Business Details
50+ Years
experience
Secure Retirement Income with Guaranty Income Life Insurance Company Insurance Company
Guaranty Income Life Insurance Company Insurance Company has been dedicated to empowering Americans with financial security since 1926. Founded by the Foster family, our nearly century-long legacy reflects a commitment to stability and excellence in life insurance and annuity solutions. As a subsidiary of Kuvare US Holdings, we combine tradition with innovation to offer tailored fixed and fixed indexed annuities. Our A- (Excellent) AM Best rating underscores our financial strength, ensuring policyholders receive reliable income solutions. We prioritize personalized service, leveraging decades of expertise to address evolving client needs. By focusing on middle-market Americans, we provide accessible retirement planning tools to those often overlooked by traditional financial services.Our mission remains rooted in three principles: service, experience, and innovation. With headquarters in Baton Rouge, Louisiana, and offices in Des Moines, Iowa, we serve clients nationwide. Our digital transformation initiatives, including partnerships with InsurTech leaders, enhance accessibility for financial professionals and policyholders. Recognized as one of Ward's 50 top-performing insurance companies, we continue building trust through transparency and long-term security.
Services
Fixed Annuities
Fixed Indexed Annuities
Retirement Planning
Financial Consultation
Income Security
Details
- Year established: 1926
Highlights and features
- We offer annuities backed by 98 years of industry experience.
- Our A- (Excellent) AM Best rating demonstrates financial strength.
- We specialize in tailored fixed and fixed indexed annuity products.
- We focus on serving middle-market Americans overlooked by traditional services.
- Our digital platform enhances accessibility for financial professionals and clients.
Associations and certifications
- AM Best
Services
Fixed Annuities
Fixed annuities provide guaranteed returns with principal protection. These contracts offer predictable income streams unaffected by market volatility. Ideal for risk-averse investors seeking retirement security, they ensure consistent growth through predetermined interest rates.
Fixed Indexed Annuities
Fixed indexed annuities combine principal protection with growth potential tied to market indices. They offer minimum guaranteed returns while allowing participation in market gains. These products balance security with upside potential for long-term retirement planning.
Retirement Planning
Our retirement planning services assess income needs and create personalized annuity strategies. We help bridge gaps between savings and lifestyle goals. Financial professionals guide clients through product selection for sustainable income throughout retirement.
People
The Foster Family
Founders
The Foster family established Guaranty Income Life Insurance Company Insurance Company in 1926, building a legacy of financial security. Their vision created a resilient company that thrived through economic crises. Today, their principles continue guiding our commitment to policyholder protection.
Questions
What annuity options do you offer?
We provide fixed and fixed indexed annuities tailored to retirement goals. Fixed annuities guarantee principal protection with set returns. Fixed indexed annuities offer market-linked growth potential while safeguarding principal.
How financially stable is your company?
We maintain an A- (Excellent) AM Best financial strength rating. This reflects our strong capitalization and ability to meet long-term obligations. Our 98-year history demonstrates resilience through economic cycles.
Can annuities help with retirement income gaps?
Yes, our annuities create guaranteed income streams that complement Social Security and pensions. They help bridge gaps between savings and desired retirement lifestyles, providing reliable monthly payments you cannot outlive.
How do I get started with an annuity?
Contact your financial professional to discuss retirement goals. They'll assess your needs and recommend appropriate annuity products. We provide resources to help financial advisors create personalized retirement income strategies.
Are your products available nationwide?
Our annuities are available in most U.S. states. Availability depends on state regulations and product approvals. Financial professionals can check specific state offerings through our distribution channels.
