Business Details
41 Years
experience
Your Trusted Insurance Partner in Washington, DC
Lloyd D H has been a trusted name in insurance and risk management for over 35 years. Based in Washington, DC, we specialize in delivering personalized insurance solutions for both businesses and individuals. As a minority-owned independent agency, we prioritize integrity, transparency, and professionalism in every client interaction. Our mission is to protect what matters most to our clients through customized insurance plans and exceptional service, ensuring peace of mind and long-term security.With decades of experience, we have built strong relationships with leading insurers to offer competitive rates and comprehensive coverage tailored to unique needs. Our client-centric approach focuses on clear communication, lasting relationships, and adapting to industry changes to safeguard your assets effectively.
Services
General Liability Insurance
Workers Compensation Insurance
Commercial Umbrella Insurance
Business Owners Insurance
Risk Management
Cyber Liability Insurance
Commercial Property Insurance
Professional Liability Insurance
Environmental Insurance
Business Interruption Insurance
Details
- Year established: 1985
Highlights and features
- 35+ years of industry experience
- Licensed in 47 states across the USA
- Minority-Owned and operated business
- Client-Centric approach with personalized solutions
- Comprehensive Solutions tailored to your business needs
What people say
Dedicated support
Comprehensive coverage
Dependable service
Tailored solutions
Expert guidance
Services
General Liability Insurance
General Liability Insurance protects businesses from financial risks caused by claims of bodily injury, property damage, or personal injury. Our policies ensure your business stays secure by covering legal fees, medical expenses, and settlements. This coverage safeguards your operations, allowing you to focus on growth without worrying about unexpected liabilities.
Workers Compensation Insurance
Workers Compensation Insurance provides financial protection for employees in case of work-related injuries or illnesses. Our policies cover medical expenses, wage replacement, and rehabilitation costs while ensuring compliance with state laws. This insurance protects both your workforce and your business from potential lawsuits and financial strain due to workplace accidents.
Commercial Property Insurance
Commercial Property Insurance safeguards your business premises and physical assets from damage due to fire, theft, or natural disasters. Our policies cover repairs, replacements, and lost income from disruptions. This coverage ensures your business remains operational and financially stable after unexpected events affecting your physical assets.
Cyber Liability Insurance
Cyber Liability Insurance protects businesses from cyber threats like data breaches, ransomware, and system hacks. Our policies cover legal fees, notification costs, and data recovery expenses. This coverage is essential for modern businesses handling sensitive customer information, ensuring financial protection and compliance with data privacy regulations.
Risk Management
Risk Management services evaluate and mitigate risks to ensure business security and growth. Our experts identify potential threats, enhance operational safeguards, and develop strategies to minimize financial exposure. This proactive approach helps businesses avoid losses, maintain compliance, and build long-term resilience against industry-specific challenges.
People
Denise H. Lloyd
Founder & Chairman
Denise H. Lloyd, CIC, founded Lloyd D H in 1985 with a vision to provide personalized insurance solutions. Her leadership emphasizes integrity, client trust, and tailored risk management strategies for Washington, DC businesses.
Jelani Fenton
President
Jelani Fenton leads Lloyd D H as President, leveraging decades of industry experience to expand services and strengthen client relationships. He focuses on innovation, compliance, and delivering comprehensive insurance solutions for diverse business sectors.
Questions
What types of insurance does D.H. Lloyd & Associates offer?
We provide commercial and personal insurance, including general liability, workers' compensation, cyber liability, and property coverage. Our solutions are tailored to businesses and individuals in Washington, DC and nationwide.
How do I know which insurance coverage is right for my business?
Our team conducts a needs analysis to recommend coverage like general liability, commercial property, or professional liability insurance based on your industry, size, and risk profile.
What makes D.H. Lloyd & Associates different from other agencies?
We are a minority-owned, independent agency with 35+ years of experience, offering personalized service, licensed coverage in 47 states, and comprehensive solutions tailored to your unique needs.
How can I get a quote for my insurance coverage?
Contact us via phone, email, or our online form. We'll schedule a consultation, assess your needs, and provide a personalized quote for your insurance coverage.
What should I do if I need to file a claim?
Contact our office immediately to report the incident. We'll guide you through documentation, work with insurers, and ensure a smooth resolution for your claim.
