Business Details
36 Years
experience
Emergency
services
Trusted Insurance & Financial Solutions Partner
First Asset Agency is a professional independent insurance agency with over 30 years of experience and a combined industry expertise of more than 100 years. Our dedicated team of executive sales associates brings specialized knowledge in property casualty insurance, life and health insurance, retirement and investment income, real estate, mortgages, taxes, accounting, contract law, technology, construction, and mergers and acquisitions. The principal, Keith A Kozarsky, has over 36 years of experience working with carriers, intermediaries, claims, marketing, and business associations across the NY metro area. We serve satisfied customers in New York, New Jersey, Connecticut, Pennsylvania, North Carolina, Georgia, Las Vegas, and Vermont, offering comprehensive coverage for personal, small business, life, health, and real estate needs. Our strategic partnerships extend our capabilities to include investments, mortgages, accounting, tax services, and payroll solutions.We prioritize client satisfaction through personalized service, leveraging our deep industry experience to deliver tailored insurance and financial products. Our commitment to excellence is reflected in our 24-hour claims reporting system and multi-channel customer support. With offices in Williston Park, NY, and Pocono Pines, PA, we provide localized expertise backed by national resources. Our team's diverse background in insurance, finance, and technology positions us to address complex client needs with innovative solutions. We operate with transparency, focusing on long-term relationships rather than transactional sales, ensuring clients receive informed guidance for both immediate and future requirements.
Services
Homeowners Insurance
Auto Insurance
Contractors Insurance
Workers Compensation
Professional Liability
Mortgage Services
Tax Planning
Retirement Planning
Details
- Year established: 1990
Highlights and features
- 30+ years of combined insurance and financial services expertise
- Customized coverage options for personal and commercial clients
- 24/7 claims reporting system with dedicated support
- Strategic partnerships for holistic financial solutions
- Multi-state service with localized market knowledge
Services
Homeowners Insurance
Superior protection for residential properties covering structural damage, personal belongings, and liability claims. Policies include customizable options for natural disasters, theft, and personal liability. Our specialists help clients select appropriate coverage limits and deductible structures to protect their most valuable asset while maintaining affordability.
Contractors Insurance
Specialized liability protection for construction professionals including electrical, plumbing, HVAC, and excavation contractors. Policies address job site risks, equipment protection, and workers' compensation requirements. We offer tailored solutions that meet state-specific regulations while providing comprehensive coverage for project-related liabilities and operational risks.
Workers Compensation
Mandatory coverage for workplace injuries and occupational illnesses meeting legal requirements across multiple states. Our policies cover medical expenses, wage replacement, and rehabilitation services. We assist businesses in implementing safety protocols to reduce claims frequency while ensuring compliance with state workers' compensation boards and regulatory requirements.
Professional Liability
Protection against claims of professional negligence or failure to deliver services as promised. Designed for consultants, technology professionals, and service providers, this coverage addresses legal defense costs and settlement expenses. Our policies include cyber liability components to address modern risks associated with data breaches and digital operations.
Retirement Planning
Comprehensive retirement solutions combining insurance products with investment strategies to ensure financial security. Our advisors create personalized plans considering Social Security optimization, tax implications, and long-term care needs. We offer access to annuities, 401(k) plans, and IRA options with ongoing portfolio management to adapt to changing market conditions.
People
Keith A Kozarsky
Principal
Insurance industry veteran with 36 years of experience in carrier relations, claims management, and business development. Specializes in commercial risk assessment and strategic insurance solutions for NY metro area clients. Holds multiple industry certifications and maintains active memberships in professional insurance associations.
Questions
What types of insurance do you offer?
We provide homeowners, auto, contractors, workers' compensation, professional liability, life, and long-term care insurance, along with commercial real estate and technology services coverage.
Do you serve businesses outside New York?
Yes, we serve clients in New Jersey, Connecticut, Pennsylvania, North Carolina, Georgia, Nevada, and Vermont with customized insurance solutions tailored to regional requirements.
Can you help with both personal and business insurance?
Yes, we offer comprehensive coverage for both individuals and commercial clients, including specialized policies for contractors, distributors, and technology firms.
What financial services are available?
We provide mortgage programs, tax planning, retirement strategies, and payroll services through our strategic partners, offering integrated financial solutions for individuals and businesses.
Are your insurance quotes free?
Yes, we provide no-obligation insurance quotes through our online form or by contacting our office directly at 516-243-9928.
