Business Details
50+ Years
experience
Your Trusted Insurance Partner in Mullins, SC
Established in 1924, the Howard B. Smith Agency of Mullins has served the Mullins and Nichols communities for over 90 years. As a locally-owned independent insurance agency, we specialize in delivering personalized insurance solutions tailored to individual and business needs. Our team combines nearly a century of collective experience with partnerships across 10+ major carriers, including Allstate, Progressive, and Travelers, to provide competitive pricing and comprehensive coverage options.We prioritize client relationships over corporate interests, offering auto, home, commercial, life, and specialty insurance products designed to protect assets and livelihoods. Our commitment to transparency ensures clients receive no-obligation quotes and ongoing support to adapt policies as their needs evolve.
Services
Auto Insurance
Business Insurance
Home Insurance
Life Insurance
Flood Insurance
Umbrella Policies
Watercraft Insurance
Mobile Home Insurance
Renters Insurance
Commercial Insurance
Details
- Year established: 1924
Highlights and features
- We offer over 90 years of local insurance expertise.
- We represent 10+ major insurance carriers for competitive options.
- Our independent agency model prioritizes client needs over corporate interests.
- We provide no-obligation quotes and ongoing policy support.
- Our team combines nearly a century of collective insurance experience.
Services
Auto Insurance
We design auto insurance policies tailored to individual driving habits and vehicle needs. Coverage options include collision, comprehensive, liability, and gap protection. Our partnerships with major carriers ensure competitive rates for personal and commercial auto policies.
Business Insurance
Customized business insurance packages protect against property damage, liability claims, and operational disruptions. We offer property, liability, workers' compensation, and auto coverage for diverse industries, including restaurants and automotive dealerships.
Home Insurance
Our homeowners policies cover structural damage, personal property loss, and liability claims. Additional options include condo, renters, and flood insurance to protect your largest financial investment against unexpected events.
Life Insurance
We help clients select term and permanent life insurance policies to secure their family's financial future. Coverage considerations include dependents' needs, debt protection, and estate planning for individuals and business owners.
Commercial Insurance
Comprehensive commercial packages address property, liability, and operational risks. We provide tailored solutions for businesses of all sizes, including specialized coverage for equipment, inventory, and employee-related risks.
People
Ashley Brady
Owner / Principal Agent
Ashley Brady leads the agency with a focus on client-centered insurance solutions. With deep local knowledge, she helps individuals and businesses navigate coverage options to find optimal protection.
Gloria Spivey
Office Manager / Commercial Insurance
Gloria Spivey manages office operations and commercial insurance services. Her expertise ensures businesses receive comprehensive coverage tailored to industry-specific risks and regulatory requirements.
Lisa Meares
Elite Personal Insurance
Lisa Meares specializes in personal insurance solutions, helping clients protect their assets through customized auto, home, and life insurance policies backed by extensive carrier partnerships.
Trisha Brown
Commercial Insurance
Trisha Brown focuses on commercial insurance, providing risk management strategies for businesses. She develops tailored packages that address property, liability, and operational continuity needs.
Sophia Panos
Personal Insurance
Sophia Panos assists clients with personal insurance needs, offering guidance on auto, home, and life coverage options. Her approach emphasizes understanding client lifestyles to recommend appropriate protection.
Questions
What types of insurance do you offer?
We provide auto, home, business, life, flood, umbrella, watercraft, mobile home, renters, and commercial insurance solutions tailored to personal and business needs.
Are you affiliated with any major insurance carriers?
Yes, we partner with Allstate, Auto-Owners, Progressive, Travelers, and over 10 other major carriers to offer competitive pricing and diverse coverage options.
How can I get a quote?
Contact us at (843) 464-6261 or request a quote online. Our team provides no-obligation consultations to assess your insurance needs.
Do you serve businesses only or individual clients too?
We serve both individuals and businesses, offering personalized insurance solutions for personal assets and commercial operations.
What areas do you cover?
We primarily serve Mullins and Nichols, South Carolina, along with surrounding communities in Marion County.
Can you help with specialized insurance needs?
Yes, our team handles specialty coverage including flood insurance, umbrella policies, and commercial risk management solutions for unique business requirements.
