Business Details
10 Years
experience
Your Trusted Insurance Partner in York, PA
Founded in 2016 by award-winning agent Samantha Ferguson, William Penn Insurance has established itself as a trusted name in the insurance industry across southern Pennsylvania. Our approach combines deep market expertise with a commitment to transparency, ensuring clients understand their coverage options while making informed decisions to protect their families and assets. With over a decade of experience in property & casualty insurance and group benefits, we specialize in tailoring solutions for auto, home, and commercial policies.Our team prioritizes personalized service, leveraging extensive knowledge of insurance markets to deliver cost-effective strategies aligned with individual lifestyles and budgets. Active in community initiatives and dedicated to client education, we strive to build long-term relationships grounded in trust and mutual understanding.
Services
Auto Insurance
Home Insurance
Commercial Insurance
Motorcycle Insurance
RV/Trailer Insurance
Boat Insurance
Landlord Insurance
Mobile Home Insurance
Details
- Year established: 2016
Highlights and features
- We combine 10+ years of insurance market expertise with personalized service.
- Our transparent approach ensures full understanding of coverage options.
- Award-winning agent Samantha Ferguson founded the agency in 2016.
- Specialized knowledge in both personal lines and group benefits insurance.
- Community-focused with active local engagement and scholarship initiatives.
What people say
Saved us money
Treated with respect
Best coverage options
Amazing expertise
Perfect first impression
Services
Auto Insurance
We provide comprehensive auto insurance solutions for personal and commercial vehicles, including liability protection, collision coverage, and uninsured motorist policies. Our team helps clients compare rates and select optimal coverage based on driving history, vehicle type, and budget requirements. Specializing in non-standard insurance cases, we ensure affordable options for high-risk drivers while maintaining compliance with state regulations.
Home Insurance
Our home insurance policies cover residential properties against common risks like fire, theft, and weather damage. We offer standard homeowners coverage, manufactured home insurance, and specialized policies for vacant properties or rental units. Clients receive detailed explanations of dwelling coverage limits, personal property protection, and liability components to ensure comprehensive risk management for their most valuable assets.
Commercial Insurance
We design commercial insurance packages tailored to small business needs, including general liability, property insurance, and commercial auto policies. Our expertise extends to risk assessment for various industries, helping businesses protect against property damage, client lawsuits, and operational disruptions. We also provide guidance on workers' compensation requirements and specialized coverage options for specific business types.
Motorcycle Insurance
Our motorcycle insurance policies offer coverage for collision damage, bodily injury liability, and uninsured motorist protection. We cater to both standard and specialty motorcycle owners, providing customizable options for custom parts, roadside assistance, and comprehensive coverage. Clients benefit from competitive rate comparisons across multiple insurers while receiving personalized advice on state-mandated minimum requirements.
RV/Trailer Insurance
We offer specialized insurance for recreational vehicles and trailers, combining features of auto and home insurance policies. Coverage includes physical damage protection, liability insurance, and emergency assistance for travel-related incidents. Our team helps clients understand the unique requirements for full-time RV living versus occasional use, ensuring proper protection during both storage and active travel periods.
People
Samantha Ferguson
Owner + Insurance Strategist
Licensed agent since 2011 with expertise in property & casualty insurance and group benefits. Founded William Penn Insurance in 2016 after managing 900+ client accounts. Specializes in personalized coverage solutions while maintaining active community involvement through scholarship initiatives and local business networking.
Questions
What insurance types do you offer?
We provide auto, home, commercial, motorcycle, RV/trailer, boat, and specialty insurance policies for residents and businesses in Pennsylvania, Maryland, and Louisiana.
How can you help lower my insurance costs?
Our team compares multiple carriers to find competitive rates while offering personalized advice on coverage optimization, bundling options, and available discounts.
Do you handle both personal and business insurance?
Yes, we specialize in both personal lines insurance and commercial policies, providing tailored solutions for individuals and small businesses across multiple industries.
What are your office hours?
We're available Monday-Friday 9am-5pm EST and Saturday 9am-2pm EST for phone consultations and in-person appointments at our York, PA office.
How do claims affect insurance rates?
Claim impact varies by carrier and circumstances. Our agents explain specific rating factors during policy reviews and help clients understand potential premium changes.
Can you assist with policy term decisions?
We explain 6-month versus 12-month policy options, helping clients choose based on coverage needs, payment preferences, and potential rate stability considerations.
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