Nielsen Professional Insurance

A Commercial Package Policy or Business Owners Package Policy combines Commercial General Liability Insurance and Property Coverages into one policy.
It is similar to a homeowner's Policy.
It is a package insurance policy that provides both liability and Property Coverage for businesses and other organizations.
It protects the physical property of a business including business contents and equipment, the building itself, including leasehold improvements, and provides Commercial General Liability Insurance (CGL) along with other coverages.

General Liability Insurance protects your business from another person or business's claims of bodily injury, associated medical costs, and damage to property.
These perils could include (depending on the policy) bodily injury, property damage and data loss, or personal injury from slander.
General Liability Insurance will not protect you from everything and it is often bought in junction with Commercial Property Insurance and Professional Liability Insurance.
At NPIS we carefully evaluate your insurance needs to make sure you have the right amount and the correct insurance so you have peace of mind that your assets are protected.

One of the most common types of business insurance is commercial property insurance, which provides a wide range of coverage for buildings, inventory, equipment, tools, and more.
Losses from fire, break-in, vandalism, wind, and other natural or manmade disasters are examples of what is typically covered.
A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies.
As an independent insurance agent, NPIS can help you determine the type of insurance policy and range of coverage that is best for your business.

Errors and Omissions (E&O) is the insurance that covers your company, or you individually, in the event that a client holds you responsible for a service you provided, or failed to provide, that did not have the expected or promised results.
For doctors, dentists, chiropractors, etc., it is often called malpractice insurance.
For lawyers, accountants, architects, or engineers, it may be called professional liability.
Whatever you call it, it covers you for errors (or omissions) that you have made or that the client perceives you have made.

Employment Practices Liability Insurance, also known as EPL insurance or EPLI, provides coverage to employers against claims made by employees, former employees, or potential employees alleging discrimination based on race, age, sex, or disability.
Wrongful termination, harassment, and other employment-related issues, such as breach of contract and failure to make partner are examples of Employment Practice perils.
Large law firms normally have signifigant employment practices insurance coverage in place and are prepared to deal with just about any employment lawsuit.