Business Details
27 Years
experience
Trusted Insurance Solutions in Virginia
Since 1999, GHT Insurance has been dedicated to preparing clients for life's uncertainties through comprehensive insurance solutions. Founded by Ted Kuester, Ryan Kuester, and Eric Kuester, our agency combines personalized service with industry expertise to deliver tailored coverage for businesses and individuals. We prioritize building long-term relationships by understanding client risks and offering options through our partnerships with multiple carriers. Our commitment extends beyond insurancewe actively support local causes and strive to be a trusted resource for risk management. With offices in Mechanicsville, Virginia Beach, and Ashland, we serve clients across Virginia with appointment-based consultations.Our team of experienced professionals, including certified specialists like Dana Thompson and Traci Sullivan, ensures clients receive proactive guidance and competitive rates. We leverage our affiliation with the Keystone Insurers Groupa top-ranked insurance networkto provide multi-state coverage with local service. Our mission remains unchanged: to ask the right questions, go the extra mile, and ensure clients are prepared when it matters most. This philosophy has earned us testimonials praising our responsiveness, cost savings, and exceptional customer care. As an independent agency, we continue to evolve with the industry while maintaining our core values of value, relationships, choices, and community impact.
Services
Commercial Insurance
Personal Insurance
Medicare Health Plans
Pest Control Insurance
Craft Beverage Industry Insurance
Details
- Year established: 1999
Highlights and features
- We offer 25+ years of experience in Virginia's insurance market with personalized service.
- Our independent agency represents multiple carriers to provide customized coverage options.
- Certified professionals like CIC and CISR designations ensure expert risk assessment.
- We actively support local community causes and prioritize client education.
- Keystone Insurers Group affiliation enables multi-state coverage with local service.
What people say
Responsive and thorough
Excellent customer service
Saved us money
Proactive support
Knowledgeable agents
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions protecting Virginia businesses from property damage, liability claims, and operational risks. Our team specializes in customized policies for industries like pest control and craft beverage production. With access to multiple carriers through our Keystone partnership, we ensure competitive rates and tailored coverage that evolves with your business needs.
Personal Insurance
Our personal insurance offerings protect Virginia residents' homes, vehicles, and life insurance needs with customizable plans. Experienced agents like Colleen Woodson analyze existing policies to eliminate gaps and overpayments while ensuring adequate protection. Clients praise our proactive approach, including annual policy reviews and personalized guidance during claims processes.
Medicare Health Plans
We simplify Medicare enrollment through personalized consultations matching clients with optimal health plans. Jennifer Schloss, our Medicare specialist, provides detailed comparisons of coverage options while explaining complex benefits. This service extends to life insurance solutions, ensuring comprehensive protection for Virginia seniors and their families.
Pest Control Insurance
Our agency offers specialized insurance programs designed specifically for Virginia pest control companies. These policies address industry-specific risks including chemical exposure, equipment damage, and liability claims. With deep sector knowledge, we provide tailored solutions that meet regulatory requirements while protecting against operational vulnerabilities.
Craft Beverage Insurance
We provide comprehensive insurance packages for Virginia's craft beverage industry covering production facilities, inventory, and liability risks. Our expertise addresses unique needs like equipment breakdowns, product contamination, and event cancellations. Clients benefit from our understanding of state-specific regulations and distribution challenges faced by breweries and wineries.
People
T. Eric Kuester
Principal Agent
With 25+ years in insurance, Eric co-founded GHT and oversees strategic operations. His expertise in commercial risk management guides the agency's growth and client service standards.
C. Ryan Kuester
Principal Agent
As co-founder, Ryan focuses on carrier partnerships and product development. His industry knowledge shapes GHT's diverse offerings, including specialized programs for Virginia businesses.
Dana Thompson
Account Executive
A Certified Insurance Counselor with 15+ years experience, Dana specializes in commercial lines. Clients praise her proactive policy reviews and ability to identify coverage gaps in existing policies.
Colleen Woodson
Senior Account Executive
With 20+ years in personal insurance, Colleen is known for saving clients money while improving coverage. Her personalized approach includes detailed policy explanations and prompt claims assistance.
Jennifer Schloss
Medicare Specialist
Jennifer focuses on senior insurance solutions, helping clients navigate Medicare options. Her patient guidance ensures clients understand coverage details and select plans matching their healthcare needs.
Questions
What types of insurance does GHT offer?
We provide commercial, personal, and Medicare health insurance with specialized programs for pest control, craft beverage industries, and more.
How can I get a competitive insurance quote?
Contact our Virginia offices via phone or email to schedule a consultation with our experienced agents for personalized coverage comparisons.
Do you offer multi-state insurance coverage?
Yes, through our Keystone Insurers Group partnership, we coordinate local service across 31 states while maintaining Virginia-based support.
How does GHT help with insurance claims?
Our team proactively assists with claims filing, policy reviews, and issue resolution, with multiple testimonials praising our responsive support during claim processes.
What community initiatives do you support?
We actively participate in local charity events and support Virginia-based causes as part of our commitment to community development.
