Business Details
50+ Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
Harmon Insurance Services has been dedicated to protecting families and businesses across California since 1975. Our approach centers on building personal relationships with clients to understand their unique needs, ensuring tailored insurance solutions that prioritize integrity and long-term trust. With decades of experience navigating industry changes, we combine deep expertise with a commitment to community service, exemplified by founder Robert Harmon's extensive local leadership roles. Our team maintains appointments with major health insurance carriers and holds a pioneering position as one of the first Covered California licensed agents, enabling us to deliver comprehensive coverage options.We operate with transparency and ethical standards, demonstrated through client testimonials highlighting significant cost savings and personalized service. Our mission remains focused on providing first-class insurance while maintaining the pillars of knowledge, relationships, and integrity that have defined our agency for nearly five decades.
Services
Health Insurance
Life Insurance
Business Insurance
Covered California Assistance
Legacy Planning
Details
- Year established: 1975
Highlights and features
- We have over 45 years of experience serving California families and businesses
- Our personalized approach begins with building client relationships
- We maintain appointments with all major health insurance carriers
- Our team includes one of the first Covered California licensed agents
- Founder Robert Harmon brings decades of insurance expertise and community leadership
What people say
Saving $400 monthly
Better coverage
Personalized approach
Decades of experience
Community involvement
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and businesses. Our agency maintains appointments with all major carriers to find optimal coverage options. Clients benefit from personalized guidance through complex insurance decisions while accessing potential cost savings.
Life Insurance
Our life insurance services help clients protect their families' financial futures. We guide clients through difficult conversations to select appropriate coverage. Our approach emphasizes long-term planning and ensuring policy alignment with individual needs and circumstances.
Business Insurance
We offer tailored business insurance solutions to protect companies and their employees. Our services include risk assessment and cost-reduction strategies for employee benefits. Our expertise helps businesses maintain continuity through comprehensive coverage planning.
Covered California Assistance
As one of the first licensed Covered California agents, we assist clients with state health insurance programs. We help navigate tax credit eligibility and income-based premium calculations. Our services ensure clients maximize available state assistance while selecting appropriate coverage.
People
Robert Harmon
Founder
Vietnam War veteran with decades of insurance experience. Holds BS from Whitworth University. Recipient of Silver Beaver and Award of Merit from Boy Scouts of America. Active community leader with extensive local service organization involvement.
Questions
What types of insurance do you offer?
We provide health, life, and business insurance solutions across California, including specialized assistance with Covered California programs.
How can you help reduce insurance costs?
Our extensive carrier network and personalized approach have helped clients save up to $400 monthly on health insurance while maintaining quality coverage.
Are you affiliated with Covered California?
We are one of the first licensed Covered California agents and can help navigate state health insurance programs and tax credit eligibility.
How do you approach life insurance planning?
We focus on creating personalized legacy plans through careful consultation, helping clients make difficult decisions with professional guidance.
What areas do you serve?
We serve clients throughout California from our offices in Merced and Irvine.
What makes your agency different?
Our 45+ years of local experience, community leadership, and relationship-based approach distinguish us from other insurance providers.
