Business Details
15 Years
experience
Trusted Insurance Solutions in Chino Hills CA
JMH Insurance Solutions was founded in 2011 by Mark Heaton, a dedicated insurance professional with 12 years of experience in personal lines coverage. Our agency operates as an independent entity, representing clients rather than national insurance firms, and specializes in crafting customized policies for homes, vehicles, and life insurance needs across Southern California. With a team that includes Noelle Heaton, who brings diverse professional experience from genetics and accounting to insurance management, we prioritize client relationships over policy numbers.Our philosophy centers on understanding clients' lifestyles and assets to provide precisely tailored coverage that avoids underinsurance or unnecessary expenses. We serve Eastvale, Corona, Chino, and Riverside County communities, offering competitive quotes through partnerships with top-rated insurance carriers while maintaining a family-oriented approach to client care.
Services
Home Insurance
Auto Insurance
Life Insurance
Earthquake Insurance
Commercial Auto
Details
- Year established: 2011
Highlights and features
- Independent agency representing multiple top-rated insurance carriers
- Customized coverage solutions tailored to individual client needs
- 12 years of local insurance expertise in Riverside County
- Family-owned business prioritizing client relationships over policy numbers
- Specialized earthquake insurance options for California residents
Associations and certifications
- Ramsey Trusted Pro
Services
Home Insurance
Our home insurance policies protect against theft, fire, and storm damage while offering optional earthquake coverage. We provide tailored solutions for primary residences, rental properties, and mobile homes. With extended replacement cost options, we ensure adequate coverage for rebuilding needs following disasters.
Auto Insurance
We offer comprehensive auto coverage including accident damage, liability protection, and additional benefits like roadside assistance. Our policies cover standard vehicles plus specialty vehicles such as motorcycles, RVs, and boats while helping clients maximize available discounts.
Life Insurance
Our life insurance solutions provide term and whole life options to protect families financially. We help clients select appropriate coverage amounts that fit their budgets while considering mortgage protection and long-term financial planning needs.
Earthquake Insurance
This specialized coverage protects against earthquake damage to dwellings and personal property. Available as a separate policy, it's recommended for California residents living near fault lines. We help assess risk levels and determine appropriate coverage limits based on property values.
Commercial Auto
Our commercial auto insurance covers business-owned vehicles against accidents and liability claims. Policies protect company cars, trucks, and specialty equipment while offering customizable coverage options for different business operations and fleet sizes.
People
Noelle Heaton
Insurance Agency Manager
Neuroscience graduate with diverse experience in genetics and accounting. Passionate about client service, she balances insurance management with raising three children and enjoying family movies.
Mark Heaton
Founder
Communications degree holder with 12 years insurance experience. Founded JMH Insurance in 2011 while starting his family. Specializes in personal lines coverage and maintains Norwegian language skills from missionary service.
Questions
What types of home insurance discounts are available?
We offer multi-car discounts, combined home/auto packages, and savings for security systems. New home purchases within 12 months also qualify for special rates.
Is earthquake coverage required in California?
While not mandated, earthquake insurance is strongly recommended as 70%+ California residents live near fault lines. We offer affordable options to protect your property investment.
What does personal liability coverage include?
This covers medical expenses and legal fees if guests are injured on your property, or if you cause damage to others' property. It protects against accidents like pool deck slips or pet-related incidents.
Do you offer commercial insurance options?
Yes, we provide commercial auto policies and business property coverage tailored to protect company vehicles and commercial operations in various industries.
How do you help clients save on insurance costs?
As an independent agency, we compare multiple carriers to find competitive rates while identifying applicable discounts for security systems, bundled policies, and safe driving records.
What areas do you serve?
We primarily serve Riverside County communities including Eastvale, Corona, Chino, and Chino Hills, providing both personal and commercial insurance solutions.
