Business Details
As an independent insurance agency, we partner with top-rated insurance carriers to provide you with appropriate coverage at a fair price. Selecting insurance coverage to meet your specific needs is a task for dedicated insurance professionals. We work with each client to conduct an individualized needs assessment to help you manage and plan for potential losses, and offer you a variety of insurance products from which to choose.
Services
Companies Represented
As an independent insurance agency, we represent top-rated insurance companies to provide you appropriate coverage at a fair price.
Below is a list of our primary carriers.
Founded in 1925, Erie now has a licensed agency force of more than 8,800 licensed agents who sell auto, home, life and business insurance in twelve states and the District of Columbia.
Their founding principle guides them in all they do: "To provide our policyholders with as near perfect protection, as near perfect service as is humanly possible and to do so at the lowest possible cost."
Below is a list of our primary carriers.
Founded in 1925, Erie now has a licensed agency force of more than 8,800 licensed agents who sell auto, home, life and business insurance in twelve states and the District of Columbia.
Their founding principle guides them in all they do: "To provide our policyholders with as near perfect protection, as near perfect service as is humanly possible and to do so at the lowest possible cost."
Report a Claim
We encourage you to call our office in the event of a claim, 937-435-9000.
We understand that having a claim can be stressful and we want to assist you through this process.
In addition, to better assist you, the following carriers have 24 hour direct claim reporting services available.
Prior to calling, please have your policy number and claim details available for the claims adjuster.
The insurance carrier will forward a copy of your claim report to our office.
We are providing these links and/or phone numbers as a courtesy to our customers.
We understand that having a claim can be stressful and we want to assist you through this process.
In addition, to better assist you, the following carriers have 24 hour direct claim reporting services available.
Prior to calling, please have your policy number and claim details available for the claims adjuster.
The insurance carrier will forward a copy of your claim report to our office.
We are providing these links and/or phone numbers as a courtesy to our customers.
Home Insurance
The single biggest investment you may make in life is your home.
Are you sure you've protected your investment?
Let us review your homeowner's policy with you and make sure there are no gaps in coverage.
Generally, the coverage is 10% of the amount for which your home is insured.
You may want to review this coverage with us, to make sure you are adequately protected in this area.
A homeowner's insurance policy normally provides limited coverage for collectibles, jewelry, furs, etc.
It may be necessary to insure your valuables with a Personal Property Floater.
Are you sure you've protected your investment?
Let us review your homeowner's policy with you and make sure there are no gaps in coverage.
Generally, the coverage is 10% of the amount for which your home is insured.
You may want to review this coverage with us, to make sure you are adequately protected in this area.
A homeowner's insurance policy normally provides limited coverage for collectibles, jewelry, furs, etc.
It may be necessary to insure your valuables with a Personal Property Floater.
Auto Insurance
We can offer you a wide variety of coverage options!
Covers your liability for injuries you cause to other people and property damage for which you are at fault.
This coverage usually is expressed in a "split number" such as 100/300/100.
The first number is the limit (in thousands of dollars) that your policy will pay for bodily injury per person in the event of an accident.
The second number is the total limit your policy will pay for bodily injury to two or more people per accident.
The third number is the limit that your policy will pay for property damage per accident.
Covers your liability for injuries you cause to other people and property damage for which you are at fault.
This coverage usually is expressed in a "split number" such as 100/300/100.
The first number is the limit (in thousands of dollars) that your policy will pay for bodily injury per person in the event of an accident.
The second number is the total limit your policy will pay for bodily injury to two or more people per accident.
The third number is the limit that your policy will pay for property damage per accident.
Renters Insurance
I rent an apartment.
I don't need insurance- do I?
Yes- you need Renters Insurance.
Your landlord only insures the building you live in- not YOUR personal belongings!
Your Renters Insurance policy can help replace your personal belongings in the event of a covered loss.
Common losses are due to not only fire and theft, but also accidental and sudden discharge of a sprinkler system.
Water damage can be as destructive as fire- don't get caught without the right insurance!
Your Renters Insurance policy can pay the additional costs of living in hotels, eating in restaurants, etc., while you are out of your home due to a covered loss.
I don't need insurance- do I?
Yes- you need Renters Insurance.
Your landlord only insures the building you live in- not YOUR personal belongings!
Your Renters Insurance policy can help replace your personal belongings in the event of a covered loss.
Common losses are due to not only fire and theft, but also accidental and sudden discharge of a sprinkler system.
Water damage can be as destructive as fire- don't get caught without the right insurance!
Your Renters Insurance policy can pay the additional costs of living in hotels, eating in restaurants, etc., while you are out of your home due to a covered loss.
Umbrella Insurance
What happens when your Auto and Home Liability coverage RUNS OUT?
Do you have assets at risk?
What about a salary that can be garnished?
Can you afford to place your financial future at risk?
Don't let a judge and jury decide whether or not you are in debt the rest of your life for an accident.
If you have assets to protect, you may need an Umbrella Liability Policy!
An Umbrella Policy is inexpensive compared to the cost of a lawsuit.
It can provide coverage for up to one, two or even five million dollars OVER and ABOVE the liability limits of your basic homeowners and auto policies.
Do you have assets at risk?
What about a salary that can be garnished?
Can you afford to place your financial future at risk?
Don't let a judge and jury decide whether or not you are in debt the rest of your life for an accident.
If you have assets to protect, you may need an Umbrella Liability Policy!
An Umbrella Policy is inexpensive compared to the cost of a lawsuit.
It can provide coverage for up to one, two or even five million dollars OVER and ABOVE the liability limits of your basic homeowners and auto policies.
Business Insurance
We can protect your small to mid-size business with a Business Owner's Policy.
The Business Owner's Policy, also known as a BOP, is the most economical way to meet your needs.
We will combine Liability Coverage and Property Coverage to custom meet your insurance needs.
Call us today.
Property Insurance protects the property that you own and can protect you against additional losses like vandalism, fire, or wind damage.
If you suffer fire damage or total loss due to fire you need a policy than can get your business running again, and fast.
The Business Owner's Policy, also known as a BOP, is the most economical way to meet your needs.
We will combine Liability Coverage and Property Coverage to custom meet your insurance needs.
Call us today.
Property Insurance protects the property that you own and can protect you against additional losses like vandalism, fire, or wind damage.
If you suffer fire damage or total loss due to fire you need a policy than can get your business running again, and fast.
Commercial Auto
If you can drive it, we can cover it!
Whether it's a single seldom used company car, or an essential-to-the-company line of delivery vans we have the coverage you need.
Your vehicles are essential to your business' profit.
When they're out of commission so are you.
You need coverage you can count on.
Your commercial vehicles need the same coverage your personal vehicle needs.
Any vehicle you or your employees use for business should be covered by commercial auto insurance.
Commercial Auto insurance is designed to work with your Business or Contractor Liability Policy and fill in the gaps that may not be covered by Business of Contractor Liability Policies.
Whether it's a single seldom used company car, or an essential-to-the-company line of delivery vans we have the coverage you need.
Your vehicles are essential to your business' profit.
When they're out of commission so are you.
You need coverage you can count on.
Your commercial vehicles need the same coverage your personal vehicle needs.
Any vehicle you or your employees use for business should be covered by commercial auto insurance.
Commercial Auto insurance is designed to work with your Business or Contractor Liability Policy and fill in the gaps that may not be covered by Business of Contractor Liability Policies.
Life Insurance
Universal Life allows you the flexibility to make changes as your life circumstances change, without having to change your life insurance policy.
Lock in your insurability now, while you are healthy, and start protecting your loved ones, while you build cash for for your future.
Ask us about a personal Life Insurance Review.
We can help you determine the amount of coverage you need, and show you how simple it is to get started!
Term Insurance covers you for a specified period of time, such as one, five, ten or twenty years.
Lock in your insurability now, while you are healthy, and start protecting your loved ones, while you build cash for for your future.
Ask us about a personal Life Insurance Review.
We can help you determine the amount of coverage you need, and show you how simple it is to get started!
Term Insurance covers you for a specified period of time, such as one, five, ten or twenty years.
