Business Details
30 Years
experience
Emergency
services
Your Trusted Insurance Partner in Elk Rapids, MI
Established in 1996, Fitzpatrick Insurance is a locally owned independent insurance agency dedicated to serving clients across Michigan, Arizona, Colorado, Florida, Indiana, Missouri, and Ohio. Our team of experienced professionals prioritizes customer needs over sales, offering tailored insurance solutions that balance comprehensive coverage with cost-effectiveness. With over 26 years of industry expertise, we specialize in home, auto, life, marine, commercial, and recreational insurance products.Our commitment to personalized service ensures clients receive unbiased advice and straightforward answers without unnecessary complications. We maintain strong relationships with leading insurance carriers to provide competitive rates while upholding our founding values of honesty, transparency, and exceptional customer care. Our office operates with extended availability through appointment scheduling to accommodate client needs beyond standard business hours.
Services
Home Insurance
Auto Insurance
Life Insurance
Marine Insurance
Commercial Insurance
Insurance Brokerage
Recreational Vehicle Insurance
Farm Insurance
Workers Compensation
Professional Liability
Details
- Year established: 1996
Highlights and features
- We offer 26+ years of independent insurance expertise across seven states
- Our team provides unbiased policy comparisons from multiple carriers
- We maintain local market knowledge with nationwide carrier partnerships
- Our office offers extended availability through appointment scheduling
- We provide 24/7 emergency claims support for policyholders
What people say
Efficient service
Extremely friendly
Quick call back
Great rates
Highly recommend
Services
Home Insurance
Our home insurance policies protect Michigan residents' properties against damage, theft, and liability claims. Coverage includes structural protection, personal belongings, and living expense reimbursement during repairs. We specialize in customized policies that address regional risks like severe weather while ensuring compliance with mortgage requirements.
Commercial Insurance
We provide comprehensive commercial insurance solutions for Michigan businesses, including BOP policies, liability coverage, and equipment protection. Our 80+ years of combined experience helps businesses mitigate risks through tailored packages that combine property, liability, and auto coverage with specialized options for unique operations.
Auto Insurance
Our auto insurance services cater to Michigan drivers with coverage options for standard vehicles, luxury cars, and recreational vehicles. We assist with navigating state-specific regulations, securing discounts, and processing claims while offering 24/7 roadside assistance and emergency support through multiple carrier partnerships.
Life Insurance
We offer term life insurance policies designed to protect families' financial futures through customizable coverage options. Our agents help clients evaluate premium guarantees, conversion options, and policy riders while focusing on long-term financial planning and estate protection strategies.
Marine Insurance
Our marine insurance covers boats, jet skis, and other watercraft with protection against damage, liability, and medical expenses. We specialize in policies for Michigan's inland waterways, offering coverage for hull damage, fuel spills, and wreckage removal while working with boating enthusiasts to ensure comprehensive protection.
People
Sharon Fitzpatrick
Founder
Founded Fitzpatrick Insurance in 1996 after relocating from New York. Established the agency's core values of customer-centric service and honesty. Transferred ownership in 2022 while maintaining advisory role.
Adam Brown
Owner/President
Co-owner and President with extensive insurance experience. Specializes in commercial lines and policy customization. Leads agency operations while maintaining client relationships through personalized service and strategic decision-making.
Patrick Lavis
Co-Owner
Co-owner responsible for agency growth and technology integration. Maintains focus on customer service standards while expanding carrier partnerships and implementing modern insurance solutions for both personal and commercial clients.
Mary Meier
Licensed Agent
Experienced licensed agent specializing in personal insurance products. Provides expert guidance on home, auto, and life insurance policies while maintaining strong client relationships through clear communication and tailored coverage solutions.
Michelle Brown
Licensed Agent
Licensed agent with expertise in property and casualty insurance. Focuses on delivering personalized insurance solutions for residential clients while maintaining high customer satisfaction through thorough policy explanations and responsive service.
Questions
What areas does Fitzpatrick Insurance serve?
We serve Michigan residents with insurance solutions and provide coverage in Arizona, Colorado, Florida, Indiana, Missouri, and Ohio through our carrier partnerships.
Do you offer 24/7 emergency claims support?
Yes, we provide 24/7 emergency claims assistance with dedicated hotlines for auto, home, and commercial insurance claims through multiple carrier networks.
How do you help clients find the right insurance?
As an independent agency, we compare policies from multiple carriers to find customized solutions that balance coverage needs with budgetary considerations for each client.
What insurance products do you specialize in?
We specialize in home, auto, life, marine, commercial, and recreational vehicle insurance with expertise in both personal and business coverage requirements.
Can you help with Michigan-specific insurance requirements?
Yes, our team has extensive knowledge of Michigan insurance regulations and provides specialized guidance for state-mandated coverages and regional risk factors.
