Business Details
36 Years
experience
Your Trusted Insurance Partner in Lafayette, LA
Family Insurance Planners has dedicated itself to helping individuals and businesses analyze their insurance needs while implementing protective measures for their loved ones and assets. Since 1990, our founder, Neil Morein, has served Lafayette and surrounding Louisiana communities with a commitment to safeguarding clients as he would his own family. With over 30 years of experience in the insurance industry, Neil brings a unique perspective shaped by owning and operating a family business, complemented by a business degree from the University of Louisiana-Lafayette and prestigious CLU and ChFC designations from The American College of Financial Services. As the only professional in Louisiana to have worked for the top four national life insurance companies, Neil leverages unparalleled industry knowledge to craft creative, effective insurance solutions for estate planning, business continuity, and personal asset protection. Our agency offers comprehensive insurance planning through products from over 25 carriers, ensuring clients receive optimal coverage at competitive rates.We specialize in assisting business owners with growth strategies, protection frameworks, and continuity planning while providing innovative long-term care insurance solutions for individuals concerned about rising costs. Our client-centric approach prioritizes transparency, personalized service, and lifelong relationships built on trust and expertise. Through detailed case studies, we demonstrate our ability to reduce premiums while enhancing coverage, as evidenced by successful transformations of life insurance policies with integrated long-term care riders. Our commitment to industry research and continuous education ensures clients benefit from cutting-edge strategies and market insights. For over three decades, we have maintained a steadfast dedication to ethical practices, client confidentiality, and community service, establishing ourselves as a trusted authority in Louisiana's insurance landscape.
Services
Home Insurance
Life Insurance
Long Term Care Insurance
Disability Insurance
Key Person Life Insurance
Details
- Year established: 1990
Highlights and features
- We offer 30+ years of specialized insurance experience in Lafayette
- Our founder worked with the top 4 national life insurance companies
- We provide personalized insurance solutions from 25+ carriers
- We guarantee transparent policy reviews with no hidden fees
- We're licensed professionals serving Louisiana and Texas markets
Associations and certifications
- CLU
- ChFC
What people say
Thoughtful and courteous service
Competent insurance recommendations
Helpful in family planning
Knowledgeable business guidance
Proven experience benefits clients
Services
Life Insurance
We provide comprehensive life insurance solutions that protect families and businesses while offering strategic financial planning benefits. Our policies include customizable riders for long-term care coverage and estate planning. With access to products from over 25 insurance companies, we help clients find optimal coverage at competitive rates while ensuring policy flexibility for changing life circumstances.
Long Term Care Insurance
Our long-term care insurance solutions address expenses not covered by health insurance or Medicare, offering financial protection against rising care costs. We specialize in innovative policy structures that combine life insurance with long-term care riders, providing dual benefits while often reducing overall premium costs through strategic policy conversions and cash value utilization.
Disability Insurance
We offer disability insurance policies that protect income streams during unexpected work interruptions. Our solutions address the reality that 1 in 4 workers will experience a disability before retirement, ensuring financial stability through customized coverage that considers occupation-specific risks and individual financial obligations while maintaining policy affordability.
Key Person Life Insurance
Our key person life insurance solutions protect businesses from financial losses caused by the death of critical employees. We design policies that provide funds for succession planning, debt repayment, and business continuity while offering strategic tax advantages. Our approach considers each business's unique needs, ensuring adequate coverage amounts and policy structures that align with long-term growth objectives.
Insurance Planning
We provide comprehensive insurance planning services that analyze clients' complete financial situations to create holistic protection strategies. Our process includes policy reviews, coverage gap analysis, and customized solution design that integrates with estate planning and business continuity goals. We focus on long-term relationships, regularly updating plans to reflect changing life circumstances and evolving insurance products.
People
J. Neil Morein
Founder
Neil Morein is a seasoned insurance professional with over 30 years of experience, holding CLU and ChFC designations from The American College of Financial Services. He uniquely combines practical business ownership experience with deep industry knowledge from working with top national life insurance companies, offering clients strategic insurance planning expertise.
Questions
What insurance services do you specialize in?
We specialize in life insurance, long-term care insurance, disability insurance, and key person life insurance solutions for individuals and businesses.
How can you help reduce insurance costs?
We analyze existing policies to identify savings opportunities, often combining coverages or restructuring policies to maintain protection while reducing premiums through strategic conversions.
What makes your agency different from others?
Our founder's unique experience working with top national insurance companies and dual financial designations enable us to create innovative solutions that other agencies cannot match.
Do you offer free insurance consultations?
Yes, we provide free initial consultations to assess your insurance needs and recommend customized solutions tailored to your specific circumstances.
Are you licensed in multiple states?
We are licensed insurance professionals serving clients in both Louisiana and Texas with comprehensive coverage options.