Business Details
50 Years
experience
Your Trusted Insurance Partner in Myrtle Beach, SC
Founded in 1976 by Terry Thorsen, our agency has built a legacy of integrity, personalized service, and community commitment. As a second-generation family-owned business, we prioritize client needs through tailored insurance solutions for individuals and businesses across South Carolina. Our expertise spans personal, commercial, and specialty insurance, leveraging partnerships with top carriers to deliver competitive rates and comprehensive coverage.We emphasize transparency, ethical practices, and ongoing support, ensuring clients receive fair claims processing and policies that evolve with their needs. With agents based in Myrtle Beach and Charleston, we combine local market knowledge with national carrier resources to protect what matters most to our clients.
Services
Commercial Auto
Commercial Property
General Liability
Workers' Compensation
Home Insurance
Auto Insurance
Flood Insurance
Umbrella Insurance
Life Insurance
Renter/Condo Insurance
Details
- Year established: 1976
Highlights and features
- We offer over 45 years of family-owned insurance expertise
- Our agents provide personalized policy customization and claims advocacy
- We partner with top-rated carriers like Travelers and Progressive
- We maintain transparent communication and community involvement
- We deliver localized insurance solutions for South Carolina residents
Services
Commercial Auto
Protect your business vehicles with comprehensive coverage including liability, collision, and medical expenses. Our specialists tailor policies to cover commercial fleets of all sizes while securing competitive rates from top carriers. We ensure proper protection for business-related transportation needs across South Carolina.
Commercial Property
Safeguard your business premises and equipment against fire, theft, and natural disasters. We offer replacement cost basis policies that cover structural damage and business interruption losses. Our agents customize protection plans for Myrtle Beach commercial properties of all types.
Home Insurance
Secure your home against common risks including fire, vandalism, and weather damage. Our policies provide replacement cost coverage for structures and personal belongings. We help homeowners in coastal areas navigate unique insurance requirements while maintaining affordable premiums.
Auto Insurance
Comprehensive auto coverage options for personal vehicles including liability, collision, and uninsured motorist protection. We offer competitive rates for Myrtle Beach drivers while ensuring proper coverage for both daily commuters and occasional drivers.
Flood Insurance
Specialized flood protection policies for coastal properties not covered under standard home insurance. We help residents understand flood zone requirements and secure appropriate coverage through the National Flood Insurance Program and private carriers.
People
Praise Thorsen
Agent - Myrtle Beach
Third-generation insurance professional with MBA credentials from Lander University. Former collegiate athlete turned insurance specialist, offering personalized service and virtual baseball coaching expertise.
Kibibi Thorsen
Agent - Charleston
Finance expert with W.P. Carey School of Business credentials. Former Goldman Sachs investment banker bringing corporate finance experience to insurance solutions while managing agency operations.
Questions
How do I determine the right insurance coverage for my needs?
Our agents conduct personalized needs assessments to identify risk areas and recommend appropriate coverage levels based on your specific circumstances and budget.
What commercial insurance policies are essential for small businesses?
Most businesses require general liability, commercial property, and workers' compensation coverage. We help identify additional specialized protections based on your industry and operational risks.
Do you offer insurance for coastal properties?
Yes, we specialize in coastal insurance solutions including flood coverage and wind damage protection for properties in Myrtle Beach and surrounding areas.
How does your claims process work?
We provide direct claims assistance through our carrier partnerships, offering guidance from initial reporting through resolution while advocating for fair and timely settlements.
What payment methods do you accept?
We offer automatic payment options and traditional payment methods for policy premiums, with flexible terms available through select carrier programs.
