Business Details
Your Trusted Delaware Insurance Partner for Personal & Commercial Coverage
Founded in 1877, Delaware Grange Mutual has served Delaware communities for over 145 years, evolving from a Grange-member-focused insurer to a full mutual company offering comprehensive personal and commercial coverage. Our deep-rooted commitment to local needs is reflected in our tailored insurance solutions, including homeowners, businessowners, farm, and mobile home policies, enhanced by strategic partnerships like Hartford Steam Boiler for specialized protections. With a team of 6 employees and a network of independent agents, we prioritize personalized service, underwriting flexibility, and community-centric values.Our history of innovation includes pioneering reinsurance adoption in 1904 and establishing Delaware's first permanent insurance office in 1993. We maintain underwriting control through direct agent collaboration, ensuring coverage adaptability for unique risks while rejecting credit scoring practices. Today, our Dover-based operations continue delivering trusted risk management solutions across Delaware's diverse markets.
Services
Homeowners Insurance
Business Owners Policy
Farm Insurance
Mobile Home Coverage
Cyber Liability Protection
Highlights and features
- We've served Delaware communities for over 145 years with localized expertise
- Our underwriters collaborate directly with agents for customized coverage solutions
- We offer specialized protections through Hartford Steam Boiler partnerships
- No credit scoring policies ensure fair assessment for all applicants
- Maintain underwriting control to address unique risk scenarios
Services
Homeowners Insurance
We provide comprehensive homeowners insurance with Form 2 and Form 3 policies for primary residences, including inland marine coverage for valuables. Our program offers protection against common risks while allowing customization through endorsements. Policyholders benefit from optional Hartford Steam Boiler add-ons for home systems and cyber liability.
Business Owners Policy
Our Business Owners Policy combines property and liability coverage for small to mid-sized businesses. For specialized needs, we offer Comprehensive Multi-Peril policies and mono-line options. Enhanced protections include equipment breakdown and employment practices liability through HSB partnerships.
Farm Insurance
We offer tailored farm insurance solutions covering agricultural properties and hobby farms. Our policies include liability protection and equipment breakdown coverage through HSB. The program accommodates diverse farm operations with flexible underwriting options.
Mobile Home Insurance
Our mobile home insurance program provides comprehensive protection for manufactured homes. Policies include standard property coverage with optional endorsements for personal property and liability. Designed specifically for Delaware's mobile home owners.
Cyber Liability Protection
Through our partnership with Hartford Steam Boiler, we offer cyber liability coverage for both personal and commercial policies. This protection includes data breach response, identity theft recovery, and network security safeguards tailored to modern digital risks.
Questions
What areas do you serve?
We operate throughout Delaware, providing insurance solutions tailored to local communities from our Dover headquarters.
What types of insurance do you offer?
We provide homeowners, businessowners, farm, mobile home, and commercial property insurance with specialized endorsements.
Do you use credit scoring for policies?
No, we evaluate applications without credit scoring, focusing on individual risk factors and coverage needs.
What payment methods do you accept?
Payment options are available through your independent agent, with flexible terms structured during policy setup.
