Business Details
16 Years
experience
Your Trusted Independent Insurance Broker in Marin County
Founded in 2010, Marindependent LLC is an independent insurance brokerage serving Marin County and the greater Bay Area. With over 25 years of experience in the insurance industry, our founder Scott W. Johnson brings deep expertise in navigating complex insurance landscapes shaped by Marin's unique geography, including steep ridges, earthquake faults, and flood plains. As an independent broker, we maintain relationships with multiple A-rated insurance carriers, allowing us to offer customized coverage solutions for homeowners, renters, life insurance, business liability, and umbrella policies.Our commitment to personalized service extends to newcomers and long-time residents alike, with specialized expertise in hard-to-place risks and non-admitted market solutions. We pride ourselves on transparency, flexibility, and a follow-through approach that builds lasting client trust.
Services
Term Life Insurance
Umbrella Insurance
Homeowners Insurance
Small Business Insurance
Auto Insurance
Details
- Year established: 2010
Highlights and features
- We offer 25+ years of local insurance expertise
- Our team works with multiple A-rated insurance carriers
- We specialize in customized coverage solutions
- We provide certified flood and earthquake insurance
- Our independent broker status ensures unbiased recommendations
Associations and certifications
- Certified California Earthquake Authority Insurance
- Certified Flood Insurance
Services
Term Life Insurance
Term Life Insurance provides pure death benefit protection without cash value accumulation. Our policies offer fixed coverage periods (10, 20, or 30 years) at competitive rates. We help clients evaluate options based on health conditions and family needs, ensuring appropriate coverage amounts for financial protection during critical life stages.
Umbrella Insurance
Umbrella insurance extends liability coverage beyond primary policies. We offer standalone umbrella policies starting at $1 million increments. This excess liability protection covers homeowners, auto, and rental properties, providing critical financial security against major claims while offering cost-effective risk management solutions for Marin residents.
Homeowners Insurance
Our homeowners insurance solutions address Marin County's unique risks including earthquake faults and flood plains. We provide comprehensive coverage options through admitted and non-admitted carriers, specializing in hard-to-place properties. Our expertise ensures proper risk assessment and competitive pricing for both standard and specialty home insurance needs.
Small Business Insurance
We offer tailored business owners policies (BOP) for small businesses in Marin County. Our coverage includes general liability, property protection, and income replacement. We specialize in serving startups and small operations, with access to non-admitted carriers for unique business risks and regulatory requirements specific to California's insurance market.
Auto Insurance
Our auto insurance services focus on comprehensive protection packages combined with home and umbrella policies. We work with clients who have unique driving histories or specialized vehicle needs, leveraging our relationships with multiple carriers to secure competitive rates while maintaining high standards of coverage adequacy.
People
Scott W. Johnson
Principal Broker Agent and Founder
With over 25 years of insurance experience, Scott W. Johnson founded Marindependent in 2010 to provide customized insurance solutions. A Five Presidents Council award winner, he specializes in Marin County's complex insurance landscape and holds multiple California insurance licenses.
Questions
What insurance services do you offer?
We provide homeowners, renters, life, umbrella, auto, and small business insurance policies tailored to Marin County's unique risks.
How do you find competitive insurance rates?
As an independent broker, we access multiple A-rated carriers to compare options and secure customized coverage at competitive prices.
Do you handle difficult insurance cases?
Yes, we specialize in hard-to-place risks and have access to non-admitted carriers for unique properties and business situations.
What areas do you serve?
We primarily serve Marin County and the greater San Francisco Bay Area with specialized local insurance expertise.
Can I get standalone umbrella coverage?
Yes, we offer standalone umbrella policies without requiring home or auto insurance through our agency.
