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Business Details
We founded Palmetto Insurance & Financial Services in 2005 with a single mission: to provide honest, dependable coverage to South Carolinas families and businesses. Our independent agency allows us to shop across multiple carriers, ensuring our clients always receive the best value for their unique needs. With deep roots in the Pee Dee region, we possess intimate knowledge of Horry, Marion, and Georgetown Counties, enabling tailored solutions for local risks. Over the past seventeen years, we have grown through trust, referrals, and a steadfast commitment to client satisfaction. We specialize in personal and commercial insurance, covering homes, vehicles, boats, businesses, employees, and recreational equipment.

Our team excels at translating complex coverage options into clear, actionable advice, so clients feel confident in their decisions. We pride ourselves on transparency, never pushing a single provider and always prioritizing what best serves the policyholder. Our experience spans flood, hurricane, and general liability coveragecritical for South Carolinas climate. We maintain strong relationships with local carriers, allowing us to negotiate favorable terms and swift claims processing. Our dedication to service has earned us a reputation for honesty, reliability, and peace of mind among the communities we serve. We look forward to continuing to protect what matters most to our clients, one policy at a time.
Highlights and features
  • We compare multiple carriers to secure the best value.
  • We have served Horry, Marion, and Georgetown Counties since 2005.
  • We are an independent agency, not tied to one insurer.
  • We provide personalized guidance rooted in local South Carolina expertise.
  • We build lasting relationships through honesty and transparent communication.
Services
Personal Insurance
Our Personal Insurance protects individuals and families from everyday risks, covering homes, vehicles, boats, and recreational equipment. Tailored to South Carolinas unique climate, it includes flood and hurricane coverage options that safeguard your assets. Clients benefit from clear, jargon-free explanations and a dedicated advisor for ongoing support.
Commercial Insurance
Our Commercial Insurance safeguards business owners with comprehensive property, liability, and workers compensation coverage. Designed for Horry, Marion, and Georgetown County enterprises, it addresses local regulatory requirements and protects against operational disruptions. Businesses experience peace of mind knowing they have a responsive partner who understands regional risks.
Auto Coverage
Our Auto Coverage offers dependable protection for drivers across South Carolina, including collision, liability, and uninsured motorist options. We tailor plans to your vehicle type, driving habits, and local weather patterns, ensuring comprehensive safety. Clients appreciate our quick claim assistance and transparent premium structure.