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Your Trusted Local Insurance Partner in East Jordan, MI
We are an independent insurance agency based in East Jordan, Michigan, serving individuals, families, and business owners across Charlevoix, Petoskey, Boyne City, and surrounding areas. With over 30 years of local experience, we specialize in providing personalized insurance solutions tailored to Michigan's unique risks, including seasonal properties, tourism, and lake-related activities. Our team prioritizes listening to clients' needs, explaining coverage options clearly, and helping them select policies that align with their specific requirements.

As a locally owned and operated agency, we maintain strong relationships with top-rated regional and national carriers to ensure competitive pricing and comprehensive coverage. Our commitment extends beyond policy saleswe offer ongoing support for claims assistance, risk management, and specialized programs for industries like bed & breakfasts and charter boat operations. By combining local expertise with a customer-centric approach, we aim to protect what matters most to our community.
Services
Charter Boat Insurance Homeowners Insurance Auto Insurance Watercraft Insurance Commercial Insurance Health Insurance Life Insurance Bed & Breakfast Insurance
Highlights and features
  • We have over 30 years of experience serving Michigan clients.
  • We are independent and shop multiple carriers for better options.
  • Our local team understands seasonal risks and lake life.
  • We provide personalized support beyond policy purchase.
  • We offer specialized coverage for B&Bs and charter boats.
What people say
Awesome experience Best prices Super helpful No worries experience
Services
Charter Boat Insurance
Specialized coverage for tour boats, fishing charters, and water-based businesses operating on Michigan lakes. Policies include hull protection, liability, and seasonal use options tailored to the state's unique water-related risks.
Homeowners Insurance
Protection for primary residences and seasonal properties against damage, theft, and liability claims. Customizable plans address Michigan's weather patterns, lakefront exposures, and vacation rental needs for year-round or part-time homeowners.
Commercial Insurance
Tailored coverage for small businesses including retail, service providers, and contractors. Policies combine property protection, liability coverage, and risk management solutions specific to Michigan's tourism-driven and seasonal industries.
Bed & Breakfast Insurance
Specialized programs for Michigan innkeepers covering property damage, guest liability, and business income loss. Designed to protect both the physical property and operational aspects of short-term lodging businesses across the state.
Watercraft Insurance
Comprehensive protection for pontoons, yachts, and personal watercraft. Coverage includes hull damage, liability claims, and seasonal storage considerations specific to Michigan's extensive lake systems and recreational boating culture.
Questions
What types of insurance do you offer?
We provide home, auto, commercial, health, life, watercraft, charter boat, and bed & breakfast insurance tailored to Michigan residents and businesses.
How do I get a quote?
Request a quote online or call us directly at (231) 536-3331. Our team will help you compare options from multiple carriers to find the best fit.
Do you specialize in Michigan-specific coverage?
Yes, we focus on Michigan's unique risks including seasonal properties, lake-related activities, and tourism-driven businesses like charter boats and B&Bs.
How do I file a claim?
Contact us directly via phone or email. Our team provides personalized support throughout the claims process to ensure timely resolution.
Are you an independent agency?
Yes, we work with multiple top-rated carriers to offer competitive rates and customized coverage options that meet your specific needs.