Business Details
28 Years
experience
Your Trusted Insurance Partner in Tulare, CA
Todd Holmes Insurance Agency has served Tulare and California since 1998 as an independent insurance provider. Our team of five dedicated agents delivers comprehensive coverage solutions for auto, home, life, and business insurance. We specialize in bundling policies to maximize discounts and simplify claims processes, offering clients one policy, one deductible, and one bill. Our independent status allows us to compare rates across multiple carriers, ensuring competitive pricing without compromising protection. With decades of combined experience, we prioritize personalized service, maintaining a reputation for honesty and integrity.Our agency has earned recognition including the Safeco Award of Excellence since 2014 and the Kemper Inner Circle Award in 2017. We provide free, no-obligation quotes and maintain partnerships with trusted insurance carriers statewide. Our commitment extends beyond policieswe build lasting relationships through timely service and tailored insurance strategies. Clients benefit from our local expertise in Tulare, Visalia, Porterville, and Hanford communities. As an independently owned agency, we remain focused on client needs rather than carrier interests, ensuring optimal coverage and value.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Renters Insurance
Motorcycle Insurance
Flood Insurance
Earthquake Insurance
Umbrella Insurance
Commercial Auto
Details
- Year established: 1998
Highlights and features
- We offer independent comparisons across multiple insurance carriers
- Our bundled policies maximize discounts and simplify claims processes
- Five experienced agents provide personalized service since 1998
- Specialized expertise in California property and auto insurance
- We maintain partnerships with trusted statewide insurance providers
Associations and certifications
- Safeco Award of Excellence
- Safeco Elite Agent
- Kemper Inner Circle Award
Services
Auto Insurance
Our auto insurance policies provide comprehensive coverage for personal and commercial vehicles. We offer liability protection, collision coverage, and uninsured motorist options tailored to California drivers. Clients benefit from multi-policy discounts when bundling with home or business insurance.
Home Insurance
We provide homeowners and renters insurance with customizable coverage for dwellings, personal property, and liability protection. Our policies include options for earthquake and flood coverage, essential for California residents. Bundling with auto insurance maximizes savings.
Business Insurance
Our business insurance solutions include BOP policies, general liability, workers' compensation, and commercial auto coverage. We serve California small businesses with tailored risk management strategies and surety bond assistance for contractors.
Life Insurance
We offer term and permanent life insurance policies to protect families and businesses. Our solutions provide financial security for dependents, mortgage protection, and estate planning benefits across California communities.
Flood Insurance
Our flood insurance policies cover property damage from water intrusion, including basement flooding and natural disasters. This specialized coverage complements standard homeowners policies for California properties in high-risk areas.
People
Todd Holmes
Owner/Agent
With over 25 years in insurance, Todd founded the agency in 1998. He leads our team in providing personalized coverage solutions and maintaining community partnerships across Tulare County.
Melissa Valdez
Insurance Agent
Melissa specializes in property and casualty insurance, helping clients protect homes and vehicles. She brings 12 years of local insurance expertise to our Tulare office team.
Mark Sigman
Commercial Lines Specialist
Mark focuses on business insurance solutions, serving California small businesses with BOP policies, liability coverage, and workers' compensation expertise since 2010.
Helen Martin
Life & Health Insurance Agent
Helen provides life insurance and health coverage options, assisting families with financial protection strategies. She has served Tulare County clients since joining the agency in 2012.
Lesli Jolly
Customer Service Manager
Lesli oversees policy administration and client support, ensuring smooth claims processing and policy renewals. Her 15 years in insurance customer service enhance our client experience.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, renters, motorcycle, flood, earthquake, umbrella, and commercial insurance policies tailored to California residents.
Why use an independent insurance agency?
As an independent agency, we compare rates across multiple carriers to find you the best coverage at competitive prices without carrier restrictions.
How can I get a free insurance quote?
Request a free quote online through our website or call us directly at 559-686-7503 for personalized coverage comparisons.
Do you serve areas outside Tulare?
We serve Tulare, Visalia, Porterville, Hanford, and all California communities with customized insurance solutions.
Can I bundle multiple insurance policies?
Yes, we recommend bundling policies to maximize discounts, simplify claims, and receive consolidated billing for property and vehicle coverage.
How do I file an insurance claim?
Contact our office directly at 559-686-7503 to initiate a claim and receive guidance through the entire process.
