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50+ Years
experience
Your Trusted Insurance Partner Since 1969
Since 1969, Calgard Associates has been dedicated to providing comprehensive insurance solutions tailored to the unique needs of individuals and businesses. With four offices across California and a team licensed in all 50 states, we prioritize service, integrity, and professionalism in every client interaction. Our decades of experience enable us to offer personalized guidance through the complexities of insurance, ensuring clients secure the most appropriate and affordable coverage.

As an independent agency, we partner with leading carriers like Mercury, Safeco, and Travelers to deliver diverse options that protect homes, vehicles, and businesses. Our commitment extends beyond transactionswe strive to be trusted advisors, helping clients safeguard their financial futures with confidence and clarity.
Services
Personal Insurance Business Insurance Employee Benefits Auto Insurance Home Insurance Workers Compensation Business Auto Contractor Insurance Non-Profit Insurance Restaurant Insurance
Details
  • Year established: 1969
Highlights and features
  • We have over 50 years of experience in the insurance industry.
  • We offer a wide variety of insurance solutions for individuals and businesses.
  • We are licensed insurance advisors operating in all 50 states.
  • We partner with top-rated carriers to provide competitive coverage options.
  • We prioritize personalized service and long-term client relationships.
What people say
Excellent service Knowledgeable employees Timely fashion Lifelong insurance agent Trusted advisors
Services
Personal Insurance
Personal Insurance protects individuals and families against risks to their homes, vehicles, and personal assets. We offer tailored policies for auto, home, condo, and umbrella coverage, ensuring comprehensive protection. Our advisors help clients navigate options to secure affordable, reliable insurance that adapts to their evolving needs.
Business Insurance
Business Insurance safeguards companies from industry-specific risks through policies like workers' compensation, business auto, and general liability. We provide customized solutions for contractors, restaurants, and nonprofits, ensuring compliance and financial security. Our expertise helps businesses mitigate risks while supporting long-term growth and stability.
Employee Benefits
Employee Benefits packages include group health, dental, and vision insurance to enhance workplace wellness and retention. We assist employers in designing competitive benefit plans that meet regulatory standards. Our solutions prioritize affordability and accessibility, ensuring employees receive quality care while reducing employer liability.
Auto Insurance
Auto Insurance provides financial protection against vehicle-related risks, including accidents, theft, and liability claims. We offer policies tailored to personal and business auto needs, with options for classic cars and commercial fleets. Our competitive rates and dedicated claims support ensure drivers stay protected on the road.
Home Insurance
Home Insurance covers property damage from events like fire, storms, and theft, with options for replacement cost and flood coverage. We help homeowners secure policies that protect their property and personal belongings. Our guidance ensures clients understand policy limits and endorsements to avoid gaps in coverage.
Questions
What types of insurance does Calgard Associates offer?
We provide personal insurance (auto, home, condo), business insurance (workers' compensation, business auto), employee benefits, and specialized coverage for contractors, nonprofits, and restaurants.
Are you licensed to operate outside California?
Yes, our agents are licensed in all 50 states, allowing us to serve clients nationwide while maintaining local expertise in California.
How can I request a policy change?
Log in to our Service Center or contact us directly at 909-305-0177 to submit policy review or change requests promptly.
Do you work with multiple insurance carriers?
As an independent agency, we partner with top carriers like Mercury, Safeco, and Travelers to offer competitive options tailored to your needs.
What areas do you serve?
We have offices in San Dimas, Los Alamitos, and Monrovia, California, and provide coverage across the United States.
How do I file a claim?
Report claims through our Service Center online or contact us directly for immediate assistance with the claims process.