Business Details
Trusted Crop Insurance Solutions for Growers
At Vintage Crop Insurance Agency, we have built our reputation on service, integrity, and perseverance. Our team understands that success in the crop insurance industry hinges on delivering dependable, exceptional service that fosters trust and long-term relationships. As a family-owned agency, we pride ourselves on being part of the farming community, offering tailored risk management solutions that protect crops, investments, and generational legacies. With over 67 years of combined experience, our specialists stay ahead of evolving crop insurance programs to provide proactive guidance. We partner with clients to navigate annual risk management decisions, ensuring they receive comprehensive support rooted in sincerity and expertise.Our commitment to integrity drives every interaction, while our dedication to continuous improvement ensures we remain at the forefront of industry best practices. Recognized by RCIS and CIPA, we uphold the highest standards in service and advocacy for American farmers. Our multilingual team extends expertise across California, Oregon, Washington, and Arizona, serving diverse agricultural needs. We measure success by the trust our clients place in us and remain steadfast in our mission to protect the future of family farms through unwavering service and innovative insurance solutions.
Services
Crop Insurance
MPCI Coverage
APH Protection
Named Peril Insurance
California Crop Insurance
Oregon Crop Insurance
Washington Crop Insurance
Arizona Crop Insurance
Highlights and features
- We offer 67+ years of combined crop insurance expertise and proactive policy guidance
- Our team is deeply embedded in the farming community with multilingual support
- We provide RCIS-recognized service excellence and industry-leading advocacy
- Our specialists stay ahead of evolving crop insurance program changes
- We deliver personalized risk management solutions tailored to individual farm needs
Associations and certifications
- RCIS
- CIPA
Services
Crop Insurance
Our comprehensive crop insurance solutions protect against weather-related losses and market fluctuations. We offer federally backed policies tailored to specific crops and regions. Our specialists help farmers navigate coverage options to ensure financial stability through unpredictable growing seasons.
MPCI Coverage
Multiple Peril Crop Insurance (MPCI) provides protection against drought, excessive moisture, freeze events, and disease. This USDA-approved program covers major crops across multiple states with customizable coverage levels from 50-85% of expected yields.
Named Peril Insurance
Named peril policies address specific risks not covered by standard MPCI plans. We offer protection against hail, wind, fire, late planting, and crop-specific threats like grape cluster freeze and tomato rain damage to fill coverage gaps.
California Crop Insurance
We specialize in California's unique agricultural needs, offering tailored insurance for high-value crops like almonds, wine grapes, and citrus. Our local expertise ensures compliance with state-specific regulations and optimal coverage for California's $59B agricultural sector.
APH Protection
Actual Production History (APH) policies provide yield-based protection against weather-related losses. Coverage levels range from 50-75% of historical yields with price protection up to 100% of USDA-determined prices.
People
Robert G. Avia
Founder & CEO
30-year crop insurance veteran and President of Vintage Crop Insurance Agency. Recognized leader in agricultural risk management, serving California farmers since 1995. Active member of RCIS and CIPA advocacy groups.
Liz Vieira
Vice President, Operations
Licensed crop insurance agent since 2000 with agricultural science degree from Cal Poly. Manages daily operations and client service for the agency's growing client base.
Malia Turner
Senior Account Manager
18-year crop insurance specialist with expertise in underwriting and policy implementation. Graduated from DeVry University with business degree and serves California agricultural community.
Bobby Avia
Crop Agent
Former crop claims adjuster with field experience across five states. Brings hands-on grower perspective to insurance solutions after working directly with farmers in production regions.
Bella Vieira
Executive Assistant
2025 UC Merced graduate with biological sciences degree. Licensed agent supporting policy administration and operations. Third-generation professional in agricultural insurance services.
Questions
What crop insurance programs do you offer?
We offer Multiple Peril Crop Insurance (MPCI), Actual Production History (APH), named peril coverage, and state-specific programs across CA, OR, WA, and AZ.
How do I file a crop insurance claim?
Notify us within 72 hours of discovering damage, or 15 days after the insurance period ends. Additional documentation may be required for late claims.
What crops are covered by your insurance?
We cover almonds, grapes, tomatoes, cotton, citrus, apples, wheat, and specialty crops. Contact us for specific commodity eligibility.
Do you offer multilingual support?
Yes, our team includes specialists fluent in Spanish, Portuguese, and English to better serve diverse agricultural communities.
How does crop insurance premium subsidy work?
Premiums are subsidized by USDA, with coverage levels from 50-85%. Catastrophic (CAT) coverage provides 50% yield and 55% price protection at no premium cost.
