Business Details
42 Years
experience
Trusted Life Insurance & Financial Services in the Bay Area
Founded over 40 years ago, American Brokerage Network (ABN) has established itself as a premier national Master General Agency specializing in life insurance, annuities, disability, and long-term care solutions. Our team combines deep industry expertise with personalized support, offering agents comprehensive training programs, dedicated case management, and access to a network of 40+ top-rated insurance carriers. We maintain strong relationships with carrier executives and underwriting committees, enabling us to advocate effectively for our agents and clients while navigating complex cases. Our leadership team brings decades of hands-on experience, with Cung Thai, our President & CEO, recognized as a lifetime member of both Top of the Table and Million Dollar Round Table.We provide advanced market strategies including premium finance, wealth transfer planning, and non-medical underwriting solutions, while maintaining a commitment to innovation through digital tools like our Winflex Illustrations software. Our multi-lingual support staff and personalized mentorship programs help agents achieve professional growth, with many attaining industry accolades through our guidance. We maintain physical offices in Daly City and Cupertino, California, while serving clients and agents nationwide through our robust digital infrastructure.
Services
Life Insurance
Annuities
Disability Insurance
Long Term Care
Living Benefits
Premium Finance
Wealth Transfer Planning
Non-Medical Underwriting
Details
- Year established: 1984
Highlights and features
- We offer 40+ years of specialized insurance expertise
- Our dedicated case managers handle cases from submission to placement
- We maintain strong underwriting relationships with top insurance carriers
- We provide advanced market strategies beyond basic insurance products
- Our team includes industry award-winning professionals
Associations and certifications
- Million Dollar Round Table (MDRT)
- Top of the Table (ToT)
Services
Life Insurance
We provide comprehensive life insurance solutions tailored to individual and business needs. Our offerings include term, whole, and universal life policies from top-rated carriers. Our experienced team helps clients navigate complex underwriting requirements and find optimal coverage solutions for estate planning, business protection, and family financial security.
Annuities
Our annuity products offer secure retirement income solutions through fixed, variable, and indexed options. We help clients understand complex annuity structures, including tax-deferred growth benefits and guaranteed income riders. Our specialists work with multiple carriers to find competitive rates and features that match clients' financial goals.
Disability Insurance
We offer disability insurance policies that protect income against unexpected career interruptions. Our solutions cover both short-term and long-term disability scenarios with customizable benefit periods and elimination periods. We work with carriers that offer specialized coverage for high-income earners and unique occupations.
Long Term Care
Our long-term care insurance solutions help clients prepare for future healthcare needs while protecting their financial assets. We provide hybrid policies combining life insurance with long-term care benefits, traditional standalone policies, and partnership programs that offer Medicaid asset protection in select states.
Living Benefits
We facilitate access to living benefits through accelerated death benefit riders and viatical settlements. Our specialists help terminally ill policyholders access cash values from their life insurance policies while maintaining compliance with regulatory requirements and carrier guidelines.
People
Cung Thai
President & CEO
With 40+ years in the insurance industry, Cung Thai founded ABN and built its reputation for exceptional client advocacy. A lifetime MDRT and Top of the Table member, he has trained thousands of agents and earned multiple industry awards for excellence in sales leadership.
Jesse Thai
Brokerage Director
Jesse Thai has served as Brokerage Director for 16 years, managing daily operations and agent training. A Top of the Table member, he specializes in advanced insurance solutions and has developed ABN's reputation as a go-to resource for technical expertise in the industry.
Questions
What insurance products does ABN offer?
We offer life insurance, annuities, disability insurance, long-term care, and living benefit products through 40+ top-rated carriers.
Do you provide training for insurance agents?
Yes, we offer comprehensive training including webinars, one-on-one sessions, and access to our Winflex Illustrations software for agent development.
Can you help with complex insurance cases?
Our team specializes in handling medically impaired and hard-to-place cases through our network of experienced underwriters and carriers.
What areas do you serve?
We operate nationwide with physical offices in California and specialize in placing large cases in foreign national markets.
Are there career opportunities at ABN?
We offer independent agent opportunities with competitive compensation, no sign-up fees, and access to our comprehensive support resources.
