Business Details
Your Trusted Insurance Partner in Land O Lakes, FL
A&B Insurance & Financial has been a trusted provider of comprehensive insurance solutions in Florida for over 30 years. As a Preferred Contracted General Agency with Blue Cross Blue Shield of Florida, we specialize in health insurance, including Medicare Supplement and Medicare Advantage plans, while offering a full range of personal and business insurance products. Our team of over 300 agents across five sales and support centers prioritizes client education, ensuring individuals and businesses understand their coverage options to make informed decisions.We combine decades of industry experience with personalized service, promptly resolving client issues and providing competitive rates tailored to diverse needs. Backed by partnerships with top carriers and a commitment to transparency, we serve as a reliable resource for insurance planning and risk management. Our affiliation with Alera Group enhances our ability to deliver innovative solutions, including group benefits and commercial property coverage, while maintaining a local focus on the Florida market.
Services
Health Insurance
Life Insurance
Medicare Options
Auto Insurance
Business Insurance
Home Insurance
Renters Insurance
Boat Insurance
Workers Compensation
Critical Illness Insurance
Highlights and features
- 30+ years of experience serving Florida's insurance needs
- Preferred Contracted General Agency with Blue Cross Blue Shield
- Over 300 licensed agents across five regional offices
- Specialized expertise in Medicare and small business insurance
- Comprehensive coverage options for personal and commercial risks
Associations and certifications
- Blue Cross Blue Shield of Florida
Services
Health Insurance
We offer comprehensive health insurance plans through Blue Cross Blue Shield of Florida, including individual, family, and small business options. Our agents help clients navigate ACA-compliant plans, high-deductible options, and short-term coverage while ensuring compliance with federal regulations. With expertise in marketplace enrollment and premium assistance programs, we help clients find affordable solutions that match their healthcare needs.
Medicare Options
Our Medicare specialists provide guidance on Supplement and Advantage plans to help seniors maximize their healthcare benefits. We explain coverage differences, prescription drug options, and enrollment timelines while offering ongoing support for claim disputes. Our agents maintain up-to-date knowledge of annual plan changes to ensure continued alignment with clients' medical needs and budget requirements.
Business Insurance
We deliver tailored insurance solutions for Florida businesses, including general liability, workers compensation, and commercial property coverage. Our team helps companies assess risk exposure, implement loss prevention strategies, and maintain compliance with state regulations. Through partnerships with multiple carriers, we offer competitive pricing and bundled packages to protect businesses of all sizes.
Auto Insurance
We provide auto insurance policies for personal and commercial vehicles, including cars, motorcycles, and RVs. Our agents help clients understand coverage limits, deductibles, and available discounts while ensuring compliance with Florida's minimum insurance requirements. We also assist with policy adjustments for changing needs and facilitate claims processing when needed.
Life Insurance
Our life insurance solutions include term and permanent policies to protect families and business interests. We help clients determine appropriate coverage amounts based on income replacement needs, debt obligations, and future expenses. With access to multiple carriers, we offer options for various budget ranges and health profiles while providing estate planning guidance.
Questions
What health insurance plans do you offer?
We offer ACA-compliant individual and family plans, short-term medical coverage, and small business health insurance through Blue Cross Blue Shield and other top carriers.
Do you specialize in Medicare coverage?
Yes, we provide Medicare Supplement and Advantage plans with expert guidance on enrollment periods, prescription coverage, and plan comparisons to suit seniors' healthcare needs.
What business insurance options are available?
We offer general liability, workers compensation, commercial property, and business interruption insurance, along with customized packages for Florida businesses.
How can I get a free insurance quote?
Visit our website or contact any of our five Florida offices to speak with an agent who will help you compare coverage options at no cost.
Are you affiliated with Blue Cross Blue Shield?
Yes, we are a Preferred Contracted General Agency with Blue Cross Blue Shield of Florida, providing access to exclusive plans and support services.
Do you offer insurance for recreational vehicles?
Yes, we provide coverage for motorcycles, RVs, boats, and off-road vehicles with customizable protection plans to meet Florida's unique lifestyle needs.
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