Business Details
7 Years
experience
Trusted Regional Insurance Solutions
Wilmington Insurance has built a reputation as a trusted regional carrier specializing in commercial and personal insurance solutions. With over two decades of property and casualty expertise, we collaborate closely with independent agents to deliver customized coverage for small to mid-sized businesses and homeowners in coastal areas. Our approach combines local market knowledge with streamlined underwriting processes, ensuring policies are tailored to individual risk profiles while maintaining competitive pricing.Backed by strong reinsurance partnerships and a dedicated team of professionals, we prioritize accessibility, claims efficiency, and long-term relationships with both agents and policyholders. Our commitment to exceptional service is reflected in our A-rated status by Demotech, Inc. and our focus on resolving claims with professionalism and compassion.
Services
Commercial Insurance
Homeowners Insurance
Program Business
General Liability
Commercial Property
Inland Marine
Commercial Auto
Umbrella Coverage
Specialty Programs
Coastal Property Insurance
Details
- Year established: 2019
Highlights and features
- Multi-line commercial and personal insurance coverages
- Direct access to underwriting decision-makers
- 20+ years of regional property and casualty expertise
- Customizable insurance programs for niche markets
- Superior claims handling with compassionate service
Associations and certifications
- Demotech, Inc. (A-rated)
What people say
Excellent claims experience
Knowledgeable professionals
Quick claim settlements
Competitive programs
Agent-focused approach
Services
Commercial Insurance
Our commercial insurance packages protect businesses with customizable options including property, liability, and inland marine coverage. We specialize in creating comprehensive policies for diverse industries while maintaining competitive pricing. Our regional underwriting approach ensures tailored solutions that address specific business risks.
Homeowners Insurance
We offer specialized homeowners insurance for primary and secondary residences in coastal areas. Our HO-3 and HO-6 policies provide comprehensive coverage for property damage, liability, and additional living expenses. Class C mobile home coverage meets unique coastal insurance needs.
Program Business
Through strategic partnerships, we deliver exclusive specialty programs for niche markets including professional liability, builders risk, and entertainment industry coverage. These customized solutions address unique risks not typically covered by standard insurance products across all our operating states.
General Liability
Our general liability coverage protects businesses from common risks including bodily injury, property damage, and advertising claims. Tailored for various industries, this essential coverage helps safeguard against third-party lawsuits and associated legal costs.
Commercial Property
We provide comprehensive commercial property insurance covering buildings, equipment, and inventory against fire, theft, and natural disasters. Policies can be customized with additional endorsements to address specific business property exposures in high-risk coastal areas.
People
Scott Foltz
President
President since 2019 with CPCU designation, Scott brings 30+ years of insurance experience including leadership roles in underwriting, claims, and reinsurance. Chartered Property and Casualty Underwriter with extensive multi-line insurance expertise.
Michael Brady
Vice President Underwriting Southern Division
47-year insurance veteran with expertise in commercial underwriting. Former retail agent with 22 years of agency experience, now leading underwriting operations for Southern Division since 2001.
Mary Jane O'Tormey
Vice President Underwriting Mid-Atlantic Division
50-year insurance professional with 22 years at WIC. Manages underwriting operations and policy services for Mid-Atlantic Division, specializing in liability and property coverage solutions.
Questions
What states does Wilmington Insurance operate in?
We currently operate in 17 Mid-Atlantic and Southern states including Delaware, Alabama, Georgia, and Wisconsin. Check our website for specific details.
What commercial insurance products do you offer?
We provide business owners policies, commercial property, general liability, inland marine, commercial auto, and umbrella coverage tailored to various industries.
Do you offer specialty insurance programs?
Yes, through partnerships we offer specialty programs for niche markets including coastal property, professional liability, and unique commercial risks.
What makes Wilmington different from other carriers?
Our regional expertise, direct underwriter access, and commitment to independent agents create faster decisions and more tailored coverage options.
