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Your Trusted Insurance Partner in Fremont, MI
Fremont Insurance has been a trusted provider of comprehensive insurance solutions since 1876, serving Michigan residents and expanding to Wisconsin in 2021. Headquartered in Fremont, Michigan, we specialize in personalized auto, home, marine, and business insurance policies tailored to the unique needs of our regional customers. Our commitment to competitive rates ensures clients receive exceptional value without compromising coverage quality. With a network of independent agents across hundreds of locations, we prioritize exceptional customer service and community engagement.Our retention rate exceeding 90% reflects decades of trust built through reliable claims processing, transparent communication, and policies designed to address evolving regional risks. Supported by strategic partnerships like the Auto Club Group (AAA), we combine 145+ years of experience with modern innovations to protect what matters most to our policyholders.
Services
Personal Auto
Homeowners
Business Auto
Workers Compensation
Umbrella
Marine
Condo
Renters
Commercial Package Policy
Mobile Homeowners
Highlights and features
- We offer over 145 years of regional insurance expertise since 1876.
- Our policies are specifically designed for Michigan and Wisconsin residents' needs.
- We maintain a 90%+ policyholder retention rate through reliable service.
- Our independent agent network ensures personalized customer support.
- We provide specialized coverage solutions for emerging regional risks.
Services
Personal Auto
Protect your vehicle and driving needs with customizable policies that cover accidents, theft, and weather-related damages. Our plans offer flexible deductibles and discounts for safe drivers. We ensure compliance with state requirements while providing additional protection options tailored to individual driving habits and regional risks.
Homeowners
Safeguard your property against fire, weather events, and liability claims with comprehensive home insurance. Policies include coverage for personal belongings, temporary housing during repairs, and protection against natural disasters common to the Midwest. We offer specialized endorsements for unique home features and high-value possessions.
Business Auto
Secure coverage for company vehicles and commercial transportation needs. Our business auto policies protect against accidents, cargo loss, and liability claims while offering fleet management tools. We provide tailored solutions for industries ranging from construction to delivery services, including specialized equipment coverage and roadside assistance programs.
Workers Compensation
Protect your business and employees with mandatory workers' compensation insurance. We cover medical expenses, wage replacement, and legal costs associated with workplace injuries. Our policies include risk management resources to prevent accidents and reduce claims frequency through safety training programs and compliance support.
Umbrella
Extend protection beyond primary policy limits with umbrella insurance. This coverage safeguards against major liability claims from auto accidents, property damage, or personal injury lawsuits. We offer tiered coverage amounts to match individual or business risk profiles, providing financial security against catastrophic events exceeding standard policy limits.
Questions
How do I file an insurance claim?
Contact your Fremont Insurance agent directly or call our 24-hour Emergency Claims Service Center at 1-800-550-0325. Online filing is also available through your policyholder account.
What types of insurance policies do you offer?
We provide personal auto, homeowners, marine, condo, renters, mobile homeowners, umbrella, business auto, commercial package policies, workers compensation, and business owners policies.
Are your insurance rates competitive?
Yes, we focus on controlling rates to deliver exceptional value while maintaining comprehensive coverage tailored to Michigan and Wisconsin residents' needs.
How can I make a payment on my policy?
Payments can be made online through your account, over the phone with our office staff, or via automatic bill pay setup through your policyholder portal.
Do you offer coverage outside Michigan?
Since 2021, we've expanded business insurance offerings to Wisconsin customers while maintaining our core Michigan service area.
