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Your Trusted Insurance Partner in Delaware and Beyond
L&W Insurance has served businesses and individuals across Delaware, Pennsylvania, Maryland, and New Jersey for over eight decades. Our team of seasoned professionals specializes in commercial, personal, and benefits insurance, tailoring coverage to meet each client's unique needs. With a focus on integrity and personalized service, we assess risks and provide robust protection through partnerships with national and regional carriers. Our leadership brings decades of industry experience, including community involvement and board positions that reflect our commitment to client trust. We handle property, liability, workers' compensation, health, and life insurance, along with specialized coverage for hospitality, education, and nonprofit sectors.

Our claims process prioritizes prompt resolution, and our multi-state presence ensures localized expertise. From flood insurance to cyber liability, we address evolving risks while maintaining a client-centric approach. Our team's expertise spans commercial auto, umbrella policies, and recreational vehicle coverage, ensuring comprehensive protection. We emphasize transparency, competitive pricing, and continuous support, as evidenced by client testimonials praising our responsiveness and reliability. This combination of experience, adaptability, and community focus defines our approach to risk management.
Services
Commercial Insurance Personal Insurance Benefits Insurance Workers Compensation Flood Insurance Cyber Liability Event Insurance Recreational Vehicles Umbrella Coverage Non-Profit Insurance
Highlights and features
  • We offer over 80 years of combined insurance expertise across multiple states
  • Our team includes certified professionals with specialized knowledge in commercial and personal lines
  • We provide tailored insurance packages through strategic partnerships with national carriers
  • We handle emergency claims with prompt, reliable service
  • Our multi-state presence ensures localized understanding of regional insurance needs
What people say
Excellent service Highest recommendation Prompt claims resolution Trusted resource Competitive coverage
Services
Commercial Insurance
L&W Insurance provides comprehensive commercial insurance solutions protecting businesses against property damage, liability claims, and operational risks. Our policies cover buildings, equipment, and employees through customizable packages that include workers' compensation, general liability, and business auto insurance. With expertise in hospitality, education, and nonprofit sectors, we offer specialized coverage tailored to each organization's unique needs.
Personal Insurance
Our personal insurance services safeguard homeowners, drivers, and individuals through customized policies that protect against property loss and liability. Coverage options include homeowners, auto, flood, and umbrella insurance, along with recreational vehicle protection. We help clients secure competitive rates while ensuring comprehensive protection for their assets and family needs across Delaware and surrounding states.
Benefits Insurance
L&W Insurance offers group and individual benefits insurance solutions including medical, dental, and life coverage. We help employers design competitive benefits packages while assisting individuals with ACA-compliant plans and Medicare supplements. Our team provides COBRA administration and voluntary employee benefits, ensuring clients receive comprehensive health protection tailored to their specific requirements.
Workers Compensation
We provide workers' compensation insurance covering job-related injuries and illnesses. Our policies protect businesses by addressing medical expenses and lost wages while ensuring compliance with state regulations. With expertise in risk assessment and claims management, we help employers maintain safe workplaces and minimize financial exposure from workplace incidents across multiple industries.
Cyber Liability
Our cyber liability insurance protects businesses against data breaches and digital threats. Coverage includes unauthorized access, data recovery costs, and legal liabilities from privacy breaches. We help organizations implement risk management strategies while providing financial protection against cyber incidents, ensuring business continuity in today's digital environment.
People
William Strickland
President
With nearly 30 years in insurance, Bill has led L&W since 2005, expanding its reach and capabilities. He actively contributes to local non-profits and serves on state boards, setting an example of community leadership and industry expertise for the team.
Andrew Watson
Director of Finance & Technology
Andrew oversees financial operations and technology implementation, ensuring efficient service delivery and modern insurance solutions. His leadership in financial management supports L&W's commitment to technological innovation and client-focused services.
Chelsea Clark
Director of Organizational Culture & Communications
As PHR and CIC-certified leader, Chelsea shapes company culture and client communications. Her focus on organizational development strengthens L&W's team dynamics and client relationships through effective communication strategies and cultural initiatives.
Erik Kaufmann
Commercial Agent & Vice President
CIC-certified Erik provides expert commercial insurance solutions, leveraging his extensive experience to protect businesses across multiple industries. His client-focused approach ensures tailored coverage that addresses specific business risks and operational requirements.
Dave Sciortino
Commercial Agent & Vice President
Dave delivers comprehensive commercial insurance services, combining industry knowledge with personalized client support. His expertise helps businesses secure optimal coverage for property, liability, and specialized risks through strategic carrier partnerships.
Questions
What types of insurance does L&W Insurance offer?
We provide commercial insurance, personal insurance, and benefits insurance solutions tailored to businesses and individuals across Delaware, Pennsylvania, Maryland, and New Jersey.
How quickly can I get proof of insurance?
Our clients report receiving proof of insurance documents faster than their travel time to appointments, demonstrating our commitment to immediate, responsive service.
Do you handle insurance claims?
Yes, our team manages claims efficiently, providing support from initial reporting through resolution, including emergency claims assistance when needed.
Can you help with specialized insurance needs?
We offer specialized coverage for hospitality businesses, educational institutions, nonprofits, and unique risks like cyber liability and event insurance.
What areas do you serve?
We operate throughout Delaware with additional service in Pennsylvania, Maryland, and New Jersey, providing localized insurance expertise across these regions.