Business Details
34 Years
experience
Your Trusted Insurance Partner in Wilmington, NC
Since 1992, AAC Insurance Group has served the Wilmington community with a commitment to quality service and client-focused solutions. Our team leverages relationships with multiple carriers to compare rates and secure tailored policies for personal and commercial clients. With over 30 years of combined experience, we specialize in auto, home, motorcycle, boat, classic car, and trucking insurance, alongside commercial lines like general liability and workers compensation.We prioritize transparency by waiving agency fees for standard transactions, charging only for NSF checks. Our mission is to provide comprehensive coverage at competitive prices while maintaining personalized attention to every client's unique needs.
Services
Auto Insurance
Home Insurance
Business Insurance
Workers Comp Insurance
Truckers Insurance
Classic Cars Insurance
Commercial Property Insurance
General Liability Insurance
Motorcycle/Scooter Insurance
Boat and Watercraft Insurance
Details
- Year established: 1992
Highlights and features
- We charge no additional agency fees for policy transactions.
- Our team has over 30 years of combined insurance experience.
- We partner with multiple carriers to find you the best rates.
- Specializing in niche coverage for classic cars and truckers.
- We prioritize personalized service for every client's unique needs.
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to individual drivers and fleets. Our coverage options include liability protection, collision coverage, and uninsured motorist benefits. With access to multiple carriers, we help clients secure competitive rates while ensuring compliance with state requirements and addressing unique driving needs like classic vehicles.
Home Insurance
Our home insurance solutions safeguard residential properties against risks like fire, theft, and natural disasters. Policies include dwelling coverage, personal property protection, and liability insurance. We work with homeowners to customize deductibles and coverage limits, ensuring financial security for primary residences, vacation homes, and rental properties across North Carolina and neighboring states.
Business Insurance
We offer specialized insurance for businesses, including general liability, commercial property, and professional indemnity policies. Our services protect companies from operational risks like client disputes, equipment damage, and workplace injuries. With expertise in industries ranging from trucking to retail, we create cost-effective packages aligned with regulatory requirements and growth objectives.
Workers Comp Insurance
Our workers' compensation policies cover medical expenses and lost wages for employees injured on the job. This mandatory coverage helps businesses comply with state laws while protecting against litigation risks. We serve industries like construction, logistics, and manufacturing, offering tailored solutions that balance affordability with comprehensive injury and illness protections.
Truckers Insurance
We specialize in trucking insurance for owner-operators and fleet owners, covering liability, cargo damage, and physical vehicle protection. Policies address unique risks in transportation, including interstate operations and hazardous material hauling. Our expertise ensures compliance with FMCSA regulations while providing financial safeguards against accidents, theft, and roadside emergencies.
People
Jon Lucas
Owner and Managing Agent
Jon Lucas co-owns AAC Insurance Group, leveraging decades of industry experience to deliver tailored insurance solutions. He focuses on building client relationships and ensuring competitive pricing through strategic carrier partnerships.
Andy Lucas
Owner and Managing Agent
Andy Lucas co-owns AAC Insurance Group, combining local expertise with national industry knowledge. He specializes in commercial lines and works closely with businesses to mitigate risks and optimize coverage affordability.
Questions
What types of insurance do you offer?
We offer auto, home, motorcycle, boat, classic car, and truckers insurance, along with commercial lines like general liability, workers comp, and business property coverage.
Do you serve areas outside North Carolina?
Yes, we provide insurance in South Carolina, Georgia, Virginia, Maryland, and Kentucky, in addition to North Carolina.
Are there additional fees for policy transactions?
No, we waive agency fees for standard transactions like renewals and reinstatements. We only charge for NSF checks returned by banks.
How do you help clients find affordable rates?
We partner with multiple carriers to compare rates and negotiate competitive pricing tailored to each client's risk profile and coverage needs.
What experience does your team have?
Our agents have over 30 years of combined experience in personal and commercial insurance, with specialized knowledge in niche markets like classic cars and trucking.
