Business Details
Your Trusted Insurance Partner in Syosset, NY for Medicare & Retirement Solutions
Howard Gursky Insurance is dedicated to helping Medicare beneficiaries navigate their insurance options with personalized guidance. With expertise in Medicare health insurance, life insurance, retirement planning, and supplemental coverage, we prioritize finding tailored solutions that meet individual needs and budgets. Our locally owned agency focuses on building long-term relationships through exceptional customer service, comprehensive comparisons of carriers, and a commitment to client education.We specialize in simplifying complex insurance decisions for seniors and retirees, ensuring financial and health security through customized plans. Our team takes pride in offering free, no-obligation quotes and maintaining transparency in all client interactions.
Services
Medicare Health Insurance
Retirement Planning
Life Insurance
Hospital Indemnity
Dental Insurance
Cancer Coverage Plans
Highlights and features
- We provide fast and free insurance quotes tailored to your needs
- Our team offers expert explanations of complex insurance options
- Locally owned agency with personalized community-focused service
- We conduct comprehensive comparisons across multiple insurance carriers
- Specialized knowledge in senior and retiree insurance requirements
What people say
Very responsive
Pleasure to deal with
Educated decision
Highly recommend
Best rates
Services
Medicare Health Insurance
We specialize in helping seniors navigate Medicare options including Supplements, Advantage Plans, and Prescription Coverage. Our experts explain plan differences and help clients find affordable solutions that match their healthcare needs. With access to multiple carriers, we ensure comprehensive comparisons to identify the most suitable Medicare coverage for each individual's circumstances.
Retirement Planning
Our retirement planning services focus on creating guaranteed income streams and protecting against market losses. We help clients understand tax-deferred growth options and strategies to capture market gains. Through personalized consultations, we develop customized plans addressing long-term financial security concerns for pre-retirees and retirees facing unique financial challenges.
Life Insurance
We offer Whole Life, Term Life, and Guaranteed Life Insurance options tailored to different life stages and health conditions. Our approach explains policy features and cash value growth potential while considering budget constraints. We help clients choose between temporary coverage and permanent protection solutions that align with their family's financial security needs.
Hospital Indemnity Plans
These supplemental plans provide fixed cash benefits for hospital stays and medical expenses. We help clients understand how these plans offset out-of-pocket costs like deductibles and co-pays. Our guidance focuses on selecting appropriate coverage levels to protect retirement savings from unexpected hospitalization expenses while explaining policy terms and benefit structures.
Dental Insurance
We offer affordable dental coverage options that help reduce out-of-pocket dental care costs. Our plans address preventive care and major dental procedures while considering seniors' specific needs. We provide guidance on selecting appropriate coverage levels based on individual dental requirements and budget considerations, helping clients maintain oral health without financial strain.
People
Howard Gursky
Owner/Agent
Howard Gursky is a licensed insurance professional with extensive experience helping seniors navigate Medicare and retirement planning options. He specializes in personalized coverage assessments and carrier comparisons, focusing on finding affordable solutions that meet clients' unique needs through comprehensive financial protection strategies.
Questions
Do you offer free insurance quotes?
Yes, we provide free, no-obligation insurance quotes for all our coverage options through phone consultations or office visits.
What insurance types do you specialize in?
We specialize in Medicare health insurance, life insurance, retirement planning, hospital indemnity, dental coverage, and cancer protection plans for seniors.
How do you help with Medicare decisions?
We explain Medicare Supplement, Advantage, and Prescription Plan differences while comparing multiple carriers to find affordable coverage matching your healthcare needs.
What retirement planning options exist?
We offer guaranteed income solutions, market loss protection strategies, and tax-deferred growth options to help create financial security during retirement years.
Can you assist with dental coverage needs?
Yes, we provide affordable dental insurance options tailored to seniors' needs, helping reduce costs for both routine and major dental procedures.
Reviews (1)
Franki
Jan 31, 2026
Report
Howard took the confusion out out of picking their right Medicare
I will sleep better tonight, knowing that I have
Pick the best Medicare plan thanks to Howard
I will sleep better tonight, knowing that I have
Pick the best Medicare plan thanks to Howard
