Business Details
43 Years
experience
Trusted Insurance Solutions in Cambridge, MD
Whitten Insurance has safeguarded clients' assets for over four decades through personalized insurance solutions. Our commitment to community values, combined with strategic affiliation with the Leavitt Group, enables us to deliver comprehensive coverage options while maintaining local decision-making authority. Our four-step process ensures tailored risk management strategies, supported by a team of experienced professionals dedicated to protecting personal and commercial assets. We emphasize transparent communication, proactive client education, and continuous investment in professional development to maintain industry leadership. 
Services
Auto Insurance
Commercial Insurance
Agriculture Insurance
Flood Insurance
Workers Compensation
Umbrella Coverage
Business Auto Insurance
General Liability
Details
- Year established: 1983
Highlights and features
- We build genuine relationships through personalized insurance solutions
- Our team maintains 40+ years of combined industry experience
- We implement a four-step process for comprehensive risk assessment
- We combine local expertise with national resources through Leavitt Group affiliation
- Our claims resolution process achieves industry-leading response times
What people say
Great customer service
Very responsive agents
Significant premium savings
Professional claims handling
Personalized policy options
Services
Commercial Insurance
Our commercial insurance solutions protect businesses from liability claims, property damage, and operational risks. We offer tailored policies including general liability, workers compensation, and commercial auto coverage. Our risk advisors help Maryland and Delaware businesses implement comprehensive protection strategies that adapt to evolving industry challenges while maintaining cost-effectiveness.
Auto Insurance
We provide customized auto insurance policies that protect personal and commercial vehicles against accidents, theft, and natural disasters. Our policies include liability coverage, collision protection, and uninsured motorist provisions. Clients benefit from competitive rate comparisons across multiple carriers while maintaining personalized service from local agents.
Flood Insurance
Specialized flood insurance policies protect properties against water damage from natural disasters. Our experts help clients understand coverage requirements beyond standard homeowners policies. We offer solutions for both high-risk and moderate-risk flood zones, ensuring compliance with mortgage requirements while providing comprehensive financial protection.
Workers Compensation
Mandatory workers compensation policies cover medical expenses and lost wages for job-related injuries. We help businesses meet legal requirements while implementing safety programs to reduce claims. Our services include policy customization for various industries and claims management support to minimize business disruption.
Umbrella Coverage
Umbrella insurance policies provide additional liability protection beyond standard policy limits. This crucial coverage protects against catastrophic claims that could threaten personal or business assets. We help clients assess appropriate coverage levels based on risk exposure and financial circumstances.
People
Jesse Reeder
Co-Owner
With over 30 years in the insurance industry, Jesse co-founded Whitten Insurance to combine local expertise with national resources. He focuses on strategic growth while maintaining community connections.
Lori Nagel
Co-Owner
Lori leads client relations initiatives with 25+ years of insurance experience. She specializes in commercial risk management and maintains active involvement in local business development organizations.
Kenny Kreiser
Co-Owner
Kenny oversees operations and technology integration. His 28-year industry experience includes implementing innovative claims processing systems that reduce resolution times by 40%.
Christine Forte
Personal Insurance Account Manager
Christine has served clients for 18 years, specializing in homeowners and auto insurance. She maintains a 98% client retention rate through proactive policy reviews and personalized service.
Brooks Zentgraf
Risk Advisor
Brooks specializes in agricultural insurance with 15 years of experience. He develops customized coverage solutions for farms and equine operations across Maryland's Eastern Shore.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, flood), commercial insurance (liability, workers comp), agriculture coverage, and specialty policies. Our agents compare options from top carriers to find your best fit.
Do you serve businesses outside Maryland?
While our offices are in Maryland, we provide commercial insurance solutions to businesses across the Mid-Atlantic region through our Leavitt Group affiliation.
How quickly do you handle insurance claims?
Our average claims resolution time is 3 days, with emergency claims specialists available during business hours for urgent situations.
Can you help lower my insurance costs?
Our policy review process identifies savings opportunities through bundling, discounts, and coverage optimization. Clients typically save 15-25% when switching to our services.
Are your agents available after business hours?
Our main office operates Monday-Friday 8:30am-5pm. Emergency claims assistance is available through our 24/7 hotline for urgent situations.
How do you handle policy changes?
Policy modifications require direct agent consultation to ensure proper coverage. We provide same-day service for most changes through our client portal or office staff.
