Business Details
48 Years
experience
Emergency
services
Trusted Property & Casualty Insurance in Manhasset, NY
Established in 1978, R A L Services has evolved into a comprehensive Property & Casualty Insurance provider serving businesses nationally and internationally. Our team of seasoned advisors brings decades of expertise in insurance and employee benefits, supported by advanced technology for real-time data access and client service. We prioritize personalized relationships, offering tailored solutions to reduce risks and manage insurance costs effectively.Our commitment to continuing education ensures our staff remains at the forefront of industry standards. With a focus on transparency and client-centric service, we aim to be a trusted partner in safeguarding your business's future.
Services
Business Insurance
Employee Benefits
Financial Services
Property & Casualty Insurance
Group Purchasing Programs
Details
- Year established: 1978
Highlights and features
- We offer 40+ years of insurance expertise tailored to business needs.
- Our advisors provide real-time rate comparisons from top insurers.
- Personalized service prioritizes risk reduction and cost control.
- 24/7 availability ensures prompt assistance for urgent needs.
- Continuing education programs maintain industry-leading expertise.
Services
Business Insurance
R A L Services provides tailored business insurance solutions addressing property, liability, and operational risks. Our policies help companies protect assets, manage claims efficiently, and maintain compliance. With access to top-rated insurers, we ensure competitive pricing and comprehensive protection for diverse industries.
Employee Benefits
We design employee benefits packages including health, dental, and retirement plans. Our specialists offer carrier comparisons, enrollment support, and regulatory guidance. Quarterly check-ins ensure ongoing satisfaction, while 24/7 availability addresses urgent client needs for seamless benefit management.
Financial Services
Our financial services encompass estate planning, annuities, and deferred compensation programs. Advisors help clients navigate tax-efficient wealth transfer strategies and investment options. We provide educational resources on evolving financial regulations impacting long-term asset protection.
Property & Casualty Insurance
Specializing in Property & Casualty coverage, we offer policies underwritten by A-rated insurers. Services include risk assessment, claims assistance, and network support for swift resolutions. Customizable options cater to businesses across sectors like manufacturing, trade groups, and affinity organizations.
Group Purchasing Programs
We facilitate group purchasing programs offering up to 15% premium savings. By analyzing claims history and current policies, we create tailored umbrella programs over auto, liability, and workers' compensation coverage. Limits up to $50 million ensure scalable protection without reliance on other members' risk profiles.
People
Richard Longo
President
Richard Longo leads R A L Services with over four decades of insurance expertise. He specializes in group purchasing programs and risk management solutions, ensuring clients receive cost-effective, tailored coverage while maintaining direct accessibility for personalized support.
Questions
What types of insurance does RAL Services offer?
We specialize in Property & Casualty insurance, employee benefits, financial services, and group purchasing programs for businesses of all sizes.
How can RAL Services help reduce insurance costs?
Our team provides real-time rate comparisons, risk management strategies, and group purchasing options to optimize coverage while minimizing expenses.
Do you serve businesses outside New York?
Yes, we provide insurance solutions nationally and internationally, with a focus on tailored programs for diverse industries.
Are your advisors available after hours?
Our team is accessible 24/7 via cell phone to address urgent insurance needs or emergencies.
How do you handle claims assistance?
We offer dedicated claims personnel and an extensive office network for prompt, responsive resolution of all claim types.