Business Details
30 Years
experience
Your Trusted Independent Insurance Agency in Pennsylvania
Capital Region Insurance Agency has been a trusted provider of comprehensive insurance solutions since 1996. Our team of licensed professionals specializes in delivering personalized coverage for individuals, families, and businesses across Pennsylvania, Delaware, and 25 additional states. With a focus on risk management and client education, we represent multiple insurance carriers to ensure optimal policy alignment for our clients' unique needs. Our agency maintains a steadfast commitment to community service, having protected over 7,000 clients through our tailored insurance and financial services offerings.We distinguish ourselves through 24/7 client support, continuous policy optimization to reduce client costs, and a consultative approach that prioritizes long-term client relationships over transactional interactions. Our expertise spans personal insurance, commercial coverage, employee benefits, and financial planning, making us a true one-stop resource for risk protection. The agency's physical presence along the Susquehanna River facing the Harrisburg Capitol underscores our deep roots in the region's business community.
Services
Personal Auto Insurance
Home Insurance
Business Owners Insurance
Commercial Umbrella Insurance
Restaurant Insurance
Contractor Insurance
Group Health Insurance
Group Dental Insurance
Flood Insurance
Individual Life Insurance
Details
- Year established: 1996
Highlights and features
- We represent multiple insurance companies to find your best coverage options
- Our team consists of licensed insurance advisors with 25+ years of combined experience
- We provide 24/7 client support for policy management and claims assistance
- Our consultative approach prioritizes long-term client relationships over transactional interactions
- We actively work to reduce client premiums annually without being prompted
What people say
Very personable staff
Competitive pricing
Great follow through
Knowledgeable support
Personal touch
Services
Personal Auto Insurance
Our personal auto insurance provides comprehensive protection for drivers across Pennsylvania and 25+ states. We offer customized coverage options that adapt to individual driving habits, vehicle types, and risk profiles. Our independent agency status allows us to compare multiple carriers' offerings to find optimal balance between premium costs and coverage limits while maintaining 24/7 claims support.
Business Owners Insurance
Tailored business owners insurance packages protect companies of all sizes against property damage, liability claims, and operational disruptions. Our risk management approach identifies industry-specific exposures for businesses in Pennsylvania and beyond. We combine property coverage with liability protection and business interruption insurance while offering specialized endorsements for unique commercial risks like liquor liability and cyber threats.
Group Health Insurance
Comprehensive group health insurance solutions help businesses attract and retain talent through competitive benefits packages. We provide access to major medical carriers while offering guidance on plan design, cost containment strategies, and compliance with evolving regulations. Our services extend to dental, vision, and life insurance options that complement core health coverage for complete employee wellness programs.
Flood Insurance
Flood insurance policies protect residential and commercial properties against water damage from natural disasters and weather events. We offer coverage through the National Flood Insurance Program and private carriers for properties in high-risk and moderate-risk flood zones. Our expertise includes policy customization for coastal properties in Delaware and flood-prone areas across our service region.
Individual Life Insurance
We provide term and permanent life insurance solutions to protect families and business interests. Our licensed advisors help clients determine appropriate coverage amounts based on financial obligations, income replacement needs, and estate planning goals. We work with top-rated carriers to offer competitive rates while maintaining policy flexibility for changing life circumstances.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life), business insurance (commercial property, liability, restaurant coverage), and employee benefits (group health, dental, vision) across 28 states.
How are you different from other insurance agencies?
As an independent agency, we represent multiple carriers to find your best coverage options while maintaining personalized service and proactive policy management to reduce client costs annually.
Do you serve clients outside Pennsylvania?
Yes, we serve clients in Delaware and 25 additional states including Maryland, New Jersey, Florida, and California through our licensed insurance advisors.
How do I file a claim?
Report claims 24/7 through our client center or contact our team directly at 717-731-1142 for immediate assistance with the claims process and documentation requirements.
Can you help lower my insurance premiums?
We actively review policies annually to identify cost-saving opportunities without compromising coverage quality, and have successfully reduced premiums for long-term clients without being prompted.
What insurance do small businesses need?
Small businesses typically require general liability, property insurance, and business interruption coverage. We also recommend specialized policies for unique risks like cyber liability, liquor liability, and employment practices.
Videos
