
2.
Even if you don't live in an area where earthquakes are common, you may still need earthquake insurance.
Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active.
For many of our neighbors in Cincinnati, earthquake insurance can be inexpensive - contact Gibbs Insurance Associates to find out what the costs would be for your home.
Umbrella
To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.
An umbrella policy provides additional layers of liability protection.
If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection.
The cost is minimal compared to the comfort of knowing you're covered.
Imagine what would happen if your dog was to bite a neighbor's child, or if there was an accident on your rental property.
An umbrella policy provides additional layers of liability protection.
If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection.
The cost is minimal compared to the comfort of knowing you're covered.
Imagine what would happen if your dog was to bite a neighbor's child, or if there was an accident on your rental property.
Business Owners Policy
As a business owner, you strive to make decisions that are right for your business, your employees and yourself.
This includes decisions about business insurance.
A Business Owners Policy (BOP) combines property, liability, and business interruption coverage for small to medium-sized businesses.
This packaged coverage is generally less expensive than when purchasing coverage separately.
With a BOP you have the ability to customize the policy to meet your individual business needs.
Perhaps you need commercial general liability coverage that includes operations.
This includes decisions about business insurance.
A Business Owners Policy (BOP) combines property, liability, and business interruption coverage for small to medium-sized businesses.
This packaged coverage is generally less expensive than when purchasing coverage separately.
With a BOP you have the ability to customize the policy to meet your individual business needs.
Perhaps you need commercial general liability coverage that includes operations.
Commercial Property
One of the most common types of business insurance, commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more.
Losses from fire, break-in, vandalism, windstorm and other natural or manmade disasters are examples of what is typically covered.
A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies.
As an independent agent, Gibbs Insurance Associates can help you determine the type of insurance policy and range of coverage that is best for your business.
Losses from fire, break-in, vandalism, windstorm and other natural or manmade disasters are examples of what is typically covered.
A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies.
As an independent agent, Gibbs Insurance Associates can help you determine the type of insurance policy and range of coverage that is best for your business.
Commercial Umbrella
If umbrella policies are good for individuals, then they are imperative for business.
When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.
The rising costs of lawsuits and judgments are important for today's business owner to consider.
Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage.
The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.
When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.
The rising costs of lawsuits and judgments are important for today's business owner to consider.
Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage.
The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.
General Liability
General liability, also known as "commercial liability insurance" is a broad commercial insurance policy that covers general liability exposures of a business.
Coverage typically includes product protection from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees.
Gibbs Insurance Associates recommends that all businesses have general liability coverage in place.
Request a quote or call us at 513-561-5551.
Coverage typically includes product protection from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees.
Gibbs Insurance Associates recommends that all businesses have general liability coverage in place.
Request a quote or call us at 513-561-5551.
Commercial Auto
Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment.
It provides for bodily injury liability and property damage while operating a company automobile, medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder's car.
Injuries or damage to someone else are also covered.
Are you renting cars or are your employees using their own vehicles?
This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business).
It provides for bodily injury liability and property damage while operating a company automobile, medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder's car.
Injuries or damage to someone else are also covered.
Are you renting cars or are your employees using their own vehicles?
This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business).
Workers’ Compensation
Workers' compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work.
Additionally, this coverage protects an employer from being sued by an injured worker in most cases.
Gibbs Insurance Associates can help your business find complete solutions to your unique workers compensation insurance needs.
We'll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you'll see on the bottom line.
Additionally, this coverage protects an employer from being sued by an injured worker in most cases.
Gibbs Insurance Associates can help your business find complete solutions to your unique workers compensation insurance needs.
We'll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you'll see on the bottom line.
